 landscape with so much confusion with regard to investing and what people do with their money. I think it's imperative that people take a step back, identify what options are out there for them. I'm going to address the top three most important ideas that you can have with your money. I think this can resonate with all people. I think if you're a new investor out there and you're wondering about getting started and investing, you understand the importance of starting on a program, you really need to hear this. I think the more we can get this into the hands of our youth, the better off we'll be, the more financially secure we can build our future. In understanding just a few principles that I've been foot stomping over the course of the last few years on the Independent Investor Channel, I've had the distinct honor of sharing my testimonial as somebody who has built up a sizable amount of worth and net worth, a sizable portfolio, all on a blue-collar salary. I think there's a lot of people out there that can resonate with my message in that they work jobs too. They don't have time to research stock or envelope their time in stock ticker symbols and ticker tapes on CNBC. Hardworking people just don't have that kind of time. I think all too often we opt for the services of a financial planning institution and we're naive to the options out there. I think amongst the people that I've ever talked with out there and I mentioned, hey, you can actually take control of your own money, I think a lot of people cringe a little bit and they're scared of the prospects. A lot of people will be quick to do something or try something new or even to try something that they have no experience with. But when it comes to money, I think a lot of people do shy away from the opportunity and I think that can really be a downfall and it can be very, very costly over the long term. You need to understand and the Independent Investor Channel is really all about putting you in control of your money. These are the top three reasons why I think you should take a look at it. The number one thing is tax protection. I think for the majority of people out there that have the ability to contribute a little bit to their future and to their retirement, most people out there work jobs and they may find a few hundred dollars of surplus capital in their budget month over month. I think that speaks to the Roth IRA cap of $6,000 per year and I think people need to start there. I don't think they need to be starting a cryptocurrency, a Coinbase account to start. I think there's an order of operations. I don't think they need to be doing taxable cash accounts. I don't think they need to be doing anything other than starting that individual Roth IRA account if you're an individual or if you are married and you have a spouse, you can start that and it doubles your cap. But the $6,000, think about that for a second, really does apply to the masses and that is the one account that the government has said, hey, you as an individual can take your hard earned dollars. You've already paid the tax upfront. You can take those post tax dollars, put those into a Roth IRA vehicle and you can save money until inevitably that target date and retirement account age is reached at 59 and a half. I think a lot of people fall short of having the foresight to understand that they'll be there at some point in their life. I think it's a beautiful thing. And once you get this thing established, then you can go back to work. Then you can go back to filling up your time, your day job, your raising kids, pursuing your hobby, whatever it is that you do with your time because your investments will be working for yourself. And the Roth IRA is really the only way to tax protect those dollars. And so the number one reason that you really want to understand is that why work so hard to build up money only to pay it to the government every single year? And again, think about it from this perspective. Most people don't even need to think about starting a tax account or a brokerage account that would be subject to tax if they don't have the ability to max fund their Roth IRA account every year, should be priority number one and achieving that tax protection over your money. I've got just a little over a half a million in my portfolio and about 60% of those dollars are tax protected going forward. They've been working for me for years. And so we want to put investors in the driver seat right up front and start that tax protection on the onset. Goal number two for those investors that can get this message early and often is wealth preservation. Now wealth preservation sounds like a really, really tricky term. All it is is to acknowledge that investing through a third party or intermediary broker is expensive. And it becomes a lot more expensive over time. So it's like, okay, Ryan, give us the goods man. What is this wealth preservation that you talk about? By becoming a self directed investor, you actually realize wealth preservation in way of the products that you're able to invest in. Let me give you an example. You go into a brokerage account or a financial planning office like Edward Jones or JP Morgan or any of the major banks, they all have an annex, you can all go and sit down with said financial planner. You'll give them the spiel, they'll give the you the spiel. At the end of that spiel, they're probably going to recommend that you invest most all of your money and you invest what you have in mutual funds, managed mutual funds are a very, very expensive option. And they can make you money, make no mistake about it. They're not wrong. The problem that I have with it is that there are products on the marketplace right now that allow you to align yourself with market performance and track the markets through exchange traded funds and index funds. Now those products I get in depth on on this program, but understand the difference in the objective in where they're looking to take you. You are a customer. Okay. And as a customer, you need to be a paying customer. And the only way that they can realize money is to get you involved in products that they can charge and expense over. In other words, they're not going to give you the best thing on the market and they're especially not going to put you into a product that doesn't make them any money. And products like the Vanguard products that I talk about all the time on the independent investor channel do just that. They put you in the driver's seat to become passively involved in the market. And those coupled with the ability to tax protect are two of the three elements that I think if you had these three elements, you would be powerful. Now the ability to enter into single stock is also something that I don't believe needs to be overlooked. I think a lot of people really do need to understand the power of certain elements of single stock investing, whether it be maybe taking on a little bit more growth in your portfolio or maybe aspiring to a little bit more of a value type of strategy strategy through dividend growth investing. We talk about all those strategies. I deploy and do every one of them because I'm a staunch believer in each of these strategies. No one strategy is going to perform 100% of the time for you all the time. There's going to be ups and there's going to be downs in the market. And this is just part of the learning curve, but there are small attributes about each and every philosophy or investing strategy that you'll pursue that are going to make the difference in the long run. But wealth preservation really just acknowledges the importance of taking your money and subjecting it to risk in the market and doing so at the lowest cost to you as the individual investor cannot overstate the importance of this. It can make the difference between hundreds of thousands of dollars of wealth that would have just otherwise been lost to the financial institutions, the independent investor channel advocates for those individuals, keeping those dollars in house for yourself, becoming a self-directed investor brings me to my last point. I talked about the tax protection that can be realized through the Roth IRA. I talked about the wealth preservation in the products putting into that Roth IRA. The key differentiator between my channel and a lot of channels out there is to advocate for the designation over that Roth IRA. If you do not have a self-directed Roth IRA account, you absolutely need to jump on the phone with your financial planner or with your banking institution and ask them about the prospects of doing your investments on your own. If you do not do this, they have every opportunity to take your right as an individual to establish an IRA and attach the fee structure to it. And this is really the fallacy in the industry. It is modern day highway robbery. It is something that I have advocated for over the course of a few years of doing the independent investor channel. And it is something that people need to wake up to this fact. If you truly want to be in command of your money, you will look into the three elements that I spoke about in this video, tax protection, wealth preservation, and starting that self-directed Roth IRA account. It can be the three most powerful elements of your investing career that you start on the onset in building for your future. Guys, if you appreciate the message, you want to make sure and subscribe to the channel. Leave your comments at the bottom of the video and share the message with anybody out there that you know doesn't know a lick about the stock market. Bring them on. I'll talk directly to them. I do this stuff. I share what I do and I teach you how to break down the information so it's not so confusing in the landscape. Guys, thank you so much for tuning into the message and good luck in your investment future.