 Now Wells Fargo is just like Chipotle. When you have this kind of disaster, it takes 18 months. Now it's very funny. I had Jack Hartung the other day on May of Money. He is the CFO of Chipotle. He said, listen, Jim, the whole time you were absolutely right. It's taken 18 months. That's when people forget. So you've got a while before you annualize. Now, we'll stay long Wells Fargo, because we think the Fed's going to raise rates and they make a lot of money. But Wells Fargo shot itself in the foot in 18 months. Well, actually now, you're talking about, say, nine months. You will begin to start thinking, what did Wells Fargo do? Because that's the way the American mind works.