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I feel like negativity is on the on the brink Talk to me Be prepared for scenes of intense aggression and highly offensive language from the very start from the start Which may distress some viewers What negativity give us superpowers come on when you get into debt Personal debt in the UK reach nearly one and a half trillion pounds in 2016 and it's young people who are the hardest hit The average debt of young Britons has almost tripled since the financial crash in 2008 People under 35 are responsible for 48% of UK debt All right, Stuart McCracken and Elmore Victor are High Court enforcement agents They travel hundreds of miles each week collecting debts and seizing goods Today they're in Flintshire, North Wales with a writ to collect nearly 5,000 pounds owed to a garage This is our next customer Mr. Oliver Wayman. So how much does our friend though? If you give us 5,000 pounds, you'll give him change The garage carried out some repair work on a truck, but the data Oliver they start with bro Yeah Didn't pay the bill That's cottage the one on your right hand side If Mr. Wayman can't or won't pay today the agents have the right to seize goods and vehicles to offset the debt very nice But this job is going to be one of the most stressful the agents have ever faced Hello there sir We're after mr. Wayman. Yes, I'm the way man. Yes Oliver way man No, we're after all of our way, but he's not here is he did does he live here? Are you mr. Wayman and are you not he doesn't live here? He lives? I'm his father. All right. He just comes down again, right? Okay, I mean, okay. All right. We're high court enforcement agents No, we won't be sir We won't be leaving sir Okay, that's fine who owns this vehicle here, sir Is it you I've got any documentation for it I'm Oliver Wayman's father claims his son doesn't live with him why you can't do it like this though But as this is the address on the writ the agent all it do is take a little moment to step back and just have the Conversation I get it the initial anger He came out cool though. It's have a right to stay and investigate further He's on a finance we won't be no not the moment so now okay. Thank you. No, we won't we won't be sir Do that then sir no problem mr. Wayman disappears around the back But then another man appears from a neighbouring house We go out of her idea Waiting for this gentleman Are you mr. Wayman? We won't be so staying out this house sir, so this is It'll be staying out the moment, sir It's staying out the moment. I want to bring my van on the drive. Where's your van? The man denies he's the debtor Oliver. Why don't you put a deal of first place man? But Vic is suspicious I Think it's gonna be the easiest we're not brilliant anyone. Sorry. You're the one in this correct like When you come out with this type of aggression, what is supposed to happen? I'm gonna be real with you like I get the anger no no 100% like I might come out with this aggression, but I like I Would know though, it's not gonna get me nowhere. I just want to be on that type of time Some people are aggressive Can be physically aggressive as well, but it's something you've just got to learn to take in your stride Some people use it as a tactic to think that we're just gonna jump back in the van and leave but it's not gonna stop us executing the With such extreme reactions Vic suspects that the two men aren't just neighbors he spots a clue It's the same resolution as that man. That's my car. This gentleman has told me that he's No, it's not it's mine. He just told me he just told me these Vehicle well then someone is lying. Yeah, someone is someone. He just told me these vehicle can ask you something Are you all of a way? I'm not move your van fuck off. Are you related to the gentleman? No now get in your van fuck off All right, you're not related. No, you're not miss not even if you're not Oliver You're not another mr. Wayman Man double trouble That's it for me. It's definitely him I've had so many lies thrown at me of people that don't own property that don't own goods Clim not to be the defendant and then find out that they are the defendant. It's part of the job. It's a game, isn't it? It's water off a duck's back to me They water off a duck's back doesn't don't dunk ducks don't get wet Duck's don't get wet. Don't think it just rolls off could change his tactic He wants to try and calm the man down and persuade him to reveal his identity Excuse me, sir. Can I can I just have a quiet word with you for two seconds? You can't have a fucking way with anybody. Are you all of her? No, I'm not me Why are you so protective why cuz I don't fucking like people like you well, I've got a job to do I don't know you you don't know me. Let's be honest, okay With you mate take your van and fuck off step on to her if you want me Why are you on my job? You trespassing? You're trespassing Fucking will make you fucking arrogant cons I see why the warning was put there now the situation is becoming volatile With tempers rising will the agents ever get the five thousand pounds Simple I've been cursed that one too many times. He came for So I'm broke throat was just crazy Be prepared for scenes of intent which may distress some high court enforcing Who the man is We don't need a recap. I'm sorry. So Stuart turns detective His paperwork gives the name of Oliver Wayman's DJ equipment business DMT audio visual The man's mobile We can resolve this matter We are I've just run your mobile for DMT audio visual and it's just wrong to put it on silent. Yeah, so So you're Oliver the jig is up buddy Stuart has blown Oliver's cover. I believe that you're Oliver Yeah, you are thought so yeah It's immensely satisfying When you actually prove somebody wrong when they've been lying and lying and lying and I got instinct and didn't lie So hard he almost believed it. He don't even think he Oliver He was lying so tough. His name was no longer Oliver in his mind and our true instinct has come up top With Oliver's lies exposed the agents must now try and recover the five thousand pounds. They came for I want to stop messing about the total amount stand so at the moment is 4946 pounds But Oliver has his own version of events about the garage debt the truck which belongs to my friend These people be You know Temperament to be crazy now he calm and collected and explained my beat that and he said take it somewhere get the MOT on it Because MOT's run out. Yeah, right, so I rang them and they said yeah, we'll sort it for you, right? Oliver claims he authorized 500 pounds worth of work on his friend's truck But received a bill for three and a half thousand pounds. He refused to pay Apply for it to be set aside so I can put my side of the story through that's fine And that's the right way to do it and I've said if I record the delivery as well as Oliver claims He's appealed the case Vic phones the court to see if the writ is still active. What's on the system currently? Right just by right your form was folding incomplete. So now at the moment. This is an active route. Okay, but then I get money from working with balls off to pay up a fucking debt Now you want some sympathy You didn't call this man all type of all type of genitalia all type of stuff like you wow Oliver now claims he has no means to pay the five thousand pounds Well, you got a Range Rover and a van and some probably DJ demands The only option for the agents is to seize goods Oliver's work van is free of finance so Stuart decides to clump it Without the van Oliver's DJ equipment business is at serious risk When we deal with her a nice house This is his parents house and he lives in the guest house. Is that the guest house? They don't want to make an effort to pay. Was that a garage? You leave us no choice But I don't want to take away someone's work vehicle because if he's not earning money He's gonna be able to pay the debt so we can obviously look at a payment plan Despite all the abuse the agents decide to throw Oliver a lifeline See they so nice bro. Oh my god. They broke Oliver just cussed you out So bad. Are you still going? Yeah, we'll put that on a control kids agreement a vehicle. Yeah, I Think to be honest we're being pretty decent with them A control goods agreement means that if Oliver doesn't pay within 48 hours or Resolve it with the court the agents can take the van to offset the debt But before they can make their offer Oliver calls in reinforcements Right You want sorry Oh God the whole The protestors I believe it's a high-court bailiff from a local anti-bailiff group Oh my god dating car 1 800 anti-bailiff what is going on? You're this lady is defending people who haven't paid their bills All of these do all of these dudes doing is coming to collect like I don't pay your bills Simple as that That's fine Stuart Stuart I wouldn't even play like that. I go ahead take the whole van You was trying to throw a lifeline. I wouldn't even throw that life line I couldn't like the I don't know decides to call the police need immediate police assistance police So very high amount of attention as we're getting threats and all sorts we need immediate police assistance to breach the peace I Don't know what you do for a living, but I know what I do You do Unlawful he has the highest The highest permission of the land People think that the job that we're doing is incorrect the laws that we're enforcing are incorrect But we wouldn't be doing this job if we're gonna break any laws. I'm not in the job to break laws I know the laws like the back of my hand Despite the intimidating situation Vic needs to put the deal to Oliver I'll be a man. We're gonna try and give you 48 hours to raise funds or get your paperwork back to Where you were supposed to get it? Yeah Oliver seems prepared to listen But the protesters aren't backing down You need to get out of my pride space, please. You need to get out of my pride space Yeah You'll have to walk around me right because you can't invade my space, right? He's not to walk around The police arrive just in time okay, I'm pretty quick to pollute Hello officer So he's the high court stamp is there With the police present Vic tries once again to sign the agreement with Oliver Obviously, we know now you love you so we fast to return we will have to return Is that a threat? No I said if we have to return we have to return but uh Is that a threat? I get it though they got a reach Excuse me is the high court worth? I've got the right to be here You have just threatened it We've agreed to give you 48 hours already Despite the protesters objections the agents have persuaded Oliver to accept their offer Oliver knows at the end of the day. This is my my situation and I'll take care of it. These protesters are just Now has 48 hours to either settle the debt or get the rich All of them protesters have our people who did not pay their bills side by the court If he fails the team will be back for the van So we were that close of walking away when the next minute you've got the monster raving linear passage You've got a three mobile cameraman in your face in your personal space He's got a pretty good case to go back to court, but he needs to go back to court. I just hope he doesn't take his legal team with him Yeah, his case sounded legit like I only authorized five hundred dollars When I came back they handed me a three thousand dollar bill. I'm not paying that It makes sense, but like Come on, man, and he has proof he got receipts. So Last year the number of county court judgments issued against consumers in England and Wales reached their highest level since the financial crisis in 2008 More than 2000 CCJs were issued every day In the first quarter of 2016 the total value of county court judgments against consumers in England And Wales was 433,000 Plumstead southeast London High court enforcement agents delroy anglin and his son dale Are on their way to recover a debt of nearly 7 000 pounds owed by daniel white to his ex-girlfriend Ex-girlfriend is 6785 17 All right His ex-girlfriend proved in court that she'd spent significant amounts of money on daniel during their five-year relationship daniel's ex escalated her case to the high court And the agents are here today with a writ that seems petty But also In genius that is genius if I buy you something i'm keeping a receipts 100 percent because like At the end of the day the relationship is an investment And I won't return on my investment or I want my money back It's a warranty spotting an open door. They quickly gain access to the block of flats It's quick quick thinking guys So it's quick moving that was catching that door. Yeah, I had to it's open. Oh, I got a chain I Reminds me Daniel white. Yes. Say yourself. Where's all the huck over it against yourself? Yes. I Was the claimant to you that that was my ex-partner your ex-partner yes The agents need to get into the flat to assess They didn't broke up then she didn't sue them for everything she ever bought on that's tough. That's like that's like That's like kind of like you can't give a gift back You can't you can't take a gift back You gave it to me because you know at the time we was you know rocking with each other But I still like the idea of it. I ain't even gonna hold whether there are any assets 2024 great idea Inside that they could seize whoever his ex-partner is is ahead of their time A genius a scholar needs a statue in whatever town this is if Daniel can't or won't pay the debt back to his ex Daniel claims that he doesn't live in the flat But dale is suspicious Obviously, it's your partner's house as far as of you two obviously everywhere. So obviously you live here is is where it is With Daniel's lie exposed del turns up the pressure Daniel just live with us Girls like that's not that's not a good move since first Daniel Can you pay the money? No, I've you not got any money or savings or We don't know that we've already called you out being economical with the truth, isn't it? Some people do tell a few little white lies some people will generally be Intimidated and scared their self and they'll tell it out of it It's our job effectively to find out the difference between people that Can't pay and people that won't pay You can see the issue we're gonna have today then if you're not gonna make any efforts to try and make get this paid on Yeah, no, I know but there's not a great deal that I can do about it really at the moment You don't have any family or friends that can help you nothing that could help with this uh this age No, no this this amount of money I come from a very poor family Daniel claims He can't pay and is reluctant to ask for help The agent's only option is to seize goods The issue we need to deal with now is obviously who runs the goods inside of hip Can you get your partner on the phone? I don't know if you want to speak to her Well, you've got to use a credit card. You can't use cash when you're buying anything apparently Because they need proof you just pull up your bank statements, but Keeper receipts is wilder the whole concept of keeping a receipt is kind of crazy to me Like it's a little piece of paper. I'm gonna lose this as of who actually bought the stuff in here Daniel calls his current partner Natasha You've got proof of the stuff you own in the house Oh, well the bait is uh No She saw her no way back. He is embarrassed. You've been trying to protect your girlfriend from this, which is fine I'd expect you to do that as a man By the bottom line is This needs to be paid or we need to come to an arrangement When debtors get into debt It's important that they resolve it Because if they don't you offer to get him 48 hours to resolve it lean friend She's on everybody around you you need to face up to it and you need to deal with it I'm there to Ensure that the debt is paid and I drill down and dig in until such time as it is paid 20 minutes later Daniel's girlfriend Natasha arrives home If she can't show that the goods in the flat belong to her She risks losing them to pay off her partner's debt. Is she walking? Obviously he cannot he doesn't I don't take him as one as To be defending your honor like that The agent's visit has clearly come as a shock He doesn't even live here. So it's not on the tenancy. Okay. It's not on the tenancy agreement does one second stop Calm down and talk. Yeah, firstly one second. I don't have one of the oppositions. Not he's you're saying he doesn't live here Until September last year, okay Which clearly shows these are my questions. Have you got any receipts for the item too? I can only show you bank statements. If there's no receipts. I'm gonna take the items from the cell bank statements don't work Natasha Well, you know what you need to listen stop getting emotional Were you gonna listen? We just speak to us and we can try and sort this out Natasha has no proof any of the goods in the flat This is looking like a single man above me You real single after this episode Our hers and Daniel is still making no effort to raise funds I'll tell you I've asked you I want you to listen right and if you don't want to listen Right now we're here because your partner owes money And he's not giving us any choice because he says he can't pay one piece Now if he's not prepared to help himself then this is gonna happen because of you Now I'll ask you again Can we come to some form of payment arrangement? Otherwise, I think guarantee you I will be removing this. This is gonna be the what it is Why is she with him? It seems like she know that he ain't worth nothing They just said it you need to ring your mom like you always do is what she wanted to really say after The agents have been in the flat for nearly 40 minutes Finally Daniel starts to make some calls to try and raise funds I understand it's emotional for us. It's obviously got the realm of things from a previous relationship So that's even harder on her but we seem to be making some headway now Who's sorry? My mom said can you call it bro if you don't man up The outstanding sum we've come here today for as it stands. It's 6,785 pounds and 17 pence Daniel's mom can only pay 3,000 pounds pence Daniel This is a professional move right here caressing of the elbow Yeah, she's on a slight lean like bro get away from me Like he's just trying to be like, yo babe. I love you. Please don't kick me out His mom can only pay 3,000 pounds But thousands enough like set up the payment of playing for Rangers less than half the debt How much do you afford to pay a month? 70 pound enough Dell phones the office He hopes the claimants will accept the offer of 3,000 pounds plus 70 pounds a month until the debt is cleared 70 pounds Yeah, excellent. That's what it is. Yeah Okay How many months is that the 70? So that's a long time it's in It's all good All done Your arrangement has been accepted as well. Okay. Yeah, so, you know, I apologize for how it was. You must have been a shock for it to be fair And you know, it's at least it's sort of man. Are you staying with this human being right here? It's gonna get addressed now, isn't it? The case is resolved for now But Daniel and his partner don't intend to let the debt go unchallenged It's not fair when someone's trying to ask for money back when they was in a relationship just because they're upset now That's not right to go and expect money. So we will take her back to court and probably actually it is bogus though That that's a crazy court case I salute his ex-girl. But like that is crazy Ask for that money back He went from his mum can't help dad can't help this person kind of that one's over and all of a sudden That person he called pay mom's open Bank of dad, please Please Dell and Dale may have resolved Daniel's debt But in stewarton vicks next case They meet a garage owner Hey Into the courts Research has shown that small businesses are increasingly turning to the courts to claim money owed to them The number of county court judgments issued by small and medium-sized businesses increased by nearly 25 percent in the second half of last year The total amount of old small firms 28 26 billion Geez High court enforcement agents stewart mccracken and elmore victor are in solford with a writ to recover just over 6 000 pounds It's owed by mot garage Manchester commercials and suns limited for unpaid consultancy fees get the van washed while we're here vick Get a writ paid in full and get the van washed. What a winner two for one The garage is a family business If the owners can't or won't pay today the agents have the right to seize goods to offset the debt Would you like to do this one vick? I'll make you do it with me. Let me do it. Thank you. Well, I'm right behind you The business is owned by three partners cleveland ansel and glenn forbs stewart We'd know they're Jamaican, but they're missing Jamaican names Oh I would know hopes that at least one of the owners will be on site today All right, you're right after cleveland ansel or glenn Be able to get them on the phone. We're high court enforcement agents What are you sir? I'm part of the business. You're part of the business. What's your surname? My name is fabs fault. This is one of them. Oh, yeah, you one of them Right, it's an outstanding writ in your company name that needs to be paid today Or we will be taking control of goods here that will be sold at auction Do you understand that? Forbes is the surname of the owners But vick needs to find out which one the man is Are you kidding me? Does it matter? Ansel, yeah Now mr. Forbes has admitted it's his business vick can explain the writ You see this It's a writ of control outstanding balance as you speak now is six thousand three hundred and eighty four pounds And ninety nine pence that first time know about it. I don't get a little cap Cap you won't get a letter from the high court sir. Are you going to make payment? In that case sir like we'll have to take control of goods which means that you won't be trading today I don't think if we take control of the goods outside and have them removed for auction Okay, I don't think you'd be able to do any more team If you can't provide documentation today That is true You've got seven days to prove to the court who they belong to. Okay, unless you can raise some funds. Okay I don't ruin a little business because this MLT government the government wouldn't even trust you no more Mr. Forbes two things are going to happen today You're either going to make a payment towards this debt If you're not going to do that we are going to take control of goods I don't get it I don't want to respect when we asked where the owners were you said they're not here at the moment We've already had one false accusation. So to say that you haven't got a letter, sir. I'm sorry, but there's no water with us Talk to us. Talk to us. Let's start from the beginning. He's looking like dang you, right? Right, you tell us your side of the story Why it don't matter Come here the go Some bloke came here And he's charging four and a half thousand pound. So, uh, so did you pay? You want to say all that I could just do them thing themselves It appears that mr. Forbes refused to pay for the advice he was given The claimant took the case to the county court and won and then escalated it to the high court now You getting sued for given advice. I mean, yeah You take my consultation my consultation costs this much and then you don't Hey, we are here to collect For my knowledge. I want it High court has looked at it and said you owe them money as well. I cannot say nothing Sir, we're gonna go through this whole building Stuart starts taking an inventory of goods that could be seized if mr. Forbes can't or won't pay the debt He's gonna start recording good, sir Fuck Means to what I've been working together for a long time. So we know how we work On most cases, he will take the lead apply the pressure. They will take offense to it That's where I will come in as the good cop trying to bait and capturing everybody baiting them out there Calm the situation down. Talk to me, sir. Stuart. Just give us five. All right. No problem. Mr. Forbes. Look here. This is a warrant We can go any way we want to in this building with this paperwork. If you don't make any payments, sir We're gonna take the goods. You've got to work with me. Yes, sir. Come on. I'm trying to help you Mr. Forbes tries a new tack He claims that the ownership of the company has been transferred and therefore he should have lived with that We don't believe you Is what Stuart and McCracken will say what I've stored in he's not liable for the debt But stewart has already turned detective Look at your mot license from the driver vehicle licensing agency is in that company name that's on the right Manchester commercial and suns limited. So your company's trading under that name regardless what that says When you're still out of he looking like Very good, we're gonna have to pay go ahead pay somebody wrong to prove to them that I know that they're lying Gives me immense satisfaction. Are you gonna get some money? Are you gonna get some money? No, please don't swear Okay Mr. Forbes son steps in to try and reason with his father and explain the agent's tactics You're gonna take it's out of our hand They are already writing it down With mr. Forbes showing no sign of paying Stuart decides to apply some pressure. How is that recovery? He calls for transport to take assets away from the garage The recovery vehicle needs to come to the channel and straight We've got mot service equipment. We've got tools. So once we run recovery. We've run recovery. You need to talk to me Well, I forgot they could take the equipment. Yeah We've got computers desks Okay, no problem speak to you later. Bye. Bye. He's coming for these computers worth something My entry sir. So you've got about 45 minutes to raise it. It's a pressure point that we use It makes the defendant realize that this is what's gonna happen If you don't Listen to what Vic is trying to tell you it has an amazing effect with people who are trying to find any Reason not to cooperate with us With the prospect of losing assets vital to his business Mr. Forbes finally starts to talk about payments towards the 6,300 pounds How are you paying sir? I'm giving a check. I'm not taking a piece of paper. Don't take checks. We don't give him checks If he's in law, I say that he can't take checks I've done my work for a long time now. I know what I can and can't do sir Well, if you don't want the check, that's it. But if you don't want that, you can't get the cash and give it to him You're gonna get cash out. You need 6,300 I'm buying you a total of 2,000 pounds 2,000 pounds? Yeah It's not near enough sir. You gotta pay 50% today sir. 3,300. Then you get the balance We find a pressure point with him because the second I started to get serial numbers he started getting very aggressive And he's gone to the bank now to see what money he can actually get out the bank So give him a poker at the end of the day So let's just see what happens But after 45 minutes, there's still no sign of Mr. Forbes Hi, have you spoke to your dad? He was away about 10 minutes 10 minutes. Thank you very much sir If Mr. Forbes doesn't come back soon, Stuart and Vic can start taking goods even in his absence But after another 10 minutes, Vic's patience is wearing thin Finally, Mr. Forbes returns He's gonna miss you B.C. He's back to you. So let's just see what he's come back with I've got the cash on then we can leave you to get on with your rest of your day You understand we've got a job to do and we understand you have a good job to do But why he doesn't behave like you? So let's resolve the matter sir. The money's here then we'll go How much have you got here? 3,000 I've counted Cash said all you can get Mr. Forbes may have found half the money But that doesn't mean that the claimant will accept the deal Stuart calls the office. He's paid 3,500 in cash to us now and he can clear the rest of 30 days time We've got a control goods agreement in place for the equipment that's in the garage at the moment Yeah, that's fine. Yeah 30 days 30 days balance to be cleared is 2,884 pounds and 99 pence Signature imprint name, sir If Mr. Forbes doesn't clear the balance in 30 days as agreed the agents will return to seize the assets The bank now Yeah, they'd lose it Everyone's got a pressure point and his pressure point was he didn't like us wandering around Taking control of goods people do class some people class it is a tactic. Okay It's clearly a tactic. We know it's a tactic. We've been watching for four seasons A bully boy tactic, but it's not it's one of our powers that we use and that's what's forced them into the pain Yeah, I wouldn't say it's a bully boy tactic. I'd say it's like, you know, you know what buttons to push You just know I figure they go in there. They read they assess the situation and didn't they evaluate and Communicate Telepathically and be like, all right Let's we know what we must do Household debt in the uk has risen by more than 34 billion pounds in less than three years A recent study has shown that over 8 million adults are struggling with their debts Oh wait Britain's household debt is predicted to rise to one to 2.5 trillion by today That was three years ago now High court enforcement agents delroy anglin and his son dale are back on the road This time in dartford kent What have we got there? We have got miss janet james O's the amount of three thousand seven hundred and four pounds 26 Janet james owes money to a solicitor miss janet james O's the amount of three thousand seven everybody owe three k plus today. That's tough than four pounds 26 Janet james owes money to a solicitor after she decided to drop a compensation claim following an accident Isn't that is uh Time pass of dartford is okay, you know The claimant has transferred the case to the high court And mrs. james must resolve the case with the agents today High court enforcement agent My name's dale anglin high court enforcement agent. I'm looking for miss janet james I'm not trying to intimidate you Are you are you janet? Okay, nowhere. That's fine. But are you janet? Why? Because that's who i'm looking for Okay, buffs if you're not her then I can leave I hope No worries mrs. james seems unwilling to talk So dale sometimes it get like that, man. You gotta Hey, I I was just saying when you black and you that big you got to understand like people are going to get Intimidated and you didn't you don't have to do anything You know what i'm saying all you got to do is Be there you see how he softened up his voice and everything. That's like something that We learn To make ourselves seem less aggressive Soften up your voice Hi, how are you? Is everything good? I'm here to collect $30,000. What are we gonna do about that today? You know what i'm saying it sometime at work sometime it don't Just like we all got a professional voice Like a however voice on the phone when you try to get something done professionally The same thing but in person there's a vehicle check on the four by four in the driveway If it's free of finance it can be seized to offset the debt Clear fire that's it Excellent stuff. Thanks very much value 1500 quid that's after that Okay A vehicle is one of the most valuable assets we can seize for us It's the best bargaining chip we have which can make our job a lot quicker if they won't communicate with us Five minutes later janet's husband arrives Oh Man he came up mighty aggressive Anybody that pulled up in this work truck they already mad that they have to leave work because this is like I'm on a job type work like every job pays differently and everything is money like That's it No problem With mrs. James my bad that was just a Y'all don't be thinking it's funny how people pull up. Look how you pull up And your problem is Good afternoon problem No problem My evasive thoughts if I was del I would have said merry christmas to you as well Like and that's just my evasive thoughts like That's why I couldn't do a job like this because I'm gonna say the first thing that come to my mind You know, I'm like, well, merry christmas to you too. No problem And he would ha ha ha very You know, this is james refusing to talk and her husband wanting answers Will the agents ever get the 3,700 pounds they came for? Find out next time on dragon ball z my bad Kent james we do not need a recap seized We've got high court right again Oh, we're looking for a miss janet james I've got high court right against her Now the agents need to get mr. james to work with them so they can get this case resolved today I'm waiting for the person the um Since the police bureau. He's dealing with it. Right. What is they've transferred this up to the high court now for enforcement purposes Right, um, obviously they're now the amount now outstanding is 3704 26 Um, which obviously we've come here today to collect which you can't because we've got nothing Mr. james claims he and his wife have disputed the debt We are going to have to take this card. Yeah 100 percent 100 percent That's the way it's looking. I don't want to provoke him too much about at the same time Five minutes later, mr. james comes back out Set aside, yeah He claims that following an accident His wife was cold-called by a firm offering to win her 1000 Never do that Never do if something you reach out on your own Don't let nobody cold call you if somebody cold called you just tell them no I got my own solicitor If they're cold calling you you may have a case you might want to go look into it, but don't accept that call Accept the advice that you may have a case but go somewhere else Do your own research on lawyers Towns in compensation Can't look like First of all, you want to hurt very well history. That's called lying Hmm No Unhappy with the solicitors Mrs. james halted proceedings, but then the firm built her for their time and took the matter to court We're going to see which ain't nothing wrong with that either but at the same time you got a I don't know most of them solicitors man. They work. They pay like oh, yeah pay us when you win We'll take pay when we win No time sooner But like if you switch in mid if you switch mid case, they're gonna probably see you for their time Will bill you for their time where that money needs to be paid That's why you gotta do your own research ahead of time You got no funds While mr. James claims he can't pay the agents must get the case resolved One way or another we'll have to start looking at whose assets are here for example the vehicles This isn't that's why we're trying to sort out payment as opposed to removal when you back out It will be half about 800 pounds be the minimum we could take today But with the risk of losing the four by four mr. James starts trying to raise some funds You don't want to make his life any harder by taking the vehicle which clearly she needs However It is what it is and it's got to be dealt with Mr. James has his son-in-law on the phone Hey look Eight hundred pound I can take today to walk and give them some time Yeah She's got a lump of money on us. She's gonna go to the cash point get the rest of it Yeah, then then come to you. How much money can they withdraw from the bank out here out here out there Out here, it's like maximum like depending on what account you can withdraw like a five on it Mr. James's son-in-law offers to pay half the debt But there's a problem The issue we've got on the four by four is obviously that's the only asset we have here of hers This is you want this problem resolved This is the best way and the only way it can be done within the next half hour He needs to jump in the four by four and he's to pick the missus up with the baby Because the baby seems in the in the four by four We'll pick them out. Yeah, she's got nine hundred quid on an hour. We're gonna go to the cash point and get the rest Okay, so you nine hundred. Okay, so five hundred is the max there too You got you ain't got no choice is worried that the four by four may never come back We won't be able to let you leave with that vehicle as it stands the only leeway we've got if you don't pay this is this vehicle So obviously I can't really give that to you I don't know you because it's not a matter it's not that I don't trust you. I don't know you So I do it's like you saying you trust me. You don't you don't know me 100% I like how he put that that boy smart. His dad did a good job at teaching him not to be a fool The agents are in a dilemma. They would rather get a payment than seize the car But if mr. James doesn't return with the four by four They could end up with nothing And he seems quite genuine seems cool. Hey, what? Oh, he's trying to take the foot good, but the white truck as well Hey, listen, give me the nine hundred. What's the pin call to your atm card? And we'll figure it out. No, I got it Pines are a bit tighter if he's willing to work with us and pay it off. Um, I want to trust him I don't like it too much You're asking me to trust him to go with the vehicle Uh, it's a bit of a gamble but our options are limited Despite Dell's reservations Dale makes a decision There's a bit of a gamble, but it's only like two minutes left in the episode. We you gotta do something my untrusting side says no, but He's sunny after all so are we gonna let him take it? Um, I like the wee part Dell moves the van to allow the four by four to leave All the agents can do now is wait Here come back. I think you will. I just got to come back. What do you know? What are you gonna do? Matthew's gonna come over the car. He lives here. Oh, yeah, that's true It's a bit of a gamble. I'm in one of those situations where if he's got it wrong I will enjoy the drive home I've been proved wrong before Me and my dad have different ways of doing certain things. Sometimes we do disagree Sometimes in this job, you do have to just go if you've got feeling on it and trust people 20 minutes later. You see he came back. Dell's gamble pays off Mr. James's daughter has half the money She came to aggressive walking didn't she? Yeah, of course Of course, so we're just coming up and right out. There's a cup leader of seat Mrs. James now has 14 days to appeal. Wait, she came with 1,800? 980? So, how are we at 900 out of the 1,800 cash? A case or pay the remaining half of the debt if she doesn't the agents will be back I know nothing about gambling. He gambled them one on this occasion Gambled them one he turned back up with the car and the money as he said good judge character I guess as soon as just luck. Yeah, he seemed like a good dude, the Santa Claus guy He seemed like a good dude. Janet James debt was paid in full four days after the agent's visit Oliver Waymond Resubmitted his appeal and the case was set aside. Oh, okay. You see what I'm saying though You see how aggressive both of them came out And it was just a clerical error that he went back and fixed and mounts done Like no point in arguing But the claimant returned to court won the case and the debt was paid. Well, you bought yourself some time You must have really just been straight up free-loading Like a savage All right, till I leave you like comment subscribe turn on your post. I'm cool