 In the midst of sequestrations, sailors in Japan got the opportunity to hear from some financial experts about how to stay on top of their money. Seaman John Marzullo was there and tells us just what the Financial Industry Regulatory Association had to say during their visit to Commander Fleet activities, Sausagevo. The question is, when do you think you're going to need that? Mr. Peter Chandler and Mr. Bud Schneiwitz. All good financial management starts with you. They're the two education executives from an organization called the FINRA Foundation. FINRA is the Financial Industry Regulatory Authority. We are here to provide financial education to service members and their families. It's important for service members to manage their own money because, after all, it is their money. Today, they're visiting Fleet activities Sausagevo to talk to sailors about credit, debt management, investing and retirement planning. These are the folks that it's been shown are anxious to do the right things with their money. It helps them to have some educational benefits and use the programs that the Navy and other services put in place to assist them in making good decisions. The goal is to help service members and their families invest with confidence. And this gives us an opportunity to participate in this national initiative to help service members save more. Schneiwitz says retirement saving is a huge part of personal finance. The pension system in this country is not as strong as it used to be. Military pensions are still there, but if folks are not career-minded, they have to realize that they're largely on their own when it comes to planning for their future. The FINRA Foundation is one of the many resources sailors have to stay on top of their finances. This is Simon John Marzullo, Fleet Activities Sausagevo, Japan.