 Hi guys, welcome back to the independent investor channel. My name is Ryan. This is going to be a portfolio review of the Vanguard Sector Specialty ETF portfolio. This was kind of a kind of a strategic initiative of mine to explore a strategy that I thought would work really well coupled with the power of M1 Finance. So I'll be providing this link to the portfolio for you guys. You can click over there. Please keep in mind that the independent investor channel is affiliated with M1 Finance. If you click on any of the links on any of my social media content, the channel will receive a small compensation for my referral of a product. It's a product that I use and I really, really like. And as you can see, there's a reason to like it. I'm making money. And again, this was one of those portfolios that I kind of wanted to generate to prove to people that it's not so daunting and not so unachievable to make that first $10,000 milestone. I did it in this portfolio in 15 months. Now we're moving on and we're going for that $25,000 and we're over halfway there. And this is becoming real. In this, I want you to really focus on some of the areas and emphasis in the portfolio that don't get a lot of attention normally and pay particular attention to how those are performing. So for all those investors out there that are really just trying to stockpick the market and try to pick those hot spots, I think this proves that it's a very futile effort in that while you're doing that and you're paying attention to the hot stuff, the stuff that nobody's paying attention to is going to render some profits. And if you really hear my message and see what's validated through the course of this review, you're going to understand exactly what I'm talking about guys. So with that, we'll kick you into the portfolio review and we'll show you what we're working with. All right guys, so this is one of the most enjoyable portfolio reviews that I do on the channel. This represents a lot more than just the dollars in the account. It represents a portfolio that I built to provide really some motivation for people, some encouragement that they can get to their first $10,000 invested and they can do so passively. And this account has done that and this is a very, very interesting way. It's a hybrid strategy that I deploy for the sheer sake of dollar cost averaging it over time and keeping it 100% passive. What that means is I set this and I forget it. I don't do anything to it other than add more money to it every two weeks. I do a funding schedule on this account of $50 every two weeks is where we are on this account. This does render some dividends as you can see here. I think I'm due to be paid those dividends here coming up. That's a nice little payout as these accounts or these funds actually grow and they get bigger. The dividend payouts grow incrementally but you can see here by doing absolutely nothing. Now this has been a conducive market. I do acknowledge that. However, I'm not going to apologize for this either because I think there's way too many people out there that can come and they can look at this strategy here and say that's for me. If you want to pursue the fly by the night, get rich overnight type of avenue, maybe you will, maybe you won't. I don't know. I'll let astute investors and people who are looking for reality make that call on their own especially when they make their way to a social media opportunity and there's all kinds of different strategies being sold. Make no mistake on the independent investor channel. I'm not looking to sell you on anything. This is what I do. This is what makes sense to me and this works. You want to deploy a strategy you can do so by catching a testimony on my video do so. I wish you all the best in the world but the proof is in the numbers and being up $3,700 on a fairly light portfolio you know that this is getting sizable but the inflows to this account at just over $10,000 by doing absolutely nothing. I'm not trying to beat the market. I'm not trying to find the next best thing. I'm not trying to find that next moonshot stock. I invest in this and I forget it and it's worth repeating because again I think there's a lot of people out there that are drawn to the stock market for all the wrong reasons. If you're catching this video and you're seeing these returns this should motivate you for all the right reasons. It really should. Owning the 11 sectors, very simple passive investing since March 5th of 2019 we've done nothing but win in this portfolio. So we'll go over the holdings as I cruise down here. You can see here slightly leaning and increasing to the right. That's what we want on the stock charts going forward. This is great. You know if the market does turn on us and start to retrace the portfolio will suffer a little bit. That's totally fine. I'm ready waiting for that to happen and when it does I'll basically buy the market. I'm providing no additional capital to this outside of what I dollar cost average on this and if the market doesn't cooperate then I'll manufacture capital within this. It's winning in either market. You're winning in an up market and you're winning in a down market. It just makes sense to me and hopefully it makes sense to you guys. So the way I've structured this portfolio is very simple. I will premise this. This is a not a common way of entering into the stock market. It was a way of grabbing all of the sector specialty ETFs and doing so in a manner that made sure that I had access to all of them. I didn't want to omit anything in this. I wanted to have access to all of them. There was a reason for that. If technology took took off and materials took off but I tried to pick healthcare and financials well then I would miss out. Sector rotations happen all the time where the runaway sectors which at the moment right now are in technology. Those will cool off eventually. No sector stays on fire for forever. They'll cool off. There will be profit taking. There will be sector rotations especially with some of the big institutions that have big swaths of stock in each of these respective sectors and they'll be looking to always take advantage of those sectors that are out of favor as well. Case and point is energy which has caught fire here as of late and then you start to look at some of these under loved sectors are definitely underweight in accordance with the S&P 500 weighting. There's some good companies in materials and so I wanted to have exposure to all of them and this allows me to grab some exposure but control that exposure with the level of allocation that I build here in the M1 finance portfolio. This portfolio I do share openly through the channel. You can see here we're 11 for 11 all the sectors are up. I don't know if that's attractive to some people or not. I don't know if this isn't good enough for you. Certainly I wish you all the best of luck trying to stock pick the stock market. Traditionally those types of efforts have proved to be futile but if you think you're going to be the one knock your socks off. This has done nothing but make money and I won't apologize for that. This is a great way of seeking exposure to the market and I do so coupled with the power of M1 finance to fund this up and have the dollars distribute over the portfolio the way that I've allocated or asked it to be distributed. These are serious dollars here 761 on the top end for technology 412 in health care 449. These are big returns for a relatively small amount of money okay. Industrial is here at a $350 bill. Holy moly. That's some big returns right there guys 568 for a $1,200 bill and consumer discretionary. I'll take it. Not too shabby. 168 here on the returns. 140 on the returns real estate and staples and then down to utilities 89.95. Look at these two. These are the bottom end the two seven and six and six and materials but I just want to bring your attention to this allocation and it is funny. Well so many people are looking at just the few stocks of the stock market that get all the headlines. Look at how well these have done on a relatively low amount of money. Energy is up $250. That's a 25% return since starting. Look at telecommunications up $289.02 on an $850 investment and finally the smallest amount of capital invested here with a 242 return or $242 return on this is insane guys and these are the pockets of the market that often get forgotten and this is why I allocated to this why it's structural investing. It's structural in that I knew by nature of the plan that I put in place I would make money. It had nothing to do with me going after materials or trying to time communication services or trying to catch a bottom in energy. It had nothing to do with any of that. This really speaks to the philosophy and belief and what I have on how important it is to acknowledge the plan and this does nothing but prove to investors both experienced investors and beginning investors the passive investing does indeed work. What I'll always say is that the bottom line about investing is money and if this isn't good enough for you again if $3,700 return off of a $10,000 portfolio that's less than or going on two years old is not good enough for you I wish you all the best but for those investors out there that are looking for a program guys this can apply to the masses anybody can do this there's nothing special about this you can deploy put money to work in this with as little as $500 starting tomorrow piece of cake anybody can win with this strategy and quite frankly that is a strategy that I resonate with and put through the independent investor channel because most people can succeed with it with that guys will kick you back and we'll conclude the video all right guys so we've come out of the portfolio review I really hope you enjoyed this it's it's awesome the portfolio is just killing it it's doing really well I think the real takeaways for these is to understand those pockets of the market that get all too often overlooked and and I think that's unfortunate number two I really think you need to understand that I've done nothing once this portfolio was established all I've done was funded that's it I look for my strategic spots if the market's down I buy if not I let it work very very simple this is a philosophy that anybody can resonate with anybody can participate in if you like the way that I've allocated great if not it can be adjusted to your liking and anybody can start in this portfolio with as little as $500 very very simple I think you could probably do $100 but you start to get a little watered down when you start to get too cute with it and anybody who's serious about investing should be able to get up to a $500 marker and start on their investment journey otherwise you need to do more research and validate why it is you wealth build I can talk to on blue in the face but I've already made those validations for myself many many moons ago as if you appreciate the message man you want to make sure and subscribe to the channel leave your comments at the bottom of the video and share the video with anybody out there that we can you know we can help bring them on to the message we'll help them out get them excited about the prospects of investing because they are indeed very very exciting guys thank you so much again for tuning into the message and good luck in your investment future