 2. A bigger partner as Nigerians continue to decry the unavailability and low circulation of the newly redesigned notes, the CBN has mounted surveillance on commercial banks to ensure adequate disbursement across the counter. Plus, CBN's correspondent Habila Darifi filed in this report. It is a few days till the January 31st deadline set by the Apex Bank to stop the use of the old 1,000 Nara 500 and 200 Nara notes as legal tender. Some residents of Kaduna state began to shut down their businesses to avoid losses. They are avoiding transacting with the old notes. The Central Bank of Nigeria, Kaduna branch, made a visit to some commercial banks in the state to ensure the disbursement of the new notes. We had a meeting with the major banks that are supposed to engage their agents this morning and we have an understanding that today they will issue all these new notes to the agents. We will do a follow-up. What I mean by a follow-up, we need to know their locations, their contact numbers, so that we can go along with them and see the disbursement of these new currency design notes to the public. What we have seen now is that there is a lot of improvement. The banks are dispensing the new currency across their ATMs and also the banks are complying of not exchanging currency across the counter. Some of the POS agents embraced the money for cash swap while lamenting the majority of residents do not have bank accounts. Many customers come to your location as you need to swap. You can collect the money you come to swap for you. If a person brings 20,000, you can swap him 10,000. You can open account for him or wallet with the main money you can swap to you to put the main one inside his account. Then later on you can go back and do the process that will draw the money. When a customer comes to you, those that have no account, maybe they wanted to change their money from old notes to new notes, then they will give us a maximum of 10,000. We swap for a person. So when we receive the old note of 10,000, we now give them the new note of 10,000. We now bring it into the bank. In a twist, some traders and farmers express the smay to get the new notes. The APICS bank insists there is no going back on the 31st January, 9th.