 When do you think will be a good time for first-time home owners to buy here in Canada? I don't think it's anytime soon. As you can tell, interest rates have gone up, sales are they're not freezing yet, but they're not going as fast as they were home sales. They could flip it around at some point, but my guesstimate right now is that home prices are going to drop a lot further. That's one of the reasons we've seen Canadian banking stocks completely plummet. We can keep an eye on it, but I don't think it's time yet. I know people that bought their homes in the last four years on a floating interest rate. I told these people, don't float it, lock the damn thing in. Now they're desperate trying to lock it and they're scared. I personally would not be putting in a bid to buy a house anytime soon, unless it's an amazing deal and you had a lot of cash up front to pay for it and you weren't taking out a huge loan. Because what's going to happen is it's not just the price of the houses, it's not just about the interest going up, it's also about the taxes on your property. These governments are bankrupt. Our governments are bankrupt. They're trying to raise the carbon tax threefold in BC, I think, or as a federal, they're trying to raise it. In my town, they increased the gasoline tax. So these governments, local, provincial, and federal, are going to keep on raising taxes. So if you own a house, all of a sudden you might see your tax rate go up, your energy costs go up. So it's just compounding. It's a snowball effect. So I would be very, very careful on taking on a lot of debt right now. That's my take. Okay.