 Yeah, we on boss talk one-on-one. Yeah, we gonna talk. We gonna have fun. We be on fire. We'll be lately. It's a unique Check it. Check it. This evening concert your boy ECO and I'm here with the lovely amazing official miss Jamaica. What's going on? No, no need no more there. We're going won't y'all stop what you're doing right right now Go like subscribe follow us in all social media platforms. I mean tick tock Snapchat Facebook Instagram you name it. We're on it But especially if you want to see our full-length interviews go check out our patreon channel Subscribe to that follow that sign up for our membership and on our YouTube membership Can you know he liked to be chopping up these interviews? Yeah, y'all don't like doing that and you wanted to see the full-length interviews He posed out first. So let's go sign up for a membership package and you see it right off the bat Man, hey, man, we got a very very special guest for y'all today man. This guy don't need no introduction man I heard legend when I went he's a big guy, you know, he's one of those guys man. You remember was in the elevator You know this guy Jay Mark. Yeah, he's a he's a big guy. I say what he's like, yeah I do real estate, but not like him man. Check it out man. Jay Marson's in the building man Man, it's so I'm happy to have you on the set man When I look at you and look at all the things that you've had to deal with man The challenges and to try you look like you haven't even been hit at all. You know what I'm saying Grace I mean listen, I'll talk to my spiritual mentor a peace family piece piece piece piece I told my spiritual mentor today. He was like man. I watch your videos. I see you He's like if I didn't know you he survived. I didn't know you up like man. I like his spirit. Yeah He was like you got the you got a you got the glow on you. I got joy on me Bro, listen when I came over there and shook your hand land I had no problem doing that because I knew your your I knew what your heart said I hear you talk and and that's the main thing You know people can say whatever they want to say, but it's the heart man You know what I'm saying God God looks at the heart, bro And I'm so glad that's the biggest judge for all of us a lot of times We get caught up into like how much money we made or how many followers we have but when you get to Judgment day when you get to like a spiritual reckoning like God not looking at like how big was your platform? How many Louise did you have? How how much assets did you acquire? He looked at your heart and how you dealt with people least amongst us Wow, I want to go into your background. We got to get more in detail. Mr. Maker help me out, babe. Let's figure out who they see who is Jay Morrison. Yes, sir So, um, we weren't born and raised here. No, where were you born and raised? New Jersey, New Jersey I've been here about six years seven years. Really? Sunfield Summerville Summerville, okay, I saw that we heard that when we went up to interview Iced tea I think we ran across Summerville or I saw that somewhere Well, tell me about Summerville. What is like growing up in Summerville? So Summerville was a Baby town of Newark, New Jersey. It was a small suburban town, but we live on the south side Okay, I live on South I lived on the south side Avenue and on second Street and Center Street, which was like the block And so now I grew up in poverty welfare free lunch in schools. My mom was 17 when she had me She really got the abortion table to have me really she went to get you aboard on the table on the table Yeah, doctor came out like five times and she was like something told her like Don't do it. He's gonna impact nations So where was the father during this time? Did he even know that she was about to do this my father? they were friends and I think he like he left three months after I was born so they weren't like in an official relationship I know but at the moment when she was how how far along was she when she was trying to abort you? I'm not sure Finding months, but I mean my grandfather my grandmother took her there. She was a teenager Oh, so they took her because although she's a teenager just depends on where you go because some teenagers Okay, so you can't apply by today's law I know 1980 because you have those bootleg doctors or whatever Like yo my teenage daughters got pregnant. So so they wanted her to also have an abortion. Yeah, okay Yeah, they brought her there to have an abortion. She she wanted a child and how old was your dad at that time? She was 17 22 oh 22 somewhere in there mmm because I know that sometimes when women are faced with these situations It goes a point where they take matters their own hands and not actually informed the father Or the father said something to piss them off whatever like I'm gonna abort this child So that's why I was asking, you know, did he even know that she was planning to do this. Yeah, that's a good question I'm gonna ask mom get back to the But I do know is that my mom said um It's a funny story my uncle her older brother used to pick on her all the time I'm ugly Teaser so she was like, you know what I'm gonna give it the most handsome guy I can find I'm gonna have me a Son and she literally found my dad's light-skinned dude six to Like me And she's like yo, he got my baby. Mmm. And she literally they did what they did But he left three. He said three months after five months after three months after Was he in your life? Growing up so he wasn't interesting story. Okay First time seeing him. I was seven years old She introduced me to him during a Memorial Day parade like my comes to town. Yeah, right. So that's your dad right there Wow I came over to him, you know, he got dapped me or something hugged me bought me an orange some kiss I remember you remember some kids. So do I'm like my dad's big big and Story de-escalates though In an energy so we leave we go to playing field, New Jersey and my mom said to me We were in a car. She was like, don't tell your stepfather. You're seeing your father today, right? Because she was dating my stepfather. He came to my life after that three months I don't know who came in he was a gangster street dude like 13 years in prison. You know, yeah He was outside and so the first thing I did Daddy guess what? You tattle tail They told me to wait in the car and she came back out. She had black eyes Bloody lips When you saw that did you know that that was the reason why that happened she asked me to say why why'd you say something? Why did you how did that affect you though? Oh, I mean I already was born with a high level of empathy and compassion, but Now I was hurt. I mean I was hurt that I see that you know that decision hurt her And I think that was like the start to me building up a lot of the walls that I had earlier My adolescence and throughout my 20s the walls and yeah, and yeah, and it knows kind of things I've seen a lot of that growing up a lot of things I couldn't change, but it also is what um It's what Made me these are all elements that made me me yeah, yeah, right. So so I've seen that I've seen us I remember like same thing playing for the Jersey We had no cable like just a TV that was just plugged up right and I had no video games Yeah, no money like really you know blow the poverty line and I would turn on a TV to the staticky station Mm-hmm pretend I'm playing video games with the black and white dots You know I'm saying so like I just grew up in a different kind of way, but I appreciate my testimony my journey because I Been through so much and we'd be here by all night talking about what you appreciate it now But sit but I always like back then as a child We didn't understand understand certain things all you were doing was I'm angry because when my father wasn't here Angry because of what my stepfather driven them Even as a child. Yeah, like I literally made a promise to myself. I literally I wasn't even in first grade yet So we have moved from summer go to playing field in the Jersey and um, I forgot what they called There's a kind of flowers. They are when the pedals break. They're like white and yeah, I like though You can blow them and then they go everywhere. Yeah, it was the catcher. Yeah Play with them. Yeah, I was chasing one across the street chasing down because they go you could grab Yeah, I literally I remember I wish I ran to this abandoned lot. It's like Lily ago Typical abandoned lot bokeh concrete glasses, you know, I'm saying broken bottles all of that some run to the lock We're having it. It's on 6th Street playing for the Jersey and I was like, I wish for a million trillion dollars Like y'all I'm gonna be rich like this like I Literally understood what poverty was early. Wow and I had made in my mind early like this like that's big though It's over like it's not like I already knew yeah already already knew that this wasn't gonna be my life And a lot of people say well because you were raised in it. You didn't know any better So it was that it was their norm, you know what I mean? So some people accept I hated the embarrassment I hated to hand me down clothes. I hated the brown quarter Roy's. I hated to Google clothes for Christmas I hated not having everybody else had I hated having the fake Tim's everybody had the real Tim's Yeah, I despised it. How many siblings do you have? I'm the oldest of four of four. So and then we had then we had brought in one of my cousins whose mom passed So it was Lily's Seven of us in a two bedroom apartment Okay, and yeah, so like for me Just the way I'm programmed. I just internalized things and those things also built layers of passion Yeah ambition in me and resolve it was just like alright. I like this just ain't gonna be me Wow, I do that Go ahead. I would just go ask him like like as you got older in your teenage years Like was there any jobs anything that you went out and inspired to do as a teenager because that's alone Stretch for a kid when you start hitting 12 to you know, 17 18 Yeah, I think some of the first things that So one I come up with a family of drug dealers. Yeah, yeah So my mom was a drug dealer. Okay, that pops was my biological pops was my grandfather was my uncle was my aunt's cracker Yeah, cracker. Yeah. Yeah, so alright, so I My first time trying to sell we was in sixth grade. Okay, I started my own gang in sixth grade called owe on worse enemy Really? Yeah, that's big. I was in Jersey. I was in Jersey. My guidance counselor was like man You got so much potential. You're so bright so well spoken. You're so smart man Like why do you keep getting in trouble with your own worst enemy? So I left the guidance counselor like start on some on gang owe and so Even before that though in fifth grade my mom had moved from Plainfield, New Jersey to Bridgewater, New Jersey, okay Blue collar blue ribbon school white suburb But they have built an affordable housing complex. Okay, we're all black folks were so we lived in this affordable housing circle It's called Schindler Terrace And it was all the black poor folks. Yeah, and it's in this middle-class town, but we went to a good school So I was like the only black guy in my grade in my school So in fifth grade I would charge the white kids at lunchtime to teach them how to dance and how to dress I call a cool kids class So my one of my first businesses was cool kids class. Yeah, I would charge that lunchtime for for the swag Prior to that fourth grade I have found some broken marbles and the garbage can of our apartment complex and it was a bunch of marbles I grabbed them one took them to school and everybody wanted them to start selling them Selling the marbles to the house or during that time you stop with the drugs So it's before This is working my way up. Okay, but um what I learned though when I was selling the marbles is um I had probably like a few dozen of them But as I got down to my my last 10 my last single digits People still wanted them so they went from like five and 10 and 25 cents to a dollar piece Okay, so I learned supply supply and demand early. Yeah So Anyway, I just like all these principles have taught me things. So anywhere. I tried drugs in sixth grade selling drugs It was like pride. It was no chance. Like it was like it don't even count really But I did try and then sophomore year. I tried again. So basketball wasn't going to be my way out Okay, my uncle's name is eric murdoch. He played in mba. Okay. My cousin seemed didn't play for milwaukee bucks Okay, uh, uh, new jersey new jersey nets for a little bit and then um My cousins uh lance and davie miller. They went to scotch went to villanova And like most of my family my a lot of my family played sports and was successful So that was like reasonable for me to be successful in sports. So that was gonna be my thing I knew I was going to mba like my uncle. Yeah, definitely and um, I was pretty nice too Um, then as my sophomore year approached, uh And I didn't get no love in school from the girls So I was like, you know one I went to a mostly white school So I was only black dude So I wasn't getting that much love from the white girls and only a few black girls. It was like, I was a poor kid You know what I'm saying? Yeah. Yeah, I get it. I got a free lunch in schools I'm going to like this grocery store with the paper food stamps trying to hide them Yeah, yeah, I just talked about them earlier today. The paper food stamps the brown Yeah, you know you get the dollar most of the time. Yeah, I'm saying you get the right If you get a 10 I ain't got I ain't got no fresh clothes or nothing, right? So then this sophomore year my coach had introduced me to this um Called hoagie hood just like you know like a sub shop and I was a dishwasher in a sub shop And it was paying me like under the table like four dollars an hour or something. Okay But I got my first little bit of money And I went got a little hair and bone change. Oh, yeah Got a little fresh outfit all of that in my sophomore year I came to high school out of fresh outfit on the first day some real nikes like And though the day was on me Oh, I was like, I like this I'm never looking back So, yeah, so yeah that first week I bagged the baddest girl in school and he was Lisa Lisa everybody wanted her she hopped on me and I ain't never had that before. I'm like, yo So you feel like this air about work This rag work, right? So uh kept playing ball and then um My coach was trying he was trying to do right by me. He was doing it the wrong way He was trying to force me out of my circles with the guys I hung around But these are my guys in my neighborhood, but they all were they was getting to say smoking weed They was getting this stuff and he's trying to get me on the right path But I'm like you trying to get me to hang over hang out with all the all the white boys And turn my back on all my guys. I I go home with yes, yes, but he's like Stop sagging your pants and why are you wearing Timberland bushes in the summertime? Like you know what I'm saying? Like what are you doing? Like this doesn't make sense. Like why are you baggy clothes? Like, you know what I mean? This is 96 We really Get that then the culture wasn't as like now the culture is everywhere before the culture was very isolated Music was dominating hip-hop was dominating then It was only only that and two pop two pop was the one doing a lot of that and we was kind of we was kind of riding with Right, right. And we were the east coast so we had Wu Tang Biggie you had all of that you didn't have a but you didn't have a lot to go by you had uh, what's important? Uh, one would go with uh with biggie. What was it mob D? Yeah, you're mob D. But all that right so anyway, um, I ended up getting to a b for my coach I end up and then I got uh issues at home too Me and my step-hop was getting into it And he ended up choking me and I choked them back. How old are you at this time? I was 15 15 15 16 And um, you know, I choked him back. What happened? Oh, my mom came and broke it up and then I left I left home At 15. Yeah left. Where did you go? Um, but hold on before you answer that part You saw your dad at seven between seven and 15. You never saw him again I saw my dad again at nine my biological father at nine when I was in fifth grade And so he just pops in and out for a day every few years it come You know if I needed some sneakers just in like 30 dollars and some child support back then or whatever On which is crazy. I was telling my wife last night like the child support That my daughter's good. It's like crazy. I was getting like 30 dollars. I was happy about it. Yeah Like I'll be sending bags now. I might get a thank you like They don't even call us. She needs some. Oh, it's wild But um But no, they showed me love though. They showed me love But it's just like, you know, I was so appreciative for my dad that sent me 30 bucks. That's me, you know, I'm saying But um, I seen him again at nine He disappointed me pops. He disappointed me Uh, he's supposed to take me fishing And I was ready to all my kids in my school. It was like classic like movie stuff I'm gonna fish on my dad today like I'm sitting down waiting and he didn't turn up. He ain't come he left town So I seen him again when I was 17 And um, I was I was full time and you were living where at this time because you moved out at 15 So I don't want to jump that part. I moved out for probably about a month and lived where uh, I was living at friends basements I was living in different like dope houses. I was living like wherever I could get it Yeah, or I get a little couch. Okay, so you went back. See we're hitting the streets. Oh, yeah All right at that point is as long as I was gonna eat. Yeah, I need some chicken wings I need some fried rice. I need some some pizza cheese sticks. I got it. What was that for a month? So you went back? Yeah, I'm back home. Okay. What was your score when you was going at 16? I also I'm correct. Yeah, I'm upset. But how much were you used to? Oh, yeah 50s are 100 pieces of quarters or times 20s. Okay. Just flip just to make a little clip little vials Just remind my older cousins like here. Here go go get it. Yeah. Yeah Just get it. Yeah, and I ain't even know what I was doing, but I was you know bringing enough I guess And I was getting juice too. He was like, yo, y'all sell it y'all sell it bring all the money back We'll keep flipping it. We'll keep flipping it. I mean, I bought y'all's so it was like one of them joints It was like we sold everything we bought a big homie back all the money. He's flipping it. He might buy some pair of Tim's Let's give us a couple dollars. Y'all were satisfied. Yeah. Yeah, like now I was a sad spot You know who you are too Both of them. You know who you are. I even call your name out. Okay. Anyway Oh So you said 17 your father so I'm at that time. Um, I'm full-time dope dealer at that time I went back to high school with the dropping out Uh, I think it was 16 and I actually left home and dropped out. It was 16 So you wanted to go back and finish school So I'm at the movie theater with my friends, you know homeless and High school dropout And I run to my uncle and my uncle was street new. Mm-hmm. He like, yo go back home, man He like your mom, man. He's dropping me crazy. Go back home She worried about you. Yeah, but you couldn't stand your your stepdad at that time Yeah, so then we ended up talking to me my step pops got cool Because he he was in the streets doing his thing too. So we just it was just that age limit where it was like, bro You're gonna keep beating me. Yeah. Yeah. Yeah, bro. Like, yeah Like you don't beat me for the last nine years. Like you ain't gonna keep beating me fam And so he's selling crack. I go to the house. No, he was he was actually using he was he was using he was using heroin Oh, okay. Oh, yeah, but that that's that era had kind of passed. It was Still people was doing it right now today. I know they do. I know they do it But I mean that when that crack era came it was like Some people chose tracks So anyway, um We ended up talking and he was just like we just kicked it like two men and he was just like matter of fact We went to a wedding in Milwaukee for my cousin and my uncle was there and uh My uncle had a joint And he rolled up to our smoking and my pops didn't smoke, you know, I mean he might take a token He let one in like, you know, I mean he had he had a drug of choice Um, he passed it to my pops and my pop took a little hit coughing and all that and gave back to my uncle My uncle was like, here boy I looked at my pops like He ain't say he ain't say nothing. I'm like so after I spoke to my pops at 16 So me my pops smoked a joint and then he was like, look man, I know you're out in the streets He's like, you're gonna be hustling and you want to be carrying guns. He's like you're gonna need 10,000 That's gonna be your bill So I was my first goal was 10,000 10,000 So my pops just told me you look they have 10,000 see if you're gonna carry them guns Good game. So you listen good game. So I listened so I made my first thousand It was like uh, right after I turned 17 made my first thousand Then I turned to two quick And then um, I went back to this all of vocational high school called Somerset County vocational out to carpentry Okay, I ain't I was gonna be in real estate but to carpentry And on the first thing I made in the carpentry class was a safe. I made a wooden safe So you can store all your money. Yeah, and I stuffed that thing up and then about time I was like probably like Four months into 17 I had like 10,000 and then um I think by the end of by the end of my senior year probably had like I probably made Over 70 80,000 and probably saved probably 30 40,000. Wow. When did you hit your brick wall? Like when did you have your issues with? Authorities, oh, let me bring it back to your question. I got you come back there too. So at 17 I'm at the crib. I get a page from one of my customers And she like resting piece Mona and she like a um, you're like, hey, you're pops in town. Oh, that's cool She's like you got something like yeah, like you want something. Wow What do you want? She's like you want to like I bet tell me be on the street So my first time seeing him since nine. I came down the street with two 20s in my hand. Wow for him Wow Because he know you were in the streets and he know you have not now this ain't not this ain't my step pop I'm talking He just he was just asking because it wasn't in your real father who told you that you have to have 10,000 No, it was his stepfather. That's my stepfather. Oh My brother was out the picture that's my stepfather And so what happened was my my real father came in town from Nebraska. So he was Looking Nebraska my whole life. So he so how did he know that you were in the streets doing your thing? He went to his peers. He just wanted to tell him that that's the son got Yo, who got it? He's like a son. He got it So I mean He didn't try to come with no words of wisdom or no none. He just came for the product Okay, two 20s. I gave him two for 30. Usually the two 30 two for 35, but my pops you give him a discount Wow, how did you feel once you once you gave it to your pops like distributed to your pops? man I honestly can't even say I have an emotion attached to that Wasn't even because he wasn't around. It was and I was just so into money I had already convinced myself. So this is like a different frequency me right to where I'm at today And you know, this is 98 and this is all uh All the culture of no money. Uh, it's like, uh money over everything and all of that kind of culture So it was like I was just desensitized to morals really It was like, you know what I'm saying? It's like I was just getting to that point over like I saw practically uncle I don't matter like you know what I'm saying? It's like I'm just getting money Because another person that we interviewed recently and this is a question that a lot of people always, you know Eventually ask is the fact that like he was saying his mom ever since he was eight He used to see her, you know walking and seeing her taking drugs and stuff like that She was she's been on drugs even up to today. She's still on drugs and this was 30 something years ago when he was All right. No, he's probably about 50 now, you know, so she's been on drugs a long time But um, he said he hated the fact that people who he even knew even as a kid would sell her drugs But he ended up turning to the streets and I said so he didn't sell her drugs But you saw other people's mother. It's also it's drugs How is it moronic? It's all like it don't even make no sense No, and if you live if you're in the streets like I told you and like I told him, you know Like my auntie or whoever was on it. They were slick anyway. Don't things be slick They're gonna come up with ways to get it. His daddy might have told somebody else and they was gonna get it anyway They're gonna get it from somebody around the corner and they're gonna figure it out because they that's what they do They they try to figure out how to come up on that and they'll do anything to get it. Here's the interesting part Uh, so after that my pops came back. He was like, you know, son. Would you just gave me a go for twice double the Nebraska? He wants to go sell He was like, we're like word. I was like bet. So Um, his trip was ending until my mom like I'm about to see pops in Nebraska So I went went up town to Harlem, New York. It's my my connect was I got two ounces of coke And I flew from north airport to Lincoln, Nebraska with the coke on two ounces of coke in my side pocket And I blew a Nietzsche short to on cargo shorts Tim's on with a blue Yankee fitted a white tee and a black shoestring my safe on my on my neck my safety on my neck And I flew in Nebraska like two weeks later with two ounces and um met with my pops Uh, he scooped me He showed me how to I didn't I didn't know how to cook up then so my pops showed me how to cook up on the stove and um My stepmom his his wife at the time queen casey. I love her. She was a gangster She showed me how to cook up in a microwave and um So every gram of that I ain't take no shorts. I came back like 50 50 600. I have 56 grams came back at 56 hundred Wow And this and you know this free woman board So you went through the airport No, did you even they didn't have dogs back? It don't matter. You didn't feel no. You like I got this I'm just why people didn't feel like it was an issue. Oh, let's just why people don't understand me today One year was that this much like the 98 I told you at seven I said I wasn't like I'm not gonna be poor But you got to understand I had some problems being caught. No, I had some problems getting caught So you you tell me they can't catch you. Yeah, they could catch you. I'm a hustler During that time. Yeah, I ain't gonna say their name, but people got caught. I promise you That's what I'm wondering. Did they have dogs back then sniffing people back then? I mean, they could have. I didn't experience it at that time. I'm sure they did but Also in my 70 year mind you got to understand came like I came from nothing. Yeah, and I created a whole world for myself. Yeah, he thought he was untouchable My first rolly was a 98. I had a blue face America Rolex in high school, but when you okay So I'm just thinking about when you went through the airport, you just like no fear. No, not even thinking about it Like I got to go When I thought I've already been I've already been a Harlem, New York multiple times copying taking a subway to trains It's like My god blessed me to be a drug dealer That's what you felt. This is my yes. So at that time you've been a high god at that time Okay, I make 3,500 a week net profit time 52 weeks divided by a million divided by that. I'll be a million here Like bro, my god, you're working So as a kid, you knew god at that time. Huh? You knew god at that time. Yeah, I grew up in church. I was a youth ministry president Hmm Okay So was it easy to go from being a youth ministry president to going back out in the street selling dope going back to being a Mr. President I'll be in church and my beeper go off and I go downstairs to the children's church in a nursery basement and call joe And I see him at the church wow Wow, that's heavy. I'm telling you I wouldn't go up there I go by and cut the music down. I was I was real respectful. I wasn't going up there And you didn't feel guilty at that time you got nah Nah, I'm like man. Listen. I'm I'm watching my business. I'm watching my pops go in and out of rehabs I'm watching my mom get beat. I'm watching. I done been beat. I done been sexually abused I don't watch so much stuff going on my life. I'm like, man. God. Oh me Wow, like man, how old were you when you were sexually abused? I was seven seven Wow and it's basically Okay, I got to get to the part where you hit this brick wall because you didn't just you You stopped selling drugs for a reason something happened. Oh, it took a long time for that How old were you? I was 25 when I started selling drugs and why did you stop? Uh, realizing the potential of my of my life potential of my gifts and my my character like I realized that was at the time I was 25 I was in Newark, New Jersey selling selling dope on uh south south tiffin springfield And I had already done two and a half years in prison Oh, you went to prison. That's what I was saying. Well, how Yeah, I'm so you but you say that's the brick wall. That wasn't the brick wall. That was a brick wall. No, that was school Why would you go to prison? Why what you had to get caught with some drugs or something? Yeah But he called that school. He don't call. That's a brick wall. He doesn't call that a brick wall Okay, when you got you didn't feel no remarks when you were but it do be the homies there too, though That's not me. I'm saying I didn't want to be locked up. Well, I'm saying I got locked up in New York matter of fact Um, so after I went to Nebraska, I met somebody in Baltimore I started going down there too So I had a drug trafficking ring from New Jersey from New York to New Jersey to New Jersey to Baltimore Baltimore, Nebraska So I was making this route And so I was taking another trip to Nebraska and my At the time my girlfriend called me and she was like, yo, I'm pregnant And I was in the Baltimore. She called me from Jersey, so I'm pregnant. Let's see first child Okay, and I was how old were you this time? I was 17. Okay, so he's still 17. Yeah So I was like, you know what? I'm about to stop. I was like already got some bread saved I'm about to make one more flip. I'm going to Nebraska my pops waiting for me. I'm about to get 250 grams I'm gonna sell all that 100 a gram. I'll make 25,000 put that with the rest I'm gonna go to little community college and Raise my raise my kid. Yeah, got it that trip. I went to new york. It was hot outside It's cops everywhere, but I'm like, this is me. I'm invincible. I'm invincible So I go see pio. You know what I'm saying? Yeah There you go. I get my bag I'm walking is so many cops out. It's about lilies people get locked up across the street It's jump out boys over there. It's TNT van right there. I'm lily walking through the landmines So I'm walking so fast. I make the wrong turn off a Broadway And we're Broadway connects the riverside if you take on 138 it takes you down the hill instead of up the hill Okay, so I went down the hill and my car was up the hill So I'm like shit. I gotta turn back around So something my spirit I didn't know how to listen to it then and there was no beating then my spirit was like stash of drugs So I took the quarter kilo out of my pocket. I wrapped it in my red durag and I stuffed it in the alley I took like three four steps away and I was like The inner me was like nah, I get that shit, bro And you turn around and when I turn around got the drugs walked around the corner again Went to my car by the time I got to my car my driver was like, yo, let's go copters came. I was like, what happened? He got told my fuck off I'm like, bro Excuse my language. I let the child occurs. I was like, bro. Why did you do that? I'm like, come on. Let's go. So he took the engine and drove off Yeah, with the bull lights on so the cops pulled to the car They let everybody step out and I had a load of 30 handgun under the seat And so I'm like, all right officer. They cool cool cool cool Gotta break on them. Yeah, they grabbed my jacket Roughly to the ground tackle me. And so the cops on the ground they punching me all of that I reached in my pocket. I got the uh, the bag of coke. So I'll bust the bag I'm on the ground to sling in the coke everywhere. I try to throw it over a fence at the top of the fence Yes, so they can't really tell you how much Yeah, it's like a movie cops got all on their shoulders all of their faces coated Wow So anyway, they charged me. Um, I took the weight because my driver, he wasn't a part of my ring He was just a guy driving for me. So, um, that night I let him go. I was like, oh, everything was mine He can go. So I took the weight from my charge. They offered me three years of life in prison And um, I went to Rikers Island See 74 my three upwards going back up off the prison and then they downgraded my three years of life in prison To a one to three and I pleaded guilty to that served a year in prison Um, and it was criminal school. It just inspired me more like I was seeing dudes in everywhere Yachts boats Yeah, because you came out and went even harder. Yeah. So then I came home. I was like I got I got some plays in there and I came home in a new connects That's why I came home and seen boogie So y'all celebrating everything when you come home like yeah, you back man. We for the killer I took two months off. I was like, y'all ain't touching nothing for two months. I'm gonna enjoy this freedom But two months I went right back in with your child born at this time. She was born while I was in prison While you were in prison. Did that even affect you? Yeah That you weren't able to be there to see her being more I'm just checking because certain things didn't affect you as a kid because your mind was just on So I just checked. Oh, yeah, that's a good one. Yeah. No, I was definitely I wish I could have been because you know, like, you know, my dad wasn't there for for me You know, you know, I just inspired, you know, inspired to do more But for me, it was like, yo, I always took on a savior complex. It was like I remember telling myself at 17 I was like if I gotta go to wave go away for prison for forever or whatever If I could leave enough money for my family, I'll do it. Wow, your mind was set on that just that lifestyle It was like just making sure that everybody's gonna be straight. Yeah It's like, yo, if I gotta if I gotta take one for all of us to be straight, then it's like Now I really understand why when I've seen you teaching about transferring your life to this to that Now it makes sense because I really never got the detail of the story But I just seen you on the chalkboard. I've seen you on the whiteboard doing this and showing that Like, who is this guy? What is he talking about? But with your credentials the way you just laid your mouth I understand that that that you wouldn't know like it's the same thing. That was my first felony I had three of them. Wow, did I went to prison in Maryland and then prison in jersey and How long did you stay? Total two and a half years between all three You never really got a long time. God was giving me grace man. And that's what happened. So I was at 25 years old I was like, oh, bro, like you're still selling dope All right, I had a I had a red cherry red navigator at 19. I pay cash off a lot I had some jewelry Cartier this and that third but I'm like, yo, bro. You have some some, you know, some street stats But you're 25. You got three felonies. You get locked up again Going away, you know that um And it's like you're still selling drugs and now I'm even selling drugs worse though because Prior to me selling dope and norc I had sent 700 grams of coke and five pounds of weed to Maryland Wow, and my transporter got caught And I thought she was gonna tell on me and she didn't she didn't tell So we bailed her out and we got her a lawyer and a lawyer beat the charge. Wow Um for legal search and seizure, but I'm like, yo, if she would have told Bro, my whole ain't no ain't we ain't interviewing right now. No, not at all. You know what I'm saying? Ain't no j. Morris ain't none of the things you be so so So I switched my hustle from selling coke to selling dope. I'm like, all right with my coke Where I busted I'm gonna start telling her right now Well now I'm I'm selling the boy. I get to this point where I'm approaching 25. It's 24 still approach 25 I'm just like, yo, this ain't looking as bright as it did any more kids yet at this point. No, okay I'm like, this ain't looking as bright as it did Years ago. I believed in it. I believed in a dope game. I believed in so yeah 25 man So the brick wall for me was Not the consequences of something external. It was all internal It was like, are you a drug dealer? Are you a hustler? Are you a drug dealer on the cell drugs? You're hustling also anything? So when I was on on parole in 2002 when I was 22 22 years old I was on parole Uh a mentor at a Saturday men's group that I had to go to pastor Antoine Thomas Um, I was ready to go back to prison because I hated parole. So I'm like, you know what? I'm about to turn myself back in I'm about to go to jail because I hate this parole. I hate this curfew breath a lot of Yeah, just go ahead and this service whole time and then y'all out of my life This is this is my bright 22 year old idea I'm gonna make the jail like I don't like this So the pastor was like, all right, bright idea before you do take this business car My wife's a more a processor at a mortgage company and I want you to go apply. I'm like, I don't know about the mortgages He's like, you'll just try So I went to the mortgage company and I applaud he accepted me on a commission basis to be a loan officer These are our teaching you about credit and how to build credit and about financing and real estate and mortgages and And it was fascinating to you It was cool. But what was fascinating is my grandmother let me refinance her house Which is paperwork application boom boom and I made like 3,000 And then my aunt let me refinance her house and made 3,000. It's the money that fascinates me 6,000 in like 45 days And I was like, yo, I ain't had to do nothing for real like pushing papers Like but most dope deals would be like even just that amount of like that's not enough I need to I'm looking at scale though. It was like, all right. That's just two people But I'm just like the fact that you gotta think to make 6,000 in the street At least at the level I was at then is like I gotta take a lot of risk to make 6,000 I gotta be standing in the sun. I gotta be standing in the rain and winter I gotta have a whole block running like there's a lot of a lot of variables here I just made 6,000 for a slice of papers like Well, that's easy breezy. That's one thing I've always said Even way before I even met my husband because I always knew even back home I knew a lot of people who did certain things and I used to always say If you can be out here hustling in the streets, you can turn What you because you know how to do money really good. Most of these guys can look at money I know exactly how much you just look at, you know, the thickness and be like, oh, that's such a such That's such a such and if you have a group of people working for you, you're delegating Responsibilities If you can do all of that, why wouldn't you turn around and be an entrepreneur And own business where you're not looking over your shoulder exposure and belief in self See, I had the exposure part handled because someone introduced me in a mentorship program to real estate But I still hadn't believed that I was bigger than a block And so at 25 I challenged myself like, yo, if you really demand like bro, if you really demand You should be there going real estate and do the same thing. I'm like, yeah You can flip anything. Anybody who was in the streets can flip anything You gotta apply yourself and you gotta learn that new industry Right That's the part that we don't want to do, right? You can't talk and dress the same way And not understand the lingo of real estate. You gotta understand what the ROI is, what the LTV is, what the ARV is, right? What a Rural origination is and equity and appreciation and you know what I'm saying? So Um, I just challenged myself. So I didn't get caught or nothing like that. I literally quit one day Wow that day I quit. I was like man because you had another job, which was Real estate. Yeah, I didn't have the jobs in I was going to go get the license and do it I just knew that I just felt like my time had expired And it's like either I'm going to expire it or it's going to expire me And I was like, yo, I don't I had a Vision the vision was me in jail with a tan pseudo on with these green bars And the paint was chipping the bars and I was behind the bars And another vision out on a curve black black concrete and a tan curve and my head was leaking I was on the ground so I shot me. Did you have a girl at this time a girlfriend? A bunch of them. Oh, no the reason why I was asking That's real You said a bunch of them, but the main one, you know, men usually have a bunch of them But the main one is who I'm talking about because Most times like in the movie power, like whenever a guy trying to leave Out of the game, whatever the girl loved the lifestyle. Sometimes they'll be like, no, you got to stay You got to stay because you got to keep that money coming. Did you have that problem? No, I'm almost so I have found a new girl who wasn't hip to my old life And I was transitioning to my new life with her. Oh, okay. She was a teacher. She was a Hampton U grad All of that like, you know what I'm saying? And so I was Transforming with her but then the girls I was rocking in the street and even the one that had called the charge for me They like, yeah, what like Exactly, you know, so actually I gotta I got I got I ain't I ain't gonna talk about it, but But um But yeah, so yeah, anyway, I second weighed in and I put my head down And I just went knee deep into learning real estate from scratch Did you have a mentor somebody that really helped you to grow and scale fast or did you just Settle the craft itself. I had a few mentors. Um, John Wenzel was one. I used to call my white dad As a white guy in the jersey who knew I was a felon knew I was off the streets But he took me to his mortgage company I literally helped him put the tables and chairs together with a school driver helped build this office out And he taught me from scratch from the ground up like He taught me about 1003s and loan applications and just the whole I asked He just gave me the game And but I also was getting up every morning at seven getting to work early before nine I was staying late with him doing like 12 14 hour days. I was just soaking it up I was just listening. I was just trying Only made 2,500 my first nine months And he used to just even cut me check some time because I was trying so hard He was just front me like you'll just take care of me. You know one day I give you a draw. Here you go and um I was borrowed money from my mom. So I had some money saved up from the streets But then I blew it. I just I just spent it all just living and um So I borrowed money from my mom I bought two houses. I bought I bought two duplexes actually, no I bought two duplexes as a landlord I flipped the house And then I bought a house under my under my name for my mom So I understood financing. I was going through the motion. I wasn't making no money though I had houses. I had no money. Wow. I had a duplex of four acres of land But I had no money And I started borrowing for my mom Then I was like, you know what man this ain't working out So I started calling back my old people like yo, what's what's prices right now? Like what's going on? In the month that I was going to go back to the streets Uh, I closed like seven deals or something like that six deals made 13,000 And then the next month I made 30,000 and then four months later I made 93,000 What was the book that you read that impacted you during that time? University of success by aug mandino The book amazing book. I bought 36 of them from my family. Wow Christmas what what's so what's so big about this book? It's the collage of the best motivational speakers and leaders in history So each chapter is different And it just really breaks down the different soft skills that you need to be successfully building U.S. self-development, you know, I mean, so it's like once you start believing in yourself The rest take care of yourself. Honestly, and it was it was talking about also just even our doing under god and how it wasn't really a spiritual book, but It just helped round me out in regards to just Having a self-confidence Also having like the skills of understanding how to use my time and potential and things like burning your own so stories like There was an army captain who went to a ship with his with his crew with his I know that story and he got off the boat. You're like, all right captain. What are we going to do? Is everybody burn the boats? I burn the boats, but I'm going to get home. You live or die on this island That's right. And it was a big army that they was going to fight. Right, correct. That's big You know, I'm sorry. I love that stories like that and it was just like that's how I felt I was like, I just burnt the boats like yo, I literally had drugs when I left the streets I still I like to want to the coke left. I some heroin left. I gave it all away Wow, I ain't trying to sell it make no money. I just knew of my spirit like yo, this is time to go Like it's time to go fam broke my crack phone broke my trap phone like And dove into it. So then Less than a year later. I had uh, maybe up to a year and some change I mean like a hundred so I like a hundred thousand hundred twelve thousand in the bank cash legal I was like, oh, that's crazy. Yeah Yeah, I'm gonna call my boy. Yo, bro. I got a hundred in the bank Cash Like this legal I was tweaking. I was tripping man And then I see you know, like within the next two years, man, my first million Let me ask you this man, because you've been on the internet crazy Uh, I've seen it back and forth with with you and certain people I I know that you ain't been saying the names of the people that you was into it with But at the end of the day don't benefit me it don't benefit you but at the end of the day My name's a valuable one So you you you my name's a big bet you get into it with this guy like and and you you sue him is what I'm what I'm seeing in the internet like How much did this um, basically Build you in a sense from where you were to where you are now like for going through that situation I would not be Who I am today and where I'm at today had I not had that trial period that affliction period that persecution period. Yeah dollars is another storm of the test is like what you made of and what what what uh What's so vindicating about it for me is like what God shared with me at the end of the whole thing Is like see I'm not a I'm an influencer, but I'm not an influencer. Yeah, I'm a real estate guy. I'm a real estate guy like I'm a man of God. I'm called by God to do great things and just whatever it is. He got for me, right? So I went through all these I didn't get to half my stories, but God I've been divorced. I've been bankrupt I've been like all these different things right parole work release house monitoring ankle bracelet I got the to cliche black man's journey. Yeah of everybody. Yeah, you know I'm saying and God specifically gave me that testimony So I could minister and reach So many people On a real level. So like even going through a social media slander or whatever the case is God has said to me simply If you can't handle social media, you can't handle nations That's real I thought about you when I was looking at that stuff and I thought about Joseph in the bible How he never complained, but he kept going through trials whether he was he knew he was a king But once he gets thrown in the pit brothers turned it back on him He ends up having to go into Egypt and once he gets there He ends up going to jail and all kind of stuff. He's just going through all these different things But he don't complain and he consistently go through what he got to get to in order to help a lot of people Yeah, same thing. You just ended your conversation with so it's like I'm I feel amazing like I'm because everybody know I'm tested and I'm vetted But everybody know It's just crazy though that the way that you know Your wife and like my wife when we went through our situation Is we never shook because we know God, you know the man no matter what nobody throw at us We still praying together me and the kids my wife. Yeah, we reading together We we we standing firm together. So it's hard to come up against somebody when they know God is the one back in them So that was one of the main things that I had going for me And when you a man of God like that and the priest to your household like that We got to understand that you're not even going against that person, man It's just a spiritual come on now Do I say hello? It's real. This is a spiritual warfare Like the same people like if the if the internet had any level of spiritual maturity spiritual ranking. Yeah I'd be able to see that the man attacking you Does he pray with his family? I'd be able to see your heart because like look at this if you're a man of God I'm a man of God. We can't argue about for so long. That's it Because if you're a man of God, I'm a man of God then I'm gonna Treat you like I want to be treated So even if you offend me, I'm gonna follow the word of God if your brother offends you go to your brother first That's right. Go to your brother directly. That's right. If a brother be overtaken in a fault or through social media Or if you offend me and dog me as a man of God or all that Then one of us would be quick to go to compassion quick to go to forgiveness. Yeah quick to go to understanding quick to go to prayer so it's like You compare me to a non-man of God like bro as the cops ain't there In real estate, we have some called comps It's three comparable homes that are similar in square footage similar in style similar in age similar in bedroom count bathroom count that gives you the The value the average price of the three comparable homes that sold within one square mile within the last six months that gives you the value of home Y'all compare and mansions the trailer parks Wow The only comps for me are other men of God That's real other real men that gotta be So the comps ain't the same. So yeah, it looks funny. It looks off. Yeah, you compare and like, you know Let me ask you this Tulsa real estate fine Explain that tell me what what what what what what is it? Tulsa real estate fund is A regulation tier two crowd fund. Okay. It's the largest black owned crowd fund in history of america. Wow We partner with 15,000 families from 22 countries And we're able to raise over 11.5 million dollars together to deploy 9.4 million Into projects in 10 different states with 12 different Developers black they've all black developers around the country. We've created over 200 jobs We bought the black house here in Atlanta. You gotta see it before y'all leave It's right east point by the airport. It is the legacy center. Yes a 30,000 square foot culturally dipped Class a events venue immediate production space Um We've also launched a mentorship program big brothers anonymous Which through our through our center was partnered with obama foundation We mentor young men of color young boys and men of color ages 12 24 only here in atlanta only here in atlanta for now And uh, but the truck the truck is the funnest group economics. It's black wall street in real life It's black excellence in real life. It's it's it's um It was our duty to carry on Marcus Garvey's vision honorable lives of mohammed's vision Malcolm X's vision dr. King's economic vision and so many others Um, oh, w girly the founder of black wall street and jb stafford of tulsa, oklahoma We're called tulsa real estate fund not because i'm from tulsa, but because the homage That's it. That's it. That's it. And so, um Yeah, it's it's exciting. Uh, it's polarizing. Yeah, um, but it is a fund that went through an sec investigation FBI investigation doj investigation 18 month investigation hundreds of thousands and they checked everything they checked everything No findings Wow, that's huge and it's helping so many people. Yeah, so I got a question because whenever I looked you up on, um, youtube or anything And um, especially youtube Why is it uh or break it down to me? Why do I see the word scam? Because you can get more views if you put scam next to my name That's it No, but because you know, you know, what if it's somebody to say scam or that somebody's a scam artist or whatever It has to be something that transpired That a person might get offended as much as it's not truly scam But something that rubbed somebody wrong or somebody felt like you deceived them You might have said something and you know, whatever scenario I just wanted to know what transpired, you know, briefly on that that why I want to hear your side So to say, well, I'll tell you what since the if we lost our fund June 1st of 2018 After that first week, I think we raised like six million and 24 hours 48 hours Wow Let's be and several million the first week and after that second week. I'm gonna call scam sense Because you raise it that quickly Um, no other company does that. No, nobody else does that. No one in the black community has ever in history other than Marcus Garvey He raised 800,000 back in 1921 equivalent to 10.5 million today, right and So ever since then you can go back to the you go to youtube go to jane go to go to june 2018 before we ever even bought a property before even hire staff Before we could do anything they said from the beginning. He's gonna moment your money is upon these games to scam And people ran with it because it was hot. We were like we were viral So it's like if i'm a antagonist in my social media brand my youtube brand is to antagonize Or to be low frequency Is somebody's over here doing high frequency black power kumbaya having his wife getting married to you represent all his excellence Y'all stupid for doing that y'all gonna invest in his company all you gonna do is So then they did that so much in six months six months into the company the sec security exchange commission That's why they invented united states government came and investigated us That's why the federal bureau investigation came and investigated us Which is part of the department of justice. They live in an armed home door Looked at all our tax returns because of all our bank statements all everything After 18 months much i'm a three-time felon going through this and i'm an activist So i'm just like oh, they gonna just They're gonna just hang me run. I didn't do nothing, but come on. It's a miracle right and everybody gonna say see we told y'all So Went through all the investigations no findings not a slap on the wrist Not a probation not enough for the only to sit after that. He's still scamming Wow because it's in a day and age of social media and the way how all these records are more than likely Public you would think that somebody would come out and say here's the paperwork, you know Everything goes on social media now. Here's the paperwork. Here's the proof. Here is this and y'all still listening to him This is what did that ever anything like that even ever happen? King is that sec.gov? It's on our website totalslcfund.com click financial reports You can look all our financials and sec report But don't you understand why you you explained it? It's spiritual warfare It's pretty much it's gonna happen anytime you see anything rise up and it's successful Jesus a scam He was healing people bro. Exactly like yo, who am I? Who am I? That's right. That's and that's where you get your inner strength, bro They call mok at communists. They said Malcolm was a sellout like I mean listen. I mean I'm a good company Bro, I just came upstairs up the elevator with him. This lady goes crazy. I tell her this is not who you think it is Stop tripping. It's not him. He Who she thought it was who he was so she confirms it He stops what he's doing. He's on the phone. He's busy, of course He ends up taking pictures with her. She shouts about but he also puts her on game on how she can learn from his His whole brand, you know, where the website is how she can be a part of it what is the website and How long did it take you to even build up that that whole situation for it's You know how people can connect with you how you can basically be a really a blessing to him Yeah, I went viral back in like 2011 2012. I was a celebrity realtor in NBC I was a real estate expert on NBC's today show I was working for prominent property sub the beast international reality largest luxury velocity company in the country in the world And um, I was putting some stuff out on world star hip hop and it went viral and I was on a breakfast club Okay, and I'm glad too. Yeah, so people reached out to me and I essentially put together a online school back in like 2013 2014 before everybody was doing it. They called me to pioneer the financial literacy revolution And um, you're so young Yeah, so I've educated over 500,000 students in the last 10 years. Wow Made the ink 5000 twice top 10 educational company in the country top 13 Um, but yeah, the program now is continued on under the j. Morrison academy We have a new program called credit to cash flow It's about um, how we use the bank's money in their system to buy our freedom Because you know that um majority of black people in the united states and I can only talk about united states um of the people that I've met it's Oh, I don't care about credit I want to pay everything cash like why use this credit now. Why should I get a credit card? Why should I build my credit? I don't need it. I think it's it's two different ways because Dave Ramsey does it. It's just he's wrong Why is it Dave Ramsey is wrong? He's wrong Give me the give me the the why I'm gonna I'm gonna give you an example. I'm gonna give you an example This is my grandma's ring my grandma Judy. She passed away and when I was young she took me out with a hair at her ring Okay, right. That's all right. That's all right If I was you mean you were in the elevator if I was talking to the queen and this ring slipped off into the elevator, right And the elevator was going down and the doors was closing And I had to go in there to get my grandma ring, right and wrist my arm in there to get my ring But you said king Don't worry. I got it And you gonna risk your arm in the shaft to grab my grandma's ring Right and you will take the risk I know it's risky I'll let you do it Get it king. Go ahead I'd rather risk I love you and I don't want your wife to be with you and you got kids armless And if you lost your arm in the elevator shaft because the doors closed on you I would patch you up and I let you bleed on my cream seats on the way to the airport No hospital, right But I'm still going to risk your arm first before mine In america it's the only country that the banks give you money And there is no Penal recourse for you not being able to perform So if the banks are going to give me free unsecured uncollateralized money To go risk and invest to go buy my family assets to give me cash flow I'm going to risk their money before I risk mine. Wow Why would you risk your own arm? In an investment so that if you lose You're limbless When the banks are competing against each other to give us cash Why don't the banks give us cash back when we fight the card? Why don't they give us flight points? Because it wants you to keep going Once you keep spending So I'm gonna give you more cash back than this bank because I want you to be my my customer Because what you people people don't understand what they really isn't telling them Is that when you put your cash in a checking account that gives you 0.001 percent On a whole year. So just so you know that's 10 cents on 10,000 Just so you know what you make on 10,000 in the bank When you do that the bank then Can lend out from a from a fractional reserve being fractional banking. They can lend out 10 times that So when you get the bank 10,000 they can lend out 100,000 So using your money the 10 times their money to loan you back your own money and charge you for mortgage interest Charge you for business funding Charge you credit card interest charge your card interest charges to the loan interest. They still making back more money They're making more money off your money. You paying them off your money Wow, so if they're gonna give me credit their money And I can use the credit to go buy assets That pay me at their risk. Wow You gonna tell me Dave Ramsey's right? I gotta answer you another question I gotta ask you about this uh They're doing not the pp. Look pp. I was it was it was that what was that other little If it was a business eat eat something eat something you either or you ideal or yeah, it's it's a loan that they're giving Small business it's like a grant And they say you don't have to pay it back. Is this something that's real or is this something that that is is this a smoking mirror? Oh, it's real. It's real No risk in it or nothing and you can get a lot of it was a business owner Really and have a eion number for years This I'm trying to say it's why it's why it's why I've been corners teaching with his flip charts and go so hard. Yeah, bro They're printing the money So what do they care about giving you the money to just print it. They just print it. It's not backed by gold Stop they're printing paper So they can give it up It is extended to debt ceiling at 31.5 trillion America's gonna be a 31.5 trillion in debt So Dave Ramsey's telling you don't get debt But the greatest country in the world they call it is a 31.5 trillion of debt That's the same thing Shamaria says. Her daughter, her daughter said Bro, come on So so we should trash the Dave Ramsey books Bro, should we trash the Dave Ramsey books? True to meat spit out the bones True to meat spit out the bones. I'm not saying it's nothing good in here. I've never looked at his books So I can't tell you that He got and I'm wise enough mature enough not to make a blanket statement like that Yeah, and only I said it because early on we I remember when we first got married 20 years ago. You're tripping right now. No, I Told me you had your house nearly paid off. Yeah, you are losing money in your house It's going to pay it off. No the fact that you got it paid off What's that doing for you? How are you building wealth from your house being paid off? Not really nothing, huh? Just say your house is worth 300,000. Yeah 400,000 That money could be You could borrow 80% of that tax-free that's say it's worth 400,000 you bought 80% of 320,000 and put that 320,000 down as uh 20% On a new house on an apartment building on apartment building. Let's look at you cash flow What you're living in it feeling good. I gotta pay it off Dave say you what it feel different when you walk on it on the grass. It really don't Are we dealing with feelings here? Are we dealing with legacy? Now you're right changing changing the whole generational structure of how your people live dawg. That's big See you gotta be emotionally unattached from money and from credit That's a thing they play on our emotions when it comes to credit You're gonna feel better. Yeah, it do feel better when you ain't got no debt when you were attached to the debt Do you think America feels good with 31.5 trillion a debt? But how are you making money after that? Yes, you paid everything off But how are you making more money to leave a legacy after that? How are you building the wealth? It takes money to build wealth But you're sitting and hoarding all the money holding money. So if you're holding the money, how could you sell a seed? You gotta sell a seed. It's so true, man. God You feel good holding it bro. I'm telling you what you said it's real because you got this money I I struggle with this all the time. I just got a lot of money like okay What I'm just sitting on money. It could be making money percent every year inflation's eight percent So on every hundred thousand you're losing an eight grand every year. You only got 92,000 That's crazy. What you think of this too. I'm coming from a country Jamaica who I was raised where if you don't have it, you don't buy So we don't have like credit and stuff like that is when you come up here. You're like, that's all of this Oh I got somebody in my program. She got funded four hundred thirty thousand unsecured No collateral. No house. No car. She got four hundred thirty the banks money And she went and flipped it and it and the flip didn't go well the market crashed or whatever. You know what they gonna do Send her a letter in the mail I did it. I did it. I made another business person because he would always have missed businesses, right? This was back in the day. He had a shop And um, I guess the shop, you know business went bad the shop closed He opened up a tire shop somewhere else. I ran into him. Whatever. He's a different name He said, oh, yeah that closed all I do is just file bankruptcy and then move on and get this other one And that's what a lot of people be doing Listen, it's like it's such a reeducation has to go on Many of those wealthy people in the world Have been through bankruptcy have lost on businesses The richest hedge the richest hedge fund manager Ray Dalio The richest of all hedge fund managers the biggest hedge fund in the whole world He literally back in the 80s when he started his company Have made some mistakes lost everything was borrowed 4 000 from his dad to pay for his rent and mortgage and all of that And built that up to the largest hedge fund in the world Wow, most of us it is tap out. Oh it didn't work. Oh my god. Cause you're so emotional You gotta get out your way, bro. It's not about to get out all the way So we think that there's there's job security and and I can hold on to the money and I'm just That's that's not how wealth is built. It's actually built on risk Think about this The banks in the business of selling money That's why they do they sell money The bank doesn't like they don't sell assets or properties or sell money If the bank in the business of selling money, I won't be in the money business of selling money too That's real I like it and I'm gonna use their money to go make my money at their risk Is there a lot of people that call on you like I know a lot of entertainers a lot of people call on you for financial guidance and and And you don't have to say a name man, which is private but like um What's one of the biggest things that you've done to help somebody that had money to to to accumulate, you know, more money That's a good question I mean, I've given a lot of like I hold a mansion mastermind With like, uh, Kerry Hilsen B. Simone Jalen Collins NFL player and a couple other people in our network About my wife's network Ernestine Morrison. Yeah, um And that was pretty cool. I got to break down. It's just like I'm out of know it all just know a lot Oh, people think you know it all But that also creates that that that complex because like who you think he is Yeah, right So like people like be like quick to want to burst my bug or say he's this or he's that because it's like I'm coming together to package like oh, he want to be all six three and two 20 and handsome like He's a life leader you'll be passing sec and You won't be all clean Yes, all of that sort of stuff. It's called God's grace family And it sounds so cliche, but it's a favor And I and I love it because we can understand that because a lot of people ask us, you know How y'all been married 20 years and the first thing that can come up out of our mouth is god That's all it is. That's it I didn't survive all my stuff of my own. I know this So I'll give prayer. So you don't be mad at me be mad at my god That's really a dog ran into my enemies When did you tap so into your spirituality? And this would be we're right but it's always been there and always been lurking. Um But after this last storm man when like, yo, it's like the whole world was against us It was like, yo, it was weird because I was like I was the goat It was like you couldn't say nothing bad about jay morson uh 66 corner classes I'm teaching on murder macket be wicked east of troy. I'm like all the hoods of everywhere with conferences It's in the third And I love you to turn their backs on you man But it showed you who your true friends are too. Yeah And so when that happened and I also had a diverticulitis at the time What is that for people who don't hold in my intestine? And I had a poop bag colostomy bag My wife was pregnant and our daughter had surgeries um, and So much was going on And I just went watched me go from like mr. Untouchable to like Sneers jickers shame all that and um I Man, I was I was broken to your point. I was I was I was near broken And um, I got what a spiritual mentor bishop dean and um referred by some folks and Just started diving in and like my relationship with god was kind of sketchy I got believed in god, but it was like I had church her church her and like religion her And it was affecting my relationship But as I do life was the same way as well Now she was actually more spiritual relationship at that time I was still like more in between like where I wanted to go But um as I dove into the word man And it all just started connecting and then I started tithing again And I even get a back tithe for like ties I owed And like just got back in covenant and I just started watching doors unlocked and just blessings I just watched my peace increase and it was a process a very long process But as I'm much shorter than it, um, I got a book to be dropping soon I got a book called my god is greater than my enemies. Wow. And uh, I tell some of this testimony I'm gonna save some for the book, but god has done some stuff for me. I've documented that I can literally prove That my god the god of abraham isaac jacob joseph He's a thousand percent real it's not the universe. It's not energy I'm telling you I got documented proof That I can prove it not even 3 000 years ago 2023 today I got documented proof that my god is real and greater than my enemies So the way that he redeemed me and restored my family and and his word didn't come back void and In isaac 61 7 it says um instead of shame. I will give you a double portion Instead of disgrace you were adjoining your inheritance So you receive a double portion of your land an everlasting joy will be yours And man, he tried to shame you try to shame me you try to heckle me you try to all that and it's like man um God is just like blessing us with such abundance and and he's just showing himself through us and um I just know in this season and his posture and with this conviction like we can't lose like god won't bless his own work So he won't undermine his own work. Wow. So it's like, but you know, there's always going to be trial and tribulation in life As long as we live here on this earth because our lives are testament to others. It's not really for ourselves so um One thing I always tell everybody I said if job if he can do what he did to job And I was god who allowed the devil to tempt him because devil actually went in actual permission To tempt him to do to put him through all the things that he put in job right now You see what I mean? So I tell everybody I said when you're going through situations read job because if he can go through all of that Yeah, yeah, I know we're gonna rap. I want to say this. You know what changed it for me to january 2022 my spirit Uh told me and god shared with me to read the bible in chronological order for myself Okay, so I started at genesis one one. I just started reading And when you start seeing about all the mighty men and women of god And what they went through and all their journey is in their tests and king sol and king david and people We never even heard of before you didn't even heard about it church before like they like Quiet heroes. Yeah near mayam. Yeah. Obadiah. Yeah all types of Yeah, the ones and nobody mentioned the miners you just start seeing like man you start Seeing it and relating to your life. And um, you know, it's definitely real. So, uh, You know just that that that journey has said so much and Other times my life forgot it showed up and I've watched what's happened when I've been disobedient versus being obedient and um You know, so man, he's walking you live I like thank you. Thank you, man. You dope. It's a yeah, I love you man. Like I just Like it's it's crazy. Like, you know, you know, like I could tell on you that you had a great spirit Man, I don't go by what people say no way. It's hard for me to deal with people. I have to meet I'll be like, man, you know what man they do you can't play with god That's like, I know that you can't you you play with everything else But when it comes to god, you know, ain't no playing It you it's gonna hit you and you got you got to tell somebody that's the main thing too A lot of people won't get behind these mics and even speak on god Because they just wait till they make it a ward or something like that You know what i'm saying, but when you talk about it and you've been through the when you've been through the storm That's when it starts to come out and it just starts to flow with your life Everybody wants to stand and you know what understand why they don't understand It's not for them to understand You see so many people in the bible where god shut their ears shut their eyes where they couldn't understand You had some disciples who was walking with christ and saw all of the different miracles, but then still questioned him I understand why they don't understand queen That's real. So I used to be in this thing where I had to be like so defensive and it's like how could y'all be saying this about me? Like I don't you know me. I poured my heart out like I was at the alpharite protest and the fruity great protest and like I let us hear and I was on CNN on fox news Like look at all my fruit and I mentor young boys for three years and I could go down the whole list of my fruit But it's like yo if you not meant to understand or want to understand you could never understand Wow But the lesson is for you to see that not everybody who is around you is for you Man, that's true. And one of my largest lessons. I was such an activist and I was sowing to black power My my biggest thing is black powering enough Man, I gotta wrap this up. Yeah You call me the Dallas soon you gotta come to Dallas So are you coming to Dallas you coming to my store? We're gonna do this again because I people can learn from this And we have questions and you never know we might even do like a q and a I might find a couple people who are like Not very literate where finance and stuff is concerned Just to have somebody I'm like on so people can see I think it's it's levels to a man and you really you I know from what I've seen and what I see here today You've helped so many people man and just meeting the lady like we did on the elevator. That was crazy But at any rate, man, keep doing what you're doing, man. We love you, bro Let me tell oh, I'm sorry. Everybody can find it credit to cash flow. That's right pro Right you use number two credit to cash flow dot pro That's our private mentorship program currently 90% off for annual mentorship You get weekly lessons weekly calls with me and my partner get over 150 lessons six curriculums pds textbooks ebooks Private banks funding credit repair all that all rolled in one credit to cash flow dot pro You can follow me on instagram ig tiktok youtube at mr. Jay Morrison and jay is a firm Believe in boss talk 101 and what we do now you come to Dallas this guy is rocking with us man He's a podcast king. He loved podcasting and helping people and being being formed about how to change their wealth You know generational wealth is real health is wealth. So man, just thank you. You look good You look great. Keep doing this thing man. Thank you for our energy and your advice Man, it's been another great segment of boss talk 101 what a boss is talking and we out