 Chase Liquid Card Basics. The Chase Liquid Card is a prepaid debit card issued by JP Morgan Chase Bank. It's not a credit card but a debit card that may be loaded with money and used at stores and ATMs. Those who desire a credit card without the hassle of applying for one or the potential for impulse buys can benefit from this product. You can add money to your Chase Liquid Card in person at a Chase Bank, at Chase.com, or through direct transfer. You can use it at any store that accepts Visa debit cards, both online and in person. A few other capabilities are also available, such as online bill payment and electronic alerts for account activity through email or text message. The Chase Liquid Card is not a credit card in the traditional sense, although it does include several features that are common to credit cards, such as fraud protection and no responsibility for fraudulent charges. In addition, responsible usage of the card can establish a credit history that can be utilized to improve future creditworthiness. Post your comments. Thanks for watching.