 Good afternoon and welcome. We are coming to you from day two of the Fiji Symposium in Bangalore, the platform for all dialogue on financial inclusion. And with me from Fawri is Mr. Ashraf Sabri. Welcome, sir, and thank you for being part of the Fiji Symposium. Thank you. This is the first ever Fiji Symposium, sir. Your thoughts on this? Well, I mean, very happy to, number one, to find that Egypt is one of the three countries where the initiatives are being prepared and implemented. So, Egypt, together with China and Mexico. So, this is really something encouraging. Second, being in India actually gives me some insights on what is happening in nations that have similarities to the Egyptian community and the Egyptian circumstances. So, sharing experiences, Egypt being one of the first countries to implement new initiatives is really encouraging to participate and learn and share the Egypt experiences with other experiences. So, tell us a little more about Fawri. What exactly is it and what is your vision for the future? Actually, Fawri started as a, I mean, a consumer to business payments. So, the whole notion was, I mean, if you want to pay anything from anywhere using any payment method, then we should facilitate that. So, even if you don't have a bank account and you want to pay in cash, still you can pay for your travel, for your utilities, for your bills, from a small kiosk that is really near your home. So, it is facilitates. If you are a bank customer, you can do the same from the ATM or from your mobile, from the internet banking. So, the whole idea was actually taking the service to the consumer, to the ultimate user nearby him rather than going to the service. So, I think this was the notion of how Fawri was built. Currently, I mean, I would say we have like 70,000 locations across the country that are serving people who don't have bank accounts. We have like the service available on 3 million mobile wallets on 7,000 ATMs on internet banking, transacting almost 1.5 million transactions a day serving more than 20 million Egyptians. So, I think, I mean, this is where we are coming and this is where things have started, heading to more turning into, I mean, leveraging the mobile, more electronic payment rather than cash payments. And probably this is our next move. Great. That's all the best for the future. Thank you. Hope to see you guys soon. Thank you.