 As we all may know, after at least 20 years of active service, service members are eligible for retirement and pension. The three current non-disability retirement plans for active duty retirees are final pay, high 36 month average and redux. Like their active duty counterparts, reserve sailors are also authorized to retire after 20 good years of service. A good year is achieved by a reservist collecting 50 retirement points over the calendar year. These points are updated regularly and are calculated from the anniversary date of the sailors' affiliation with the Navy or Navy Reserve. By participating in all the standard drills and annual training, reserve sailors are guaranteed at least 75 points per year. But keep in mind that unlike their active duty counterparts, reservists cannot collect their pension until the age of 60. For more information, visit the Defense Finance and Accounting Service website.