 This product is called NOVA Credit. What if I told you that you could use your Indian credit history which you have built up over all the years of working here in India and transfer that to the US. NOVA Credit does exactly this which would help you get an amazing credit card right from day one in the US. And this is an Amix card and it has a lot of benefits and these benefits are no annual fee or deposit required, attractive cash pads, a high credit card limit and benefits on travel in gas when plus a really secure fraud detection system. NOVA Credit can also help you get a good mobile phone and a plan. They have a partnership with Verizon for this and this plan will be at 0% interest and 36 month EMI. So literally the two basic requirements a credit card and a phone plan is going to be taken care by NOVA Credit. Now how to apply and get this? It's really simple. They have a very simple application process wherein you need to fill in a few details and submit and they will get back to you. The link for this is in the description box below.