 Alright, I got this question twice, so thank you for giving me money twice, I appreciate it. I was going to get to this question anyway. I'm fascinated by religious people's neutral or even negative view of money. Can you please discuss this? I've read Dan Coney's speech at least a dozen times and it's beautiful. Yes, it is amazingly beautiful. To really understand religious people's negative view of money, I mean partially, Dan Coney explains it, but I would also encourage you to read an essay I wrote on usury, on the history of usury, it's in my book, the moral case of finance, but also if you look online, I think there's a free copy of at least a version of it that you can find, or there might be a free copy, I'm not sure, I think it's free. So just put usury, you're on book. We're going to the history of money lending, and I show how to a large extent people's attitudes with bankers and money was determined by certain stuff that was said in the Old Testament. I certainly think that it had to do, it's not irrelevant to Jesus though, it's the money changes out of the temple, it's not an accident that God tells the Jews that charging interest is a mortal sin, at least charging interest from people who are your brothers, is a mortal sin, it's not an accident that Dante places money lenders in the seventh rung of hell, I think it's the seventh, and that by the way with a bag of money around their neck dragging them towards a fire, pulling them down towards a fire, but essentially I would say this, money and seeking money as a reward for productivity is fundamentally egoistic. It's fundamental, I mean you're striving towards attaining money in order to satisfy your needs, to satisfy your material needs, and in seeking pleasure in life, you're going after money because you're going after life, money is one way to do that, money is an essential way to do that, you can't survive without some money. Money is a measure of success, a success of what? Success of actually achieving your values, values for what? Values for life, whose life? Your life. So money is a reflection of egoism, it's a fraction to some extent, and this comes out in the money speech, it's a reflection of your individual pursuit of your values, so it doesn't surprise me that a philosophy that rejects, that embraces altruism, embraces the idea you should live for others, embraces the idea that your life is nothing if it's not in service of other people, that sacrifice, self-sacrifice is the most noblest thing you can do. It is not a surprise to me that a philosophy like that, a religion like that, would hate money, would reject money, would view money as the root of all evil, or at the very best view money as, you know, just bland, nothing, amor. I mean money represents your time, your energy, your effort in achieving your values, values that are materially tradable, that are tradable, that's what money reflects, it's the value of the values you've created, and that's very egoistic, that's very selfish, and the Christian morality rejects all of that, and of course making money off of money is the most selfish thing you can do, and therefore the most evil of all the things you can do. All right, please. To a money maker, as well as to an artist, work is not a painful duty, or a necessary evil, but a way of life. To him, productive activity is the essence, the meaning, and the enjoyment of existence. It is the state of being alive. Arthur Vining Davis had created alcohol by the extraordinary range of his vision. He was a true builder, and in order to feel alive, he had to remain a builder to his last moment. That long-range vision is characteristic of all the great money makers. It was characteristic of J.P. Morgan, who made his fortune by his ability to judge which industries held the potential of future growth, and to finance, as well as organize their integration into industrial giants. United States Steel is one of his monuments, as well as the monument of Andrew Carnegie, whose company was the central property of that merger, and who had started in life as a steel worker. The money maker's ability to defy established customs, to stand alone against storms of criticism and predictions of failure, was eloquently demonstrated by Henry Ford. Ford was a revolutionary innovator both in technology and in economics. He was the first man to discover the financial advantages of mass production, the first to use an assembly line, the first to refute in practice the theory of class warfare by offering his workers an unsolicited raise in wages higher than any union scale at the time, which he did not for an altruistic purpose, but for the honorably rational purpose of attracting the able kind of labor and obtaining a higher production efficiency.