 Now let me ask you this question, pretend, I hope this is a stretch, pretend I'm a 30-year-old female and I own a condo, I've been working very hard, I've got a little bank account, etc., etc., I'm not married, I have no children, why would I ever want to set up a living trust? At 30 years of age, am I worried about passing away? No! It's the last thing I'm worried about. I'm worried about getting to Friday and then getting to the clubs. Anyway, why would a 30-year-old single female want to set up a living trust? Sure, that's the very practical answer, so she can determine where things go in half control. That's the perfect answer, but that's not the million-dollar answer. The million-dollar answer is she then marries a guy she thinks is a prince. He turns out to be a jerk in a half. She's kept her assets properly managed in her single trust and followed some other basic rules. Is there commingling? No. So why would a 30-year-old female want to do a living trust? To protect her assets. To protect her assets, don't do a half-asset job.