 Hey friends and welcome to my channel. I'm Yoshida and this is Norris Cove. If you're new here, I'm a self-employed hairstylist. I get paid cash daily and through cash app. I have a couple of side hustles. I own an Etsy shop and a Poshmark boutique and this is how basically I budget. So if you're a self-employed like me and you want to see how I budget my money, please stay tuned and let's get started you guys. So we're still in the boutique. I said I would print. I'm trying to do some bulk recording because I'm going to be kind of busy. So we're still in the boutique and I'll fix up my deluxe another time. But this is what December is looking like. If you like these kits, you can get these kits on my Etsy shop. I'll try to remember to leave the link below. It should be there. I've already just saved myself the trouble and you guys the agony of watching me lady stickers and I have the headers here. My date does in the new year. This will probably be a little different and then here are my bill do boxes everything and I tried to write in some important things. So on the 21st I have a wedding to go to the 5th. We're doing dinner. So let me show you all a little bit of this kit. So here are your headers. I know it's a little racked up mixed up and I've already kind of gone into them. But here are your headers. So this one is still together. Let me make sure this one may be out for a reason. Oh okay that was good. And you get bill do stickers flags, appointment boxes and some more appointment boxes total boxes. You get your strips for your totals and all that good stuff. Your cash envelopes, some calendar boxes, some washi, some more header boxes. Okay I have double that. And then here are your icons, your date dots, your bows, your week one through five, your holidays, your paydays, all that great stuff. That might have went into the deluxe. I don't know. So I have an extra one of these. Let me save this because somebody I think needs a December kit. Okie dokie and then some more total boxes. So I'm gonna get started. I'm gonna hop right on in. So I'm gonna write down some things that I would normally have to spend money for. So we're going to this wedding. So I have that down because okay let me just not let me just digress. I'm gonna have to spend extra Christmas money on this wedding because it's in December and that's fine and well. And then I'm gonna take this little it's like a fork and a spoon. I'm gonna use this. Let me get my tweezers because my co-workers and I we go out for Christmas dinner. That is Sunday the 8th. So I'm gonna put that there and then oh I already had it there. Okay well that's fine. I'm gonna come back up. And then we have a ugly Christmas sweater party I think the 14th. I just need to get a sweater. Last year I just made my own. So that's all I have to kind of do. I'm gonna go in let me see if I can find another pen. Let's see y'all. Let's pause for the calls. Let me try to find another pen. Okay let's see how my Aliexpress pen is going to treat me. So on the second I have uh what do I have to I know it's a Wayfair and I'm gonna give them $50. On the fourth let's switch back over. Let's see what was doing the fourth. Apple and Amazon and Apple's only $0.99. Amazon is $12.99. And then Schedulicity it's on the fifth here and that's $20. That's my online appointment book and then here's my total box where I write in my total. I need to make those bows a little smaller. They just been like that for so long. And then here on the 11th there's a card note I should have known. That's my card note and that's 181.60. 30 something. That's all that I paid that week. Let's see. Oh and the 15th I have a sale bill due. I'm gonna write that here. A sale bill is $148.29. I just made an arrangement because that bill is high then I had to get my door to the phone. So that's the 15th. I have something else due on the 15th. Taxes and capital one. My taxes are a hundred. Capital one. I'm gonna try to give them 50. My minimum amount is 25. And then the 17th is the gym and city bank. For some reason I feel like the gym comes out before then but I'm gonna put them down. Gym city bank which is like a Best Buy card but I can use it anywhere. The gym is 20. City bank I want to give them 100 and I may give them some money prior to that date. The 20th I have card note and loan number two. Matter of fact let me without some of these here because I have three things to do here on the 20th but I have the card note there. And then I'm gonna have to stagger some of these. I'm gonna use these flags here to write what else it's all due. The 19th is loan number one. Kind of went over but that's okay. Loan number one. And my loan number one is the loan I have with my husband. That's a hundred. It's actually like my second loan which is like 90, 192 dollars but we always pay a hundred. Card note 181, 60. Loan number two and that's a hundred. Now what else was on that date of 20th? I thought it was something else. Okay. Yeah actually loan number one is the 19th. And I sometimes like to move it here to the 18th so I can go ahead and maybe cash up him the money. And then here on the 21st. Y'all know what my card note do on the 21st or is it no it's the 20th. Sell bill is due on the 21st. Maybe that's the problem. No because they take it out. So I have a bill due on the 29th of 148 but I'm gonna put down the 148 here. And then the 23rd. I don't know what's due on the 23rd. Oh two buddy because I had it in the wrong day. Two buddy. That's four dollars and fifty cents. And then the 26th. What is due on the 26th? Oh XM radio. That's six dollars and six cents. And then I have a bill due here on the 28th which is my car insurance life insurance. Well last month it was we're gonna put 219. We're gonna see how that goes. And then that's it. So let's talk about some goals that I want to achieve. I'm gonna stick with the 1500 from here. And I'd like to make in my shop which I think would be pretty close. I want to make like 300 dollars. I really think five but 300 because I'm pretty close to this number now. So I want to just kind of make sure I get there. Not close but close enough. Goal number three. Last month I had to pay off pay down credit. Pay down credit. I want a new computer. I really want me an Apple computer. So I want to pay down my credit before I even kind of look into that as an option. And I have an empty box. So if something else pops up here I'll definitely add that. So now let's get in to laying some stickers here in the back. I hope this video is not too long but we've got to get this stuff done. Let's see what we got here. December. Here I'm going to do my I'm going to do expenses here. We could check in. I think let's do expenses because it's easier to. I change it every time. Okay that one's off a little bit but that's fine. It's just for me. So we have expenses here. Let's see. Expenses. Total expenses. Let's do item description. So that one was off. That's why that one didn't go anywhere because it's here with me. Just for me. So I'm just going to wipe that out because it's going to kind of drive me kind of crazy. Okay. So for the item let's just go and look in at our bills. I always like to start with my car note. So what I think I'm going to do instead of doing car note number one, car note number two, three, let's say three, 83, 20. I think that's it. Okay. Car insurance. Life. I'm going to put that at 219. What am I thinking? I put the wrong thing up here. Total income. I don't know. We'll get into it. Okay. Car note. Make sure y'all can see. Car insurance. Capital one. I want to give them, I really want to give them 100 this month but I'm going to put 50 if I do more then that's fine. City bank. I want to give them 100 for sure because that's my higher credit card and I really want to pay that down. Let's see. I like to do from highest to lowest but I'm just going to do in the order they come. Wayfair. I'm going to give them 50. Let's see. Apple, Amazon, Schedulosity, car note. Oh darn it. I'm just, I already did car note. I really hate white notes stuff all the time. Okay. We already got the car notes. Aflac. That's what we need to put down. Aflac. Do we have five weeks this month? Let's see. One, two, three, four. No, four. So it is $30. I have to pay an extra $12 when it is five weeks. Taxes and capital one. We already got capital one there. So taxes. State taxes. You know the IRS has been fooling with me for about 10 years just messing with me and I'm just over. That's why at one point I didn't put down my income because I didn't know if it was them. You know, just craziness. So the gem. So I think in February is when I paid an extra fee. I just paid one in October. Loan number one. That's $100. Loan number two. That's 102, buddy. And you guys, I'm no expert at budgeting. I'm not no, I'm no financial advisor. I am just me and I'm self-employed. When I first started budgeting, like this way, the pretty way, I really wanted to design stickers for my self-employed, my hairstyles, my people like that. So I had booth one stickers. I had little check mark things. I just had something. Let me see if they're in here. And now it's funny because now I see everybody has the little, let me see if they're in here. They're in here. I see everybody has these little check stickers now. And I was like, I had those. I could have been making money on them. But I'll find that for you. Hold on. I don't know if I'll be using my mini in the coming year. I want to, but I'm not sure. Just not sure. These little boxes here. Can you see them? I was making these little boxes back in February. Now I see everybody have them. So I don't have, I don't think I have any more printed. So I have to find the file and I'll probably bring those back to the shop. I was just doing squares and I may just leave it at the little squares, but I love those. Okay. Anywho, off that horn right quick, I may be adding the, that is a part of, you know, budgeting. So this is it. This is what we have. So let's just do a calculation. Hold on. Y'all, I got totally sad tracking. There's something total totals. And then we're going to do income income for the month. I like to put totals down here at the bottom because sometimes things get added and I don't know. There we go. So let's go ahead into the back until I, other things that we need to do. So let's do income. I know that one don't fit. Yeah. Sometimes what happens with my silhouette, I'll save a file. I'll save the measurements and then it just does its own thing. But I'm okay with them being off for me. I just wait it out, but I like for it to be perfect for you guys who purchase from me. And I'm very particular. I like, I will not, I think, um, when Elise first ordered something from me, I was like, uh-uh. I went to go do my budget and I saw it was off. I was like, girl, please hold, let me, let me see you the correct one. Uh-uh. Don't use that. Okay. Income estimated. I need to go over these again. Make sure I have the right ones. So this is the monthly income. I'm estimating from here. I'll say 4,000. I like to just keep it there. That's a nice little cushion for me. Um, Etsy, I'm estimating 300. That's what I want. Now let's get total income. And if you're not a, you know, a pretty planner and you just like pen and paper, that is fine and well. It works. The only thing is make sure you check it all the time. I never, when I did pen and paper, I would check it for a little bit and then I would just be off or into something else and I wouldn't check it. So now let's see what else we got to do. I have another header somewhere. Here we go. Weekly check in. Put that over here. Where's my weight out? I'm trying to find a way to kind of, so if you ever get one of these, it's all backwards for me, except my apologies. But I'm trying to, I think I figured out how to get it to stay. So these were printed back in like October, I think, maybe September. Okay. Weekly check in. Two, two, two. So we have week one. I think it was Trika. She ordered a kit for me and I love the way she did hers. She put it like to the side and I thought that was interesting. So I'm going to try that myself. I'm going to do it here like this. I normally lay it this way, but I'm going to, I just like, I'm such a creature of habit y'all. It just don't make sense. Okay. Hold on. You know what? I'm going to put sink and funds here under. I just want to save some to dokey. I'm going to put cash envelopes and what we're tracking in our cash envelopes are grocery products at sea supplies, plan a better me, Vegas, and I'm going to leave room. Those are the top things that I want to track. And then we have, we're actually planning better me is sink and funds. Turn it. Yeah. She the that is not right. That goes under something else. Grocery products at sea or supplies gas. And I think those are the top I'll put variable expenses right up under that because these are some variable expenses as well. And then I'm going to y'all here go the expenses budget and actual what in the world? Yoshida. I don't get all mixed up. Okay. Let's take this total box. I'm going to leave room just in case I change my mind. I want to add something. Okay. And then next we're going to do sink and funds. I'm not going to add that big piece. We're going to do sink and funds. Okay. It's crooked. It's okay. So in sink and funds, we have planning a better me. We have Vegas. We have Christmas. You know what? We won't have Christmas because we'll be using Christmas. We'll start over Christmas in January. Um, there's something else car. And right now those are only three things I have there. So I'm going to go ahead and put in my first week of December, what I plan to make. December is kind of busy. Tips will take a sister over. So that first week I'm just going to put in I got to start low. For some reason, my first week is always slow. I'm going to put in 700, you know what Etsy put on the wrong line. I got to look back and see what I'm missing 700. This would be a plus and a minus, but we'll get to that. Okay, you guys. So this is it. This is what we have. Hold on. I'm trying to find, since I have actually one of these, I think I'm going to take this income estimated. Actually, it should be two of those. Okay. So you guys, this is my budget for December. Let's see if we can stick to the budget. Let's see how much we can save. Oh, savings. Savings is in sinking funds. Thank you for reminding myself. All right. So that's it. This is what it's looking like the monthly view. This is how it's looking. Again, if you're interested in any of my budget stickers, I will leave the link below so that you can purchase you some. I would love for you too. And I pray that you enjoyed them. There are reviews there. So take a look at them. Also, you guys, thank you to all my new subscribers. We have hit the 300 mark. There'll be a giveaway at the 500 mark. I'm going to be giving away a couple of things from my shop, maybe even some cash envelopes. So tell all your friends that we budget over here. We do weekly spreads. We do DIYs and all that great stuff. So thank you all so much for watching and I'll see you in my next video. Bye.