 So, I want to talk about this $2 trillion Corona Stimulus Package, or the CARES Act, Corona Aid Relief and Economic Stimulus Act, and what it's going to do for the healthcare system. Now, because of COVID-19, all this social distancing has caused the economy and businesses to suffer. The healthcare industry is no different. Now, hospitals and doctor's offices have all seen a significant drop in volume. This has reduced revenue and made it really difficult for these practices and hospitals to pay the bills and pay people salaries and still stay open and function. Now, despite this Corona surge, most of the revenue coming into hospitals, for example, is from elective procedures, such as surgeries and outpatient procedures, testing, office visits, etc. Now, when that's sort of eliminated in this realm of social distancing, it becomes a big problem. Not to mention, they have to read out resources and spend more money for the infrastructure needed for COVID-19. Similarly, doctor's offices who really rely on outpatient office visits and outpatient office procedures and tests, they're also suffering. In fact, you may have seen in the news that hospitals are reducing people's salaries, not giving certain benefits. There are private practices, including ours, who had to have doctors and employees cut down ours, sometimes furlough employees, and all these different types of things to kind of stay afloat. Now, the good news is, the stimulus package should provide some significant economic relief. Now, there's two things that the healthcare system needs right now. One is to take care of COVID-19, make sure we got the supplies, the ability, the manpower to get a hold of this disease and flatten this curve. And number two is when we emerge from this storm, we've got to make sure our healthcare system doesn't collapse. So right now, financial assistance is needed from the hospitals all the way down to the doctors. So let's take a look at what the hospitals are getting. So in this act, the biggest thing is the $100 billion that the hospitals are going to be getting in throughout the United States. How that $100 billion is going to be divvied up, who's going to get what, again, remains to be seen. Also I wonder how quickly they can deploy that capital to get into the hands of these institutions. Now $16 billion is going to go towards supplies and equipment. This is everything from PPEs to ventilators to everything that the hospital needs to both take care of COVID-19 and function. The VA health system itself is going to be getting $20 billion and there's an additional $1.6 billion going to community health centers. In addition to that, they're giving a 20% bump for reimbursement to hospitals when they take care of COVID-19 patients. There is some provisions to allow telehealth to be more easily implemented and potentially secure some degree of reimbursement for that, although so far doesn't seem to be that much. Now there are some non-COVID provisions in there that will actually also benefit the hospital financially. One of those things is a delay in the Medicare reimbursement cut. So there was a 2% cuts in Medicare payments around the board that is not going to be pushed back to at least December. Now there was also going to be a payment cut by Medicaid and this has also been reversed for the years 2020-2021. And this is going to be applicable to hospitals that are taking care of underserved populations and Medicaid populations. Additionally, hospitals are going to be able to apply for interest-free loans and the amount they get is going to be based on six months of Medicare. And the problem with that is not all these hospitals are even operating at a profit. So will they be able to later pay back those loans? Again that remains to be seen. Finally all businesses are getting a payroll tax credit which will also help alleviate some costs. So the hospital's got a good amount of stuff. Hopefully it's going to be enough to get the job done. Now let's take a look at what is going to be in store for the private practice physician like our group and many other groups out there. Then the main thing that's going to be in store for these groups is the small business loan provision. This applies to all small businesses less than 500 employees. There's about $370 billion out there and these are going to be loans that are set out with your local banks and the intention is they're going to be forgiven should the businesses meet the qualifications. Now what they're looking for is that this money is going to go towards things like paying payroll, making sure employees do not lose their jobs and benefits and rent and other infrastructure costs to keep the machine going. But the practices again have to be sure they're not going to lay anybody off and benefits are going to be maintained, etc. Now that's going to be really helpful for these private practice groups. Now the question becomes when that money shows up. Right now people are still struggling and trying to make payroll and because of that people have had to cut down hours, furlough employees and some groups have even laid off employees. So and doctors have cut down to just a few days a week in some cases. So there's a lot of things that we're doing to stay afloat. So that is going to continue until really that money shows up. There's also provisions for employees who've actually lost their jobs or become furloughed as a result of COVID-19 and helps maintain some cash and benefits for those affected by that. Now the primary care physicians out there really have taken a significant hit because they're really relying on office visits. So right now there are no office visits going on. Telehealth is not a perfect replacement. So I think that is those loans are really going to help them out. Finally the payroll tax credit does also apply to again these small business private practices that should also give a little bit of alleviation. Now hopefully we're all going to get through this and hopefully this plan and these provisions are going to be enough to keep the healthcare system afloat. I think what we have to do is focus on flattening our curve. Everybody's need to do their part to really stay home. The peaks in most states has not hit yet. The faster we can control this COVID-19 pandemic, the faster our country can get back to normal functioning and everybody can sort of try to get slowly get back to a regular way of living. So anyway, that's it for today. Hopefully this cleared up a little bit about what the healthcare sector at least is going to get from the stimulus package. 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