 Well, my dear students, the course is Labour Policy Pakistan and the topic is workers health insurance scheme for retired workers Punjab Labour Policy 2018. My dear students, at present the secured workers under PASSE do not get any facility after retirement, which is an emerging demand being agitated by the workers nowadays. My dear students, in order to resolve the issue PASSE shall introduce a scheme titled as the workers health insurance card scheme for retired workers. Under the scheme, health facilities shall be insured for the secured workers even after their retirement. Now let us know what is PASSE? PASSE is basically the abbreviation of an institution which is Punjab Employees Social Security Institution. My dear students, the provincial employees social security ordinance 1965 provides the following benefits to the workers. The benefits are sickness benefit, maternity benefit, injury benefit, disablement pension, disablement, gratuity, survivors pension and death grant etc. My dear students, in this regards the reference to the constitution is very important and the subsection C of the constitution article 38 says that the state will provide for all persons employed in the service of Pakistan or otherwise social security by compulsory social insurance or other means. My dear students, the employees old age benefit act 1976 and provincial employees social security act 1965 are in place for half a century and made to ensure provisions of social security to registered workers but unfortunately only a small number of workers are able to take benefits and this number is by the students just the 5% of the workforce. My dear students you would be enlightened to note that since government had initiated groundwork to provide universal social security to all citizens but it is still not materialized and as a matter of fact my dear students there is a dire need to launch a universal social security program for all citizens to ensure that all people are protected from hardships of the emergencies like lockdowns or epidemics etc. Hope you have understood the topic thank you very much indeed.