 Staffs Art, I have a question. What's your question? Are my tricare and VA benefits affected if I opt into the BRS? No, they're not. Staffs Art, are my survivor benefit options limited under the BRS? They're not, Ivan. Any other questions? Staffs Art, is my pay affected if I opt into the BRS? That's a good question. Your contributions to the first savings plan come out of your pay. While those contributions and any earnings belong to you, they're now invested in your retirement savings plan.