 But today, in today's sense. Yeah. Very little to add to Bertrand's comments. Couples, though. On European banks, it's a cliche which has to be killed about the poor wealth of European banks. Actually, there are some very specific good news last year where a failing Spanish bank was resolved with no comments. And it didn't even make the press. So the system is beginning to work. And I think there is no bank in Europe which creates a systemic risk, I'm sure of that. So the banking system is in good shape. Now, as Bertrand said, there is a problem in terms of profitability. You have to keep in mind that in Europe, the bank's bank credit account for roughly 2 thirds or 70% of the economy, the funding of the economy, against the reverse in the US. So it's quite important. So it is true that the profitability of banks in Europe is affected partly because of the vagaries of the capital markets, partly also because of the competition of the retail market and the fact that very low interest rates are not a very good thing for banks in terms of margin of spread. On the other hand, if I may cover it now as well, rather than later, on the other hand, banks are reacting, especially French banks that I know better, are reacting to the technology impact in several ways. One, they are reducing costs, closing branches, reforming, reorganizing. Two, they're acquiring startups. BNP Paribas acquired a couple of direct banks, very light banks, which around them to get around the legacy problem that they have with IT. One of the problems of banks is their huge IT systems, which are not that flexible. So the one way around it is to acquire new brands. Last month, orange, the largest telecom operator, launched a bank in France, which is real competition. And they were ready for that. So I think the banks are facing these difficult times in relatively good shape and adjusting. I mentioned the FinTech revolution. There is an amazing number of FinTechs in France, certainly in Europe, which are really changing, I think, the environment, which are very positive news. And to come back to France and Germany, somebody mentioned this morning that Mrs. Merkel said that we have to take care of ourselves. Let's not wait for the US on defense, especially, and other matters. Well, I think France now is realizing that it has to take care of itself and not wait for Germany. And I think this is what we're going to happen. The reforms which have been started have changed the climate completely. I mean, there is really a new enthusiasm, you might say, a new feeling that, yes, we can. Yes, we can. And of course, I'm sure that we will ask the Germans to do their part. And I'm sure that we say no, or something like amounts to no. And we have to do what she says, Merkel, with the US. We'll have to find our own way.