Fusion KiwiSaver is the only retirement savings approach in New Zealand which uses a Multi-Manager Strategy, where your dependence on just one KiwiSaver manager is replaced by the collective reliability of five. You could potentially add tens, even hundreds of thousands of dollars to your outcome by avoiding single-manager underperformance. This is impossible with one manager but easy to engineer with five. To find out your Fusion Advantage use our calculator at https://www.fusionkiwisaver.co.nz