 Hey everyone and welcome to Norris Code. I'm Yoshida. Today you guys, I am finally setting up cash envelopes again and syncing funds. So I had to dig y'all because your girl just forgot. Okay, she just forgot and then I was on Instagram and budget treasures popped up. She had I hadn't seen her stuff in a while I guess and I was already following her on Instagram and the first time I saw her I was like maybe two weeks ago and she had done a post about how she saved for her house and I was like oh good congratulations you know and then you know I didn't see anything and then it popped up again and she mentioned her YouTube channel and I was like well let me check it out. I love good budgets you know videos because this is kind of the core of my channel and I've watched a couple of them and I was like why did I stop doing cash envelopes? Why did I stop doing syncing funds? Well one depends on the kit. So needless to say, some of you may remember I had some made custom made for me. I had made some of my own. I even sent some out for you know some of you guys to like review them or whatever but I just knew I didn't want to go. I'm not going to say I'm not going to change my mind but anyway and look I found a Vegas fund so that's good. So today what we're going to do we're going to set up syncing funds and cash envelopes. So what I'm mainly doing you guys I'm just pulling these out and these are some that I made. I'm going to write down it's going to be and y'all this is my tax retirement okay. I have change in here so I still had change in here when I went to look for it I still had change in it. So as you can see at once upon a time my supplies um I did new cash envelopes and I did do syncing funds like I had planned or better me I had made one for that. So we're going to dive right in and then this is the um the money cash that I had on me and my purse and I saw that she was doing like a five dollar and one dollar challenge and I think I mentioned that in one of my videos of how to save money on a low income or whatever and that basically just take dollars or that leftover change at the end of the day and so I was like you know you gotta shoot you get great advice you just gotta use it. So today I want you guys to follow along with me. I'm gonna try to keep this really short but you guys we've got to get back on track. I've got to get back on track so if you're following off a track like myself today is the day sis. Today is today today is the day that we will get back on so these will be syncing funds and so we have Vegas. I'm gonna put emergency fund first because that needs to go first and then we're gonna have Vegas um dental. I may go through my old ones and I think I mentioned in a video before that I have dental because I have dental insurance um if you don't know dental insurance it's kind of high and it's the most expensive so there's Vegas. I need to cut some holes for that. Um my daughter with this destiny um she's away at college but I am trying to she wants to start a nonprofit uh she'll turn 21 in October and then sometimes I need to help her out with things so um I really want to help her out with the nonprofit so I want to put up some money for that um and this whole envelope say syncing funds I don't know why whatever um I'm going to cash envelopes it's definitely Christmas and maybe the reason I did syncing funds was so that because I'm self-employed maybe you know at the end of the day I can just throw something in here um okay so then I'm gonna do car and then I'm doing taxes it's a lot y'all and then um retirement now this is how I plan to break it down I want to put what I want in my emergency fund so there's let me just draw a line here take this and then it's already separated here and then we'll do the total at the bottom so this is how this will be how much I totally want in my emergency fund I want about believe it or not I want 20,000 I know it seems like a lot I don't know if I should place it that high but whatever right now I'm gonna start with um $10 weekly and I'm gonna put weekly up here I'm gonna put lifetime right here which won't be lifetime but probably for a yearly basis um Vegas I only have a few short months you guys not even I only have a month left to go to Vegas um I would like to take I'm just gonna put $500 here and right now I'm gonna put $20 um dental I'll do what I don't know if I want braces or what I want done um but I'm gonna some embraces so I'm gonna put this at about $5,000 and then I'm just gonna put like $5 okay and for my daughter there's um I'm not for sure how much the nonprofit to because you have to go through lawyers and things like that I'm not pretty I'm not sure exactly how much that's gonna run me but um for the sake of it I'm just gonna do five at the moment I'm gonna put five to ten uh Christmas you know I don't know I'm gonna put ten um for my car again I'm gonna do five because I need like just for the oil change also I want to maybe purchase a new car in the future and I really would like to pay cash I really would like to pay cash for a car um at least have a hefty down payment taxes oh this is it's going to be kind of hard but I'm gonna put I don't know if I should do taxes yet because I'm gonna be taking taxes out but I'm gonna put five dollars for now and then my IRA because I don't I don't have a retirement plan I had one I got rid of it and it's never got it again I do have stock but um this is what I want to do so and it's just time to be real with my finances um if you follow me on I gotta put the date here y'all so we do like to know when I had this idea okay let's see we got over here so far I'm not gonna add this up I'm just gonna add this part up so so far we have $70 a week that I would need um let me double check that $20 a week and being that I'm self-employed for those of you who are new I am self-employed um hairstylist business owner so this should be easy to accomplish um I will up it later but I think just starting out getting back into the group of things this is something I can do um let's see I have one two three four five six seven eight I have eight categories so for a self-employed person this is how I tend in my mind to do is I need to break things down by the week by the day by the hour by the customer that's just the way my brain has operated for the past almost 30 years it's because I've been self-employed that long and being paid dearly um that's just the way you know I think and I accumulate what I can afford and what I cannot afford so in my mind I'm like okay um let's say Monday Monday's a busy day I could possibly make this more than this on Monday but a bill may be due so I'm like okay I can afford to put these two since Monday will be busy I can afford to put these two um sinking funds away uh Tuesday probably wouldn't work Wednesday probably wouldn't work so Thursday I could probably do these two and then uh Friday I could do all of these so that makes sense so that'll be 10 15 20 25 I can do 25 on Friday I could do 10 on Thursday and then I can do 30 on Wednesday that's the way I have to break it down so these are now my sinking funds okay um I was going to use this for cash envelopes um so for cash envelopes gas I normally I get gas just about every two weeks my gas tend to last me but sometimes like the past couple weeks I was going back and forth to rich when they help out with my niece's wedding I was spending a lot of money okay so being that I get it like every two weeks I spend about 35 I try not to go for 35 if it goes over 35 trust me I'm not going over 35 but I'm just going to save 40 so let's make that um let me just smaller let's make these two um columns again and then so for every two weeks or yeah every two weeks or the month I would need 80 I'll come back to that I have to lay down on this five um I don't do groceries because my husband right now is taking care of the groceries um let me see I'm gonna do a miscellaneous self-care um self-care for me I do my own nails I can do my own hair uh I like to buy body products which I don't you know I can cut that out like trust me if you follow me on TikTok I have plenty of products I do have um I'm gonna put it down only because sometimes uh bath and bye works maybe burn in a cell or something like that so candles so I'll say self-care um for the month I'd say $15 so I think we're on a week over here so it's 20 that would be 20 I figured that out um this one is a little bit more only because sometimes it just be a little small random things like today I was talking to my sister about why I want to go to the wine store so that would be considered miscellaneous to me who knows I might go in I don't know um I'd say that'd be about for the month but weekly um self-care we did that for the month that'd be five dollars five and four hold on let me do a little math it's 12 50 so I'll just put uh 15 dollars okay um self-care what else is something let me go through my envelopes let's go supplies oh my goodness supplies um now I'm gonna put supplies number one that would be for the salon and then supplies number two would be for Norris Cove um supplies for me like for the month because things are slow um and so here I have products I have a products envelope I know that's here though I put that but then I have a supplies one two um so for the salon for the month I'm gonna put 75 and weekly I'm gonna try to do 10 maybe 20 20 that would give me 80 okay and then supplies number two would be Norris Cove this is where it goes downhill this is where it goes downhill because this I really don't know you guys I really don't know um it just depends like shipping especially when I get my pens they come from China sometimes the shipping is uh expensive depends on what bulking you know you want to do um how you get in a bulk or however um I don't know you guys right now I don't know I'm just gonna leave that a little blank I think what I'm gonna do is just throw something at it because I may take away from the business where I don't just get a profit at all at the moment and put to that so I may just eliminate that all together um let's see car that is it um I do have a car went over here and you guys I haven't had my car washed in so long because I've just been like doing everything Norris Cove and traveling you know back and forth like I said so I'm going to get back to that because I really want to start getting my car washed on a weekly basis so this was my car one I'm looking to see and I was thinking about investing in like some more um like envelopes like purchasing like I'm purchasing I want to place an order with budget treasures but I have to condition my mind to like stop spending like I will I love to support people but I can clearly make my own but I've got to get myself together you know with spending so the next time we go through these so now we have a new video that you'll see every week which will be um sinking funds cash envelopes so probably two okay you guys now I just it just came to me eating out that is my biggest issue I love to eat out and I love to eat good I gotta put that down eating out for the month I want to give myself a hundred dollars I'm gonna put a hundred and fifty and then I'm gonna do it's 40 times it goes 160 that would be good let me try 35 times it's a hundred I just want the number to be eaten so I'm gonna do 40 so I'm allowed pretty much 40 dollars a week with eating out but I'm gonna put in I'm gonna try to go a couple of weeks without eating out so that way I can have some in at least that's my plan okay so these now are my new sinking funds my cash envelopes if any of this changes of course I'm gonna try to design me some type of um insert so that I can keep up with it that works for me I mean really for real for real this works but to have it structured and my business planner I mean not a business planner my budget planner but I do have a sinking funds insert I do know that so I'll just probably use that and fill that out but thank you all so much so I can't wait for you guys to see um what I'm doing and how well I'm doing oh also I'm going to do let me add this too thanks to budget treasures I'm gonna be doing um the dollar challenge um and the five dollar challenge now I didn't I'm gonna like I didn't get to look at all her videos but I'm gonna just put like whatever at the end of the day dollars I have and five dollars that's how I'm going to do it I'm just gonna fill those in some I must say I was truly inspired by budget treasures but I'm so glad that I came across that video because it let me see that I am slack big time and it's no sense in me you know not having any money but I definitely want to get a handle on my finances again I was doing good before the pandemic but it was like after the pandemic so if I got an extra check it was like oh treat yourself so uh you know I'm an overspender I like nice things I love stuff I don't need I will honestly say I love stuff I don't need so now um I'm just gonna buckle down but that is it you guys thank you so much for watching today's video if you enjoyed today's video if you want to come along with me um for this financial journey of getting back on track with my sin confines and my cash envelopes I would love to have you join me and follow along or just keep me accountable um do me a favor hit that subscribe also hit the notification bell so that you're notified whenever I upload videos like this and I'll talk to you guys later