 Hi, I'm Realtor Sara Maro with Cell State Ace Realty. This month's property time topic is title. Even some of my seasoned buyers and sellers are a little unclear on what chain of title, title insurance, and wire fraud are. Maybe you need definition refreshers on terms like earnest money, escrow, net sheet and closing costs. Maybe you just aren't clear on who chooses the closing officer and who to select if that responsibility does fall to you. Next title expert Dana Schnor with Fidelity National Title will go back to basics on title tips and will also be sharing why all property closings are not created equal. Next property.