 Hi guys, welcome back to my YouTube channel. This is Daniel Rosal here just before the weekend. I posted in a Facebook group called living financially smarter in Israel. This is a very good community. It's one of many Facebook groups in Israel for English speakers where we all try to live financially smarter or just get by in this very expensive country. And something I've read over the past few years is that it's actually possible to have your credit card fee waived if you just ask for it, which seems to me like a very Israeli solution, right? Most people don't have the chutzpah to call up their credit card company once a year and say, hey, I don't actually want to pay this charge, but it is definitely worth doing if it works. Israeli credit cards are, I would say by international standards, pretty crummy deals. You know, you're being charged interest for for the facility of having a credit card. The benefits offered are meager. So why should you have to pay a monthly fee, even if it is only 15 shackles on top of all that, just for the privilege of getting this deal. So I've read multiple times over the course of the past few years that if you really want to save your 15 shackles a month, you should call up your credit card company or bank and just ask for it. So I prepared a little script. Here's my script. That's it. No, I'm actually going to say something. I'm going to try, you know, say something a little bit more eloquent and let us see how this goes. Okay, so here we go. Phone tree number one of this morning. Hi, Shalom. I'm, I'm here to ask you a question, Bank Pizrah, because I have two credit cards, right? I made a note that I'm happy with 15 shackles a month. It's a good thing, you can use it. You can use credit cards. Yes, credit cards. Yes, definitely. Thank you. So far, so good. It sounds tense. If you like, there's at least an option, at least a possibility this is going to work. Daniel Russel, yes. There are credit cards that are used in ... And there are credit cards that are used in ... Okay. So I've sent you the credit card now, right? Okay. As I said before, I'm not going to send you the credit card, right? Thank you. Thank you very much. Okay. Good day. Bye. Good day. Good day. So that's it. I got my cards issued from Bank Mizrachi Tafakot in the summer. I was one of the people who were in Bank Igud, which was bought out by Mizrachi Tafakot. But if you call them up, apparently you can indeed get it canceled. I will add subtitles to this video for the Hebrew, but the basic outcome was that she said that it is canceled. And if it's not canceled, to call them again next month to see. So it does seem to be true. This is one financial, living financially smarter tip that does not appear to a myth, but appears to be a reality that you can indeed, if you're paying a monthly maintenance fee of some sort for your credit card, and if you see it showing up on your bank statement, it is definitely worth taking the three minutes to call the bank. I called on this occasion by banking off the card manager, which in my case is Izra card. There's also Cal and just query that fee and say, is there any way that I don't have to pay it? Hope that was useful. Give it a shot and let me know in the comments how you got on.