 Hello, my name is Karim Yusuf, General Manager of AI Applications and Blockchain here at IBM. I am truly inspired by our ability to apply science and technology to solve real-world problems. Our purpose in being essential to our clients has always resonated with me, because what it really manifests itself as is looking at the problems of the day, like sustainability, thinking about the technologies that we can bring to bear, and providing meaningful real-world solutions to our clients that they can use at scale every day. What I'm most excited about, I think, this year is really our clients learning about how AI for business can be applied at scale. We've done a lot across all our software business units to really think about how AI is applied for business in the context of automating processes, securing them, modernizing them, or driving key predictive type capabilities. And that, I think, really understanding how that comes together in my particular case, fixated on sustainability problems is really key and central to what will be communicated this year I think. I think for me personally, this pandemic, on a very personal level, I would say on the family front, watching my kids and supporting my kids, especially my daughter, who's about 13, go through distance learning and having to adjust. She's a very social learner, it's a very social time in child development, and having to deal with that isolation while trying to move on. It was really challenging and a struggle to see, and honestly, I think sometimes we underestimate the personal impact of the pandemic on so many lives in so many ways, both in terms of lives lost and just changes that we've all gone through. Professionally, I would just say it's been leading an organization, a very large and globally diverse organization through such a challenging time. And I am truly in awe of my team and how it's been held. They've held it together, how we've continued to do what we need to do every day to bring value to our clients, even through what has been, without doubt, one of the most disruptive and unprecedented times of our era.