 business needs now. Cashless transactions rose by 44% year-on-year to heat 117.33 trillion Naira in the first four months of 2022 and that's according to data from the Niger interbank settlement system NAPS. From January 2022 to April this year 117.33 trillion Naira was processed through electronic channels which is 35.79 trillion Naira more than 81.54 trillion Naira that was processed in the corresponding period of 2021. Cashless transactions are monitored under NAPS through the Niger instant payment system and point-of-sales terminals. In January 27.22 trillion Naira was processed electronically in the nation. This increased to 27.76 trillion Naira in February 35.52 trillion Naira in March and 29.84 trillion Naira in April. In January 2021 18.99 trillion Naira was processed electronically 18.79 trillion Naira was processed in February 22.55 trillion Naira was processed in March and 21.19 trillion Naira was processed in April.