 Great minds discuss ideas. Average minds discuss events. Small minds discuss people. Henry Thomas Boko once said, Welcome to the Advocate, where thought provoking topics are discussed with no holds back, here on Plus TV Africa. We basically call it Spade by its name. I'll be talking about the creative industry and how it is fast becoming an endangered space that we must ultimately protect. If Edelakwa's myth is with a little or no representation of women in the tech world. Peter is talking about how to engage millennials and Gen Z in the same workplace. And finally, Tonya is pointing out a rising crisis in the educational system, which is a school fees. Sit back and after this break would be here to dissect it all. Stay with us. The creative industry, an endangered idea. Creativity in itself has a broad range of meanings and across sectors. The creative industry will cover sectors such as communications, media, advertising, finance, technology, fintech, entertainment, real estate, fashion, engineering, academia, security. I mean, you get the point, right? Every industry has a measure of creativity embedded, inherent or inherent in it. As a result of this, the industry in itself should be safely protected and encouraged to thrive, grow and succeed. Because the death of the creative industry is the death of many other sectors that directly impact the economy and in fact, the GDP of any nation. Some international statistics will help you put this in context, right? In the United Kingdom, Centre for Economic and Business Research, CEBR reported that the creative industry realized 25.2 billion in direct turnover, 170,250 jobs and 7.1 billion pounds in employee compensation. Generally, the industry realized 48 billion pounds in turnover, 23 billion pounds in GVA, that's the gross value add, 363,713 jobs and 13.4 billion pounds in employee compensation alone. In Singapore, the whole country has been impacted by the digital revolution and has the highest mobile penetration rates in the world and also the most active consumers of online video. The creative industry in Singapore amounted to 23.9 billion dollars in direct contribution to the GDP and additional 12 billion dollars in indirect contribution and 12.7 billion in value added which is total of 5.9% of the GDP of the nation. This cluster comprising more than 4,500 companies in China, according to the NBS Nijambarostasytics in China added that China's creative industry increased from 1.052 trillion in 2010 to 2.735 trillion in 2015 representing an expanded share in GDP from 2.75% to 3.82%. In terms of growth rates the China's creative sector achieved 11% in 2015 higher than the macroeconomic level. The cultural and creative industries have thus become a main impetus for promoting China's economic growth and optimizing its structure. In South Africa it was found that the co-creative industries contributed 3.5% to the South African GDP in 2017 that is 155 billion runs which is a total share of 5.29% of the GDP. The creative industries contributed 2.53% to the gross value add of South Africa which is 1.56 billion runs. In Nigeria a new report shows Nigeria's creative industry is the country's second largest employer of labour and has the potential to produce 2.7 million jobs by 2025. The study by Jabba Ramam in Nigeria employs 4.2 million people across 5 sectors media, entertainment beauty and lifestyle visual arts as well as tourism and hospitality. The creative industry in Nigeria is said to be worth an estimated 2.270 billion error. It is also worthy of note that the creative industry in Nigeria is largely driven by the youth population who account for almost half of the whole population. Why isn't there an enabling environment for the youth to thrive in Nigeria? There are several reports of this population being harvested to other countries due to the whole time environment in Nigeria. How do we then protect these endangered species? We must indeed start to get creative ways to protect our young creative minds. That was a mouthful. I know right. I'm a creative industries person. I'm in it. I create content, I produce content. That's what I've been doing for the past 15 years in Nigeria. So I understand. Now it's not set up for unfortunately for producers or content creators, creators really to succeed. It just isn't. It's set up for those with the infrastructure to succeed and when we look at okay, you have this creative idea you want to get it out, you put it out and creators we have so much passion but there's a disconnect between those who are creating the passion and those who can help get it out there and fund. When it comes down to it is money and whether any value is actually seen in funding these creative projects and other countries are seeing the value which is why we're seeing just an enormous drain of our youth who are creatives, who are passionate and who have those skills already. A lot of creative companies are investing in training and then employ those kids they train but then just a few months later they're poached by Canada, they're poached by the US and unfortunately those who are the gatekeepers here are not willing to do what is necessary in order that we can succeed internally they're just busy looking in the way it says with so many things just lining their pockets so unfortunately there isn't that value when you look at how our industry is even set up it's set up to fail if we don't even look at the new stuff the fact that we still need traditional media here because a lot of people don't have access to data, they don't have access to the internet or devices and they're still consuming through traditional means, radio and television in other countries you create contents, you pitched for people to license your content, they pay you a valuable sum for that content here you pay them to put your content on air it's just set up to fail from the beginning and it's really really unfortunate just listening to you when Tulum talked about it's massive it's easy to know when medical doctors are living in the country it's easy to know when nurses are living but we don't know how many how much of our economy has been depleted by creative people who can just I'm not even let me even start from the basic when Governor Babio was in power he did some things that made almost like make it look like Kwaibong was going to be the destination for movie producers whilst I've forgotten the Kalaba the governor that was there at its time, Beat Tinapa which also attracted the likes of Ebonilak TV Ebonilak TV to go there but then you now find out that place became a money golper it's almost like it doesn't pay because the process of you getting there they didn't make it easy it was like you build a very fantastic facility and put a very high wall there are no gates, there are walls and so let's live all of that all of that are in the past our leaders politicians need to maybe oil should actually dry in Nigeria to get us to start thinking politicians everything we are saying they just amount to grammar because those guys in Abuja waiting for sharing formula let's generate the money and share it they are not looking at the money that could come from all these things make it easy for this guy to use his phone and get cheap data to charge his phone because it's just like 20 years old so it's like a continuum on one side of it there's a creative it's passionate about what he does he's an artist on the other side of it is a capitalist someone that can make money out of what they're passionate about it's very simple create the bridge between the artist and the capitalist such that I can just do what I love to do I can thrive at what I love to do then you've created an enabling environment for that to be valuable to me and to the economy because it's two things I mean I would have created value I'm happy I'm fulfilled but at the same time I'm also adding to the GDP I mean look at all these countries look at how much the creative industry adds to their GDP because they've created an environment that allows creativity not just to thrive but also to be valuable financially you know so I think the creative industry is very similar to the tech industry where you have people that are putting in their hard work that are doing the same thing that the counterpart abroad are doing but they're not getting the result over yes it's like I'm working so hard but there's nothing so it's like in case of a prophet is never respected in his own and now they are seeing it that oh I can go to Dubai and then I'll be paid better then this place I'll be treated better I can go to the US so there's no need I mean take for example KOB2 Kemi released it on Netflix because she knows she'll be able to get her money back and Netflix is not owned by Africans is not owned by Nigeria is international and they've created that platform where Nigerian producers can now say okay if I move you to this standard I can put it on this platform and I can get my money back and I feel like we need more of that with the artists the musicians people like that where there's a platform that they can trust and they can get their money back but again this money is being exported is going back to the US it's not here we need to talk about it I did research I did a small research I mean google is try it on your google I just google content industry worth in the US and you'll see the media and entertainment industry is worth almost one trillion dollars it's just the content industry people that provide content so you're up to trust me you're onto something we just need to make sure we have to kind of wake people up and vigorously trying to shake people and say look what are you waiting for what are you looking for every day there's new youth coming and the ones that we have now also are doing great things and even I also say it's not limited to youth I always say on our platform the youngest producer is 4 years old the oldest one is 66 so it's not only a youth thing there's people who have ideas people who are creative people who are dreamers people who have talent that can actually create things that the massive population that we have but the problem is that we just have these rigid gatekeepers who are just focused on certain areas but also we're limited in terms of investment opportunities because our system is set up backwards can I ask a question more like playing the devil's advocate so I will ask would you rather advise the kids to just keep hoping and hope or hoping against hope as some day the gatekeepers Nigerian gatekeepers don't die they succeed themselves so do you see any change happening in the next 15-20 years because if this continues this way would you rather that this talents just die off or they should export what they have to where they are going to be compensated I think that's a really good question I think it's multilateral I think that there's always the way our general society not even this industry is set up there's always going to be these gatekeepers or haters so I would say number one to anybody who has a dream or is doing this already you have to try your best to keep going because our culture and society depends on the storytellers we're just using different technology to do it storytellers are key history is key our voice is key we encourage ourselves to tell the story which means there's a certain amount of skillshare that needs to happen of democratization that needs to happen and when you look at it it's a global world we need to be looking about here in Africa and the wider international community so I would never say limit yourself to Jossia no be looking whatever technology is available to you get that technology if you can don't be just looking here you have to be working the traditional and you have to be working the modern and you just have to try your best it's a hard game but I'm still in it I think that if you do it consistently enough and you keep getting better there's a time when the music industry in Nigeria was in that period now it's one of the best in the world it will stand side by side with any other music industry in the world nollywood was consistency there's a bit of also the governmental support that got them to where they were to where they are now you've seen over the years they just keep keeping at it, getting better and then I personally feel there should be a ministry just set up just for that it's big enough I think we have it but they're not doing anything as most of the ok, let's talk about that that's a good point so CBN has the syphilone and so does BOI so they are thinking about these things they are thinking about ok, there's this industry nollywood has been here, has shown the way but again the Niger Factor kicks in it doesn't reach the people that's meant to be funded or it takes too long or you have to put up collato the barrier is very very high to entry but we remain hopeful let's just say that absolutely I mean that was quite interesting up next is Ifedolapo please stay with us tech entrepreneurship in Nigeria why do we have less women in tech roles we've seen the rise of tech entrepreneurship in Nigeria since the advent of the popular farmers giant that have opened so many opportunities and set a lot of eyes in the Nigerian tech sector we've had the ride ailing startups come up and we see how very quickly they were embraced we also have the mobile money and the payment startups that were just recently bought over by a bigger company abroad for over 200 million dollars which again has exposed people to the massive opportunities of tech businesses in Nigeria we have tech companies sponsoring some of Africa's biggest reality shows but out of all these great startups I've just mentioned one should wonder how many were or are led by women my sister today there is also a question why are there less women in tech but again why are there less women everywhere if you actually think about it apart from maybe the ministry of women affairs and maybe fashion and beauty in which case a lot of men a lot of men have sort of taken there are less women seems like women are just marginalized everywhere I personally feel that one of the challenges is early education and early orientation I feel like an educational system is sort of tilted in a certain way that doesn't allow the girl child to be able to do anything that a boy child can do and that's a whole conversation that we can get on things where I have two daughters, I have two girls and the things where they try to do and they expect me to say go for it I think that early education from parents, from teachers it takes a whole village to raise a child I think everybody needs to start to encourage the girl child because that's where it starts that they can actually you see a girl that wants to read engineering why why not there are so many things that have been labeled as a man's world or a man's a man's sector but of course not so I think every of those sectors have to be challenged I agree with you we are totally at peace I'm leaving it open for you everyone to talk I agree with you you said it takes it takes the whole community or the whole village to raise a child and for me I want to look at it from a business perspective you have two girls and you have a boy or you have three girls and two boys and you give all the attention to the boys that's two over five economic potential so when you look at it we are losing more money by not empowering them to live out their dreams so we need to rewrite the narrative or rather create a new narrative and in the media industry we go a long way to circulate this narrative one of the narratives I feel we need to drive a lot more is to say to the girl child that it is what it is the world is core to every gender it's not so there is this thing that has been made that's where they came up with the whole glass ceiling coppery glass the ceiling is everywhere that ceiling is affecting the guy when the guy comes back home and says the father says go break it that same thing should be told to the girl child go break that ceiling go and do it again if we need to go and meet the person that is bullying we go and meet the person so it has to be a deliberate intentional from parents to say what do you tell the child when she comes back to say just tell the girl child she doesn't have to lose her her feminity or whatever it is because she wants to fight for her right she can still keep it and still get through and do whatever she wants to do she wants to fly go ahead and fly nobody says you can't so the parents should encourage the schools should encourage but most importantly the media should help drive this message because we are losing a lot either as families or as a nation for that thing we are not harnessing totally agree however we are still just talking about the young ones presently current what is happening generally in the workplace people aren't hired if they are at a certain age or if they are married or because they are thinking about the time they are going to be pregnant that means I will hire her next thing she is going to have a baby so there also has to be a change in mindsets of a working environment what does it mean to work and I don't feel that the decision to raise a family and still have some kind of career are mutually exclusive however things do have to give so it's also how do we create a culture to empower women to enter this space and technology is a great space for women to enter what I am working on it was someone that told me that I am a tech entrepreneur what do you mean I am a tech entrepreneur but what you are doing is technology and I didn't know that so it's also switching our own mindsets to understand that women create businesses and enter businesses to fulfill a need it's not necessary thinking the first step is like I am going to make money or it's about money because you have seen a need and women are very reliable they are dependable and so how do we welcome them into the space we don't like to talk about finances we don't like to really open up about those not because of anything to hide it's just we have not been taught that and it's important entering the space that we speak up and we demand the space at the table that means yes being able to pitch and present to people who have the capital but also to see people who look like us who are having the capital who are on the boards who are giving this funding as well and that will help boost the technology environment and get women into the workplace because it's true when women are included it is better all round for the society so it's very interesting what you just spoke about so I'm going to take two points from what you just spoke about the first being the orientation so I've met a lot of women and then when I told them what I do and they said oh you know did you study computer science in school do you know how to code and I said what they are getting is that tech is all about coding writing codes going to school to study computer science but no I study accounting I don't know how to write one single code and I'm still in the tech industry so first of all is the orientation you do not need to know all this so I think the jar guns the tech jar guns that we push around in this part of the world is what is one discouraging the girl child thinking oh it's too much I don't want to do that I don't want to study computer science I don't want to learn how to code so I think one is the orientation we all need to start reorientating the girl child that technology is not what is pedaled to be then two is about something I've got to give I've been to Accelerator programs and my mail counterparts when I told them my ambition what I want to do in this tech space I want to be known in this tech space I want to carve this space for myself a name for myself and they tell me if there's something I've got to give something's going to suffer and that's your relationship you probably won't find a man that will marry you because you're very ambitious ambitious on this thing so your relationship might suffer but you're doing the same thing I'm doing, you're a man but nothing is given at your own end you're not saying wife will not find you your entry into the territory here your entry into the territory here I am going to if I could get my two things to do what do you mean something has got to give because you're doing the same thing so it's okay that you want to take over the tech industry in Nigeria and they're still a woman because you're a man so you feel a younger girl or this thing you can get married at any time but me my time is going at 36 so marry me with all my tech distance so I don't know I think they're still this biasness I want to say feminism absolutely bias absolutely bias and I think that one of the biggest biases is the emotion they feel women are too emotional unfortunately a lot of women haven't even realized that having emotion I mean think about the emotional intelligence is big now so you already have the emotion the right thing is just to learn how to channel it properly when you have a woman in your business business does better because they understand emotion they understand empathy, they understand a lot of things that a lot of men don't understand so I don't think that is a weakness I think it's a strength if it's properly channeled the old emotional thing I feel like we are emotional beings women but I feel like the men try to always point it out emotional don't point it out, I know what I am you don't need to point it out we can go on and on on this topic up next is Peter Stereotos Engaging millennials and Gen Z in the workplace how to harness their talent in building corporate Nigeria so let me start by quoting a theory put forward as captured in a report called the greatest generation definition the American generations covered in the theory are we called one the greatest generation born circa 1901 to 1924 silent generation circa 1925 to 1945 baby boomers circa 1946 to 1964 generation X circa 1965 to 1985 and then generation Y or millennial generation circa 1985 to 2000 please note that circa is a Latin word meaning about or around or approximately so you can just replace that focus of my today's advocacy is on the millennials and the generation Z or Gen Z according to an article published by the Journal of Applied Leadership and the Management and titled comparing generation X and generation Y on their preferred emotional leadership style generation Y often referred to as millennials nexus or next generation happen to be the youngest generation in the current workforce before the influx of a new breed called generation Z or Gen Z I referred to another article titled millennials versus Gen Z key differences in the workplace and published by ADECO USA and I quote a member of Gen Z is anyone born between 1996 and the early mid 2000s 2000s and the end date can actually vary depending on the source according to a report published by Kassasa on Gen X, Gen Y and Gen Z Gen Z Beth years span from 1997 to 2012 which is clearly after 1996 a flori of potential labels and nicknames have been appearing including Gen Tech or Post Millenials iGeneration Gen Wi-Fi Homeland Generation and Zoomers now Generation Z therefore are the post millennial generation it is estimated that 50% of the current Nigerian workforce are millennials and even Gen Z in most tech firms now the big thing is that managing them may become one of the most challenging tasks in today's workplaces older managers many of whom are baby boomers who were born between 1946 and 1965 and Gen X who were people born between 1965 or 66 to 1981 or 1985 depending on the source they perceive millennials as arrogant in subordinates, impatient too inquisitive, lazy, careless and unorganized others believe they have an entitlement mentality they hate to be coached or worst they hate to be bossed around they have title little or no regard for rules and policies and are generally unsteady now despite the above stated perception millennials can be assets rather than an liability so the big question of national importance on the mind of most organizations should be post COVID-19 how can corporate Nigeria harness the talent embedded in millennials and Gen Z I will address this from several touch points number one, culture culture they say it's strategy for breakfast so if you do not get millennials and Gen Zs to buy into the corporate culture then every strategy you have will fall flat culture needs to stop having mythical or esoteric feelings the millennials must be able to associate with the prevalent culture and see how they can align with it as future leaders the culture bandwidth must be extended to include collaboration, integration experimentation, growth, openness inclusion, diversity teamwork et cetera number two, leadership in the absence of millennia role models, senior management must be intentional about embedding but in setting critical values like innovation, flexibility belongingness empathy, job rotation openness and constructive feedback including digital learning humanity, inspiring trust sense of accomplishment, adaptation to change, passion for learning continuous engagement respect for the individual et cetera can corporate Nigeria come up with a realistic career building plan leadership development plan that transform these set of workers into transformational, transgenerational leaders the third point I have here is collaborative vision casting up until now vision casting has been the exclusive preserve of top management however to prevent corporates from becoming dinosaurs millennials must be involved in big picture thinking by making sure that they understand corporate culture, leadership and the vision I'm just going to take it I'm going to take it right from where you let's talk millennials let's talk for my millennia the culture part is the one that got me any culture that is outdated we will replace with efficiency and effectiveness we do not care because most of these organizations have outdated culture that is not contributing anything to the KPIs we need to be tracking we don't care take it back home, leave it in your family house, we do not care and gensis do not care they will not care at least millennials will still do it in a respectful way gensi I will try to tell you I don't care how outdated cultures in workplaces need to go out bring in more millennials bring in gensis because I was here having this problem this was already on gensis case it's interesting seeing a millennia being on gensis case because what I love with those ones is that they are very very touchy and they are very very outspoken here they are very outspoken and very touchy gensi will tell you I can't come to work today they are very down they are so very touchy so I am not going to be speaking much on them because we have experienced gensi at our workplaces oh okay I will say to the millennials for now because yeah that is a refreshing view to hear from a millennial exactly but I think you really drew on some really interesting points so for me I get confused by all these gensis I don't think like that now the person in front of me so the thing is that with the younger ones but they are younger than me always we have to train them in etiquettes always if you are running late call that you are running late be on time those basic things how to write an email how to write a letter how to construct so there are some really basic things that really we have to teach every person in their 20s that we have worked with and that isn't their fault that's the fault of our educational system but those are things that I notice in the younger generation now please we should get rid of the old because let's say what it is our youth are not lazy but if we have 40% I think unemployment in this country who do you think it's hitting what do you expect them to be doing what jobs are available for them so they're the ones going out risking it all starting new businesses hustling doing all that because the country has not provided anything for them so me and for the younger ones and I would never consider them lazy what's unfortunate is again they're not really valued for the input that they're putting because the president God bless him can wake up one morning and ban the source of income and yet you want to say they're lazy but they're hustling they're using the technology the new technologies that are at hand to build a sustainable environment for themselves and their colleagues and in one strike someone can wake up and decide it's not done but you haven't put anything in place for them so for me I don't look at it as there's something wrong with it all of us have our issues every generation whatever generation you pick the issue is that yes we do have to teach them some certain cultures that must continue but we need to allow them the space to be able to eat because we haven't put anything in place they've been robbed, they've been robbed but yet they're still hopeful yet they're still trying yet they're still positive so we need to support them in any way we can and of course we have to let them know when they're doing right I think that it's been able to draw the critical balance so on one hand to be quite honest with you I won't say let's flush out the old people entirely because there's some level of there's no amount of money you can pay for experience in some cases we need that experience we need some of that culture like you said that we need to pass down cultures are still relevant they're still useful, they're still valuable in the workplace however this is a personal experience I run a marketing firm and 90% of our staff are GenZ I personally have to unlearn a lot of things and relearn their language relearn their culture for breakfast that's one of my favourite quotes as a matter of fact I'm so big on culture but it starts from the company organization asking themselves the question what is our vision, what do we want to achieve I said to my clients one of the biggest mistakes you can make is not evolve you know the blackberry story they said we did nothing wrong the problem is you did nothing when everybody was moving you were not moving you stayed where you were companies, organizations must learn how to evolve and part of evolving is including the younger generation into your plan so what you said about strategy I mean now this is what I have already talked it will shock you what insight a 14-year-old and 18-year-old would have on your overall strategy so you think you have this great strategy going forward you're ready to go to markets and then this ASEAN will just come and tell you what if you just tweak this thing and just changes everything so I think it's achieving the balance getting experience is important but also getting the younger people fresh ideas fresh insights but also very important there's also training that is required I know how much you have to do in terms of something as simple as just send a text when you're on a late you can't deliver this on time just say in advance don't wait for me to ask you so the things that and discipline is important as well thank you thank you very much I believe we are all I think the older generation whether it's baby boomers or gen X they are like people hooking still hooking the floppy disk or at best the what do you call it no no no no maybe they see this but there is a generation that is hooking soft music so we need to come to that place where we synergize so going forward for that Tonya is pointing out a rising crisis and we'll be back with Tonya after the break school fees a rising crisis yes it's that time again the beginning of a new school year and the mad dash to raise the money needed to pay school fees since the 1980s a terrible deterioration in the quality of education and general state of Nigeria's government run schools this drastic decline has led to a dramatic rise in private schools so much so it feels like there is a new one popping up on every street here in Lagos which leads me to wonder perhaps that private schools are a lucrative business in the same way that churches have sprung up on every street also but that is another topic another day so what options do parents really have one send their children to a government school this option is most likely when there is no other choice available due to finances or locale two homeschool the children now this is becoming more of an attractive option since covid many parents have woken up to the fact that with support it is the best option not only financially educating their child this is however a hard option for working parents as it is very hands on and requires collaboration with tutors virtual resources and constant parental oversight three private school which is often the main option as it fits in with working parents schedules however it is far and above the most expensive option for example when there is a new school there is often a very large non-refundable to boss it to be made for each child some schools as much as one million nara per child and you have not even paid to each one yet too how come schools can get away with this yes deposits are made but why are they non-refundable whilst I am sure there is a regulating body for this the fact that schools are able to operate this way means they are not actually being regulated in this instance standard procedure would be that with proper notice of your child leaving the school or graduating out the deposit be returned but no, not here in Nigeria another example as per private schools is the rising cost of school fees like myself many parents had a shocker when receiving the tuition bill with an increase of say 15% yet many schools feel it is their right to increase fees as they see fit now I am in no way taking away from the fact that these past 18 months with COVID-19 and the mismanagement of Nigeria's finances by the federal government leading to spiraling devaluation and skyrocketing inflation have put many schools in crisis but it has also been the same for the most of us in the general population I cannot accept the reason being given by schools such a hike in fees being due to inflation as 2020 to 2021 the rate of inflation has been around 3-4% significantly lower than the rate of increase of many schools so where is the value we parents are told to accept it that's the way it is otherwise remove your child from the school we as a society have now come to the point where the occurrence of parents working just to pay school fees is more and more common is this really sustainable and how much longer can this continue I think you've touched a very short point I mean I would like to you I don't honestly the last line for me is should we just continue working to pay school fees and rents because those two looks like the only two things you are working on I don't blame the school owners the cost of doing almost everything is very high so I would take it to the real people who are culpable the governments you allowed government schools to fail completely because most of you went to set up private schools and you needed to make a case you needed to frustrate parents government schools are not approachable again so we are tied down with private schools so for me, I think government needs to look into it to say let's be realistic fund schools fund universities, fund secondary schools that you own or parents needs to start working on japa plan I don't know whether I should make that loud but it's also an option I totally agree with you it's a very short point I have said that like you said there are only two things rent and pay school fees however, there are a few issues that I have a problem with you say it's not entirely the private owners fault I still need some of the blame to them I'll tell you why I have a pretty good idea what it takes to I have a pretty good idea what it takes to run a school I don't entirely agree because they collect directly commensurate to their cost of operations I agree that the cost of operating anything in Nigeria is even higher than most places in the world however they are not exactly commensurate I have a few friends that work in the bank and if you hear what they pay in terms of interest on the loans for schools is way higher than other people but that's because banks also know that they make a killing in terms of profits that's why they can set those interest rates this is what I'm saying and they will accept those interest rates also knowing that they are going in money flow so there's a big problem there that needs to be checked now that's a root problem root problem is the government what you mentioned the fact that at public schools I went to public secondary school and it was quite fine the primary was public colleges what happens to all those those were good schools I went to a command those were very good schools you learn education, academics, everything so that's the first part of it part of the problem is also those entrepreneurs those have decided to make education a business too much profit it's okay to make profits because when we were growing up partly the reward now is in part of the school because teachers don't get paid that well thank you, I was about to say teachers don't get paid that well but I know that as well sometimes you go to those schools big schools charging millions of naira but if you hear what the credit teachers during the lockdown the lessons I got from my daughter after the lockdown she didn't go back to her school because when she was making from just having 3-4 parents that were paying her salary just to teach to her in her home she didn't go back to the school so for one year during this past year for one year of that I homeschooled my own children I and my nani I trained her, we homeschooled we set curriculum, we did everything so I really got a hands-on experience of what it meant to educate a child and to be honest that is looking more like the best option for a lot if parents are able to handle it but there's so much demands on us in daily life so you have to make money and these days both parents need to be out in the workforce or in the workforce, one may not be out one may be at home in the workforce but working and so it's finding that balance the thing is it's getting to the point where it's going to be cheaper for us to send our children abroad to school and that is what really blows my mind it's almost there we're almost there so what does that mean this point you just made a friend of mine calculated what he needed to send his daughter through secondary school abroad in Nigeria what they needed to relocate was about 9 million what he needed to send this girl was about 12 million they are waiting for their last paper to relocate no he invested I'm talking about secondary school primary investment so why should you stay here and go through that don't give up no I'm not giving up I'm going to play 85th in this matter because I'm not involved but the thing I'm learning from you guys before us is that I'm cautious about how many children I want to have because I want them to have the best life the best education and things like that and I think that's what baby bloomers have put into consideration about family planning and things like that because now if you ask me if I get married tomorrow I want to have one child if I go above and beyond they are going to be just two even this days one self is 20 and that's because I do not want to work just to keep paying school fees and paying rent I want to work, give my child the best life and still enjoy my freedom and my life and my investment so it's kind of like with millennials and with gents now we see how it is affecting you guys we won't make the same mistake we are going to plan because we do not want to work for rent and for school fees we want to work for future rest and I think also this is where technology comes in as well and the younger generation comes in is that technology and these teachers who want to teach who are passionate about the jobs they need teachers, technology and children and parents and at some point we are going to have to cut out the schools so yes so so what a wonderful topic it was mine of course join us again next week on another edition of the advocate the advocacy continues on our social media platforms on facebook plus tv africa hashtag the advocate ng and instagram at plus tv africa hashtag the advocate ng to catch up with the previous broadcast go to plus tv africa dot com forward slash the advocate ng don't forget to subscribe to the youtube channel plus tv africa join us next week same time on this station let's keep advocating for a better society