 Hi guys, welcome back to the independent investor channel. So good to be with you guys. These are some of the most enjoyable videos that I put out through the channel. They're probably some of the most popular and the most entertaining as well. But I want to set a little bit of framework around my top stock picks going into March here. I usually split these up over three different categories. This is going to be of the dividend variety. I usually come out with with a growth and then kind of a top tier stock basket that you could kind of buy and own forever. So this is going to be kind of the dividend value side of the house, that of which there's a lot of value being created right now in the market with the recent downturn. I just want you guys to understand, I do a lot of research before making this 10 minute video or sometimes a little longer. But you're going to want to stick around through the totality. The whole idea here is that I'm looking at a lot of different metrics and I have a few that are my favorite. Okay. Fair market value. So I'm looking to kind of ascertain whether or not these companies, if you don't end up doing your own due diligence, which is what I say all the time, that you could kind of trip and fall into some of these companies and be okay for doing so. I also want to premise that the vast of majorities, if not all of these, I do own minus one, and I will highlight that for you guys, but the one that I don't own, I'm actually looking at taking a position in myself. So this is kind of a put your money where your mouth is type of a thing. I've got 12 stock picks going into March that look really, really attractive. I'm going to throw in a baker's dozen bonus for you guys. You're going to want to stick around as we roll out these stock picks for March. All right, guys, very good. So let's jump right into it and I do want to set some framework. I'm looking at fair market value price to where the market has an implied value attached to it again so there is some nice upside potential here. I'm looking at EBITDA revenue over the next five year estimates as well as cash flow estimates going into the future. Okay, so these are value plays that you can pick up now sit on the fat dividend for a while, and watch these grow long term. Okay, so these are not stock picks that you're going to want to enter into with the expectation that they're going to go up 20% in March. Okay, if that's what you're after, you can go somewhere else. These are good established businesses that I have looked at and run through my filters in an attempt to provide you the very best value on where I see those pockets of value across all sectors. I really try to earmark the best areas of pockets of value in the stock market. And these are the companies that rose right to the top. The first I own Bristol Meyer Squibb, I own a fairly large position actually. Current market price at $61.33 on the dip has a fair market value of $80 a share. Fantastic business. Okay, it's one of my top healthcare picks to buy and own forever. This is one that I've been excited to increase my position on and will continue to own that long nice 3% dividend for you guys that are looking for a value play, looking to put some exposure to work in healthcare. Bristol Myers can supplement some of the other great healthcare names that are out there on the landscape right now but Bristol Myers was the number one pick that made the list going into March number two in the staples category. One of those stocks that you can buy and own forever. This is one that I feature all the time. It's one that I buy and I own and I'm glad to own it. I don't think about it very often. And that is Procter and Gamble right now trading at 124 providing you a nice entry into the stock here on the technical side. Yes, but from a fair market value assessment Procter and Gamble is an absolute juggernaut guys this is a no brainer. This is like shooting fish in a barrel barrel 147 on the fair market value checked all the boxes as far as projected revenues going forward you want to talk about a company with a moat Procter and Gamble has that products that we use love every single day going into the future. I don't see Procter and Gamble going anywhere I continue to see Procter and Gamble as that premier staples play in all of our lives a great great company to become a participant in again a 3% dividend yield or in the same sector. I've got the next one on list is going to surprise some people, but Kraft Heinz food is across the board by ratings here. Fantastic company over a 4% yield or again it's really really streamlined their business and it's really put the focus and emphasis on those products that are worldwide recognized products staples that go out there into the marketplace, and they just perform well and have performed well over the decades Okay, so if you're looking to take up some exposure grab a 4% yield to boot Kraft Heinz food here in the mid 30s, start to kind of make a little bit of a move here is probably optimal to look at. Next in the technology space is one that I do not talk about on the channel very often this is the one stock on the list that I do not currently own. But I'm looking at very, very, very, very, very intently I'm very interested in this and the ironic part about this is, I often sit back and I think what are some companies that I want to be a participant in. What are some companies that I actually use and love, maybe even on a day to day basis, eBay fits that bill. Okay, eBay is very, very interesting it's to prong business 91% of their businesses in transactions. Okay, I love those businesses that are established on the precedents to allow for people to come to the marketplace, enjoy the product, take a little bit off the top, and then provide customers that elite service, eBay fits the bill. The remaining bottom end on their balance sheet and how they make a little bit of money is through advertising revenue. Okay, about 9% of the revenue is made up of this but the real tell with eBay is to look at the projections going forward for free cash flow, up over 6 billion in free cash going into as far as 2027 which is how far ahead I look on these guys. When we're looking at the trends and we're looking at the graphs. eBay is going to be around email, eBay is the premier dominant online sales platform. It's one that I really like. It's kind of a contrarian play to some of these other ones, but it's a really interesting addition to the technology sector and really taking advantage of that, that online sales presence and I think that's a trend that is going to remain intact for the long term. And I think eBay will get it done for you next on the list. This is going to be interesting because with the run up in financials. There was a real separation between where I found pockets of value in financials and some where I think you guys are going to be surprised, I will be taking profits this week in Bank of America, I would have done it last week. But I was wrapped up in a covered call contract that I had to let roll off before I sold the stock. I will be taking profits in that I did take some profits in JP Morgan Chase. Okay, but the two financials that I've got on the list here and you can throw travelers in here as well as being one of those insurers kind of a quasi financial play is black rock and black rock just trading. I think it's north just south of $700 a share black rock is a juggernaut of a company and it doesn't get talked about very often. Free cash flow. If you want one of the best asset managers on the market, look no further than black rock black rock is one that I own a small position on in the dividend growth portfolio. I don't know, but it's one that I may look to take a little bit larger stab on long term again five years plus black rock. That's one of two financials on the list here, 3% yielder. I think last time I checked it was around seven or $8 trillion AUM assets under management with black rock. They own the government pension programs. It's absolutely solid. If you were going to buy and hold one of the asset managers over the long run, black rock would be tops of the list. That's why it made my list. Okay. Next in technology is going to be Cisco s CSO. This is really just more of a channeling play to grab a nice 3% yield or very diversified business very very good balance sheet very well run company. They're investing in way of their projections going forward met the mark in my checks and balances, as well as some implied value so again if you tripped and fell into Cisco, I wouldn't apologize for that. It's a company that I own leaps on one of two companies. I own over 100 shares of Cisco so relatively large for a retail investor like myself. I'm going to get it done so you want to buy some of that old technology to maybe supplement some of those larger cap companies that are kind of suffering right now right Apple Microsoft etc. I think it's going to be short lived, but I never apologize for owning those old tech in the in the portfolio Cisco and IBM come to mind. IBM being another undervalued company here, but CSCO is ticker symbol for Cisco that's what made the list for going into March. The next on the list is an interesting one and it is Merck in healthcare ticker symbol MRK 3% yield or currently trading at about $72 a share. I actually removed Pfizer from the list. Okay, now I own both of these companies I own Pfizer and Merck both Dow components, not going to apologize for either one of them but Merck makes the list based on its low trade right now compared to its fair market estimate at around $100 less less debt than Pfizer about 7% of their book is made up of debt whereas Pfizer's got about 13% of their book wrapped up in some debt right here, EBITDA revenue and gross cash flow projections going into 2027 are actually more appealing with Merck so I had to scratch Pfizer from the list, even though they both run very very similar diversified books of businesses in different pockets of healthcare. Merck made the grade and I had to scratch that in all fairness to the subscriber community. And I own them both I think they're both phenomenal companies but I had to put Merck on there to take the nod going into March of 2021 here to make the list the next is in discretionary. It is McDonald's here on a dip you don't get very many opportunities to buy this incredible Dow component. It is right behind my Amazon pick in discretionary Amazon makes another list for top stocks to buy. But McDonald's in the value category it just doesn't get any better McDonald's is a phenomenal business franchise business with a real estate nexus huge moat worldwide business absolutely enormous juggernaut it absolutely owns the fast food space. 3% yield or what else can I say MCD will get it done. Next will be in the staples category it's one of my favorites it is one of my top 10 stocks you can buy it on forever. And that is Pepsi ticker symbol PEP. 3% dividend yield or again with the sell off in the market we're looking to chip off some of these stocks that get sold off a little bit too much in the craze. Good companies like this will continue to dominate in their space. So, you want to look at these as opportunities in the market and if you were ever looking to establish maybe a nice 10 share starting position in Pepsi. Now's the time to do it go ahead and grab that dividend yield you're good to go. And the second to the financials that I will mention here is city group. The city group does not get talked about ever city group is actually above black rock in the fair market estimate of around $100. It's about a three and a half to 4% yield or last time I checked city group is a diversified international and domestic financial services provider. It's absolutely fantastic and unlike the other two that get most of the attention. But I have trimmed back on JP Morgan, and I will be liquidating Bank of America outright to make some room for a little bit larger a position in black rock, but city group here with the, the latest sell off got drugged down just a little bit here. So if you could look to take a nice little strategic pocket in city group, whereas again everybody's looking at Wells Fargo want to come back. Wells Fargo is actually overvalued right here. Okay, so it's iron it's ironic the different pockets in financials where you've had a few runaway names like JP Morgan and Bank of America, both up 20% respectively. It's easy to miss some of these other pockets of value here. City group will get it done. Next is Medtronic, one of those dividend aristocrats 3% 2.5% yield or anyway on Medtronic. It's an area of surgical robotics still in the healthcare space, but it's been one of my favorites I do own it in the dividend growth portfolio. I do own it. Fantastic name and healthcare. You want to make sure that you're putting a lot of emphasis on those top end sectors, and healthcare is number two on my list right behind technology, as really be in those dominant, super important areas of the stock market. I really want to look across the board at a lot of these names UNH, Medtronic, Bristol Myers Squibb, Johnson and Johnson, Thermo Fisher. Okay, some of these excellent companies. If you're looking to establish a dividend growth and a single stock allocation to healthcare. These are the names that are going to get it done for you. Finally on my list of 12 is my absolute favorite going into March. I've just recently upped my position in Lockheed Martin. Lockheed Martin is a no brainer. What else can I say 3% yield or fantastic business fantastic balance sheet across the board increases in all of their segments, multiple segments of business government contracts, etc. Lockheed Martin is fantastic here on the entry really got pulled down with the market. It had already been on kind of a downtrend a little bit. And I think entering into Lockheed Martin you'd be you'd be safe and at 330 a stock for the share price here with an implied value of up over $400 and the bonus pick all throughout there for the group I always do this. What's out the baker's dozen is ticker symbol T AT&T and telecoms I didn't have anything else in the space. Fair market value here puts it up over $32 trading at around 27 and a half year on the recent pullback and downgrade as well of AT&T. You're in a big position in AT&T but if you're going to fill up that telecom space with the Disney's and the Verizon's and the T mobiles of the world. Why not just go ahead and take a little dab and pick up the 6.5% yield to boot. Guys I appreciate you tuning into the message man want to subscribe to the channel share the message with folks out there leave your comments at the bottom of the video. Guys thanks again for tuning into this top stock picks going into March, and good luck in your investment future.