 Why would you need a durable power of attorney? Because a durable power of attorney works with assets that are outside the normal living trust. Things like, oh, tax forms and other mortgages, deeds, things that you might have to execute when you're not able to execute them. For example, if you're incapacitated or you're laid up, we can work durable powers of attorney to function when you need them. Adorable power of attorney controls, some bank assets, tax elections, government benefits, changing beneficiaries on life insurance in iris. We pick trusted individuals that represent you in case you're incapacitated or you're just unable to sign documents.