 Good evening and welcome to episode 323 of the Private Property Podcast. I'm your host, Uzzaman Dunwar, Khumano. It's a Friday edition of the Private Property Podcast. If you're joining us for the first time, welcome to the only Daily Property Podcast in South Africa that helps you make property decisions. And of course, all our regular viewers on Facebook, on YouTube and on Instagram, if you know how we do it, every single weekday, you and I have an appointment at 7 p.m. We will tackle a hot property topic that certainly helps us make better property decisions. We always get help from expert guests. We really do share their insight and knowledge in all things in the industry. And of course, one of the other great things that you would know is that their amazing shows that you can catch right here across private properties, social media pages. As it is a Friday, you can look forward to the Home Shoppers Show, which is chatted later on at 8 p.m. And you can catch the same show on Mondays at 8 p.m. It always gives us an amazing preview of what you can expect on some of the exquisite homes that you can find on www.privateproperty.co.za. And on Tuesdays and Thursdays, a warden in Pharma, Umbalinoa, who brings you the farming podcast, which is always in conversation with people who certainly are in the agricultural space and can always give us good insight on how to, whether you grow your own garden, get a better understanding of poultry farming and all things agriculture. So do you make sure you sit to those, you know, your alarms rather for 8 p.m. on Tuesdays and Thursdays. And on Wednesdays, you can catch Estie Klassen on the First Time Home Buyers Show as she's always in conversation with people who've not only walked that First Time Home Buying journey, but have gone on to grow their property portfolios from strength to strength. And I know the First Time Home Buyers Show is counting to the 50th episode. I know how much of a big milestone your 50 episodes is. And of course, I want to thank you at home for making sure that that show certainly grows and, of course, all the other shows also grow. And talking about growth, as many of you know, especially those who follow us on our Facebook page, we have been running our one road to one million followers competition on our Facebook. Really wanting to make sure that we make this property circle as big as possible. And we want to thank you at home because we have indeed met and exceeded that one million rand market. Now, of course, we're going to be counting to two million because we know we can get there, right? I mean, if you can make one million, we certainly can get to two million. Now, I certainly have a lot of surprises this evening. I'm so glad that they're happening on a Friday. I'm also glad that they're happening on a day where a lot of us under 35s were able to get vexed. If you're like myself, I took that first opportunity and went and got vaccinated. So I'm quite excited today. I'm sure many of you are under 35 probably also took advantage of that whether you registered or, of course, went to your vaccination site. But this evening, we are celebrating meeting that one million follower mark on our Facebook page. And we know that we couldn't have done it without you at home. As you know, we've been running the road to one million followers competition on our Facebook page where we're giving away five hundred rand in cash every single evening. For those of you at home who are engaging with our page, we're asking you to share the lines, asking you to comment on the lines and certainly send those green hearts. We're asking you to tag your friends to post and, of course, rate us on Facebook. Well, this evening, we're going beyond that. We will be announcing the winner. And of course, you have to be watching us alive. Today's money bag is sitting at two thousand five hundred rand. So we are going to announce that we're now halfway through the show. So you can certainly look forward to that. And because we reached our target, we're also going to be giving away one thousand rand to four lucky viewers, certainly of you who commented on that post that we posted on our Facebook where we were asking you what you love about private property. So if you know that you've commented or you still haven't gone to that post on our Facebook page where we want to know what you love about private property and you send a chance of walking away with that one thousand rand in cash this evening right here on the podcast. So we're going to be giving away lots and lots of money. So that's four one thousand rand in cash to four. You know, certainly follow us on our Facebook page, as well as, of course, that lucky winner of the road to one to one million. You see a million stumbling on it. I have to get used to seeing a million, right? We have to have to get comfortable with being millionaires. So we're certainly going to start getting more and more comfortable with reaching that one million mark on Facebook. So do make sure that you continue engaging, sending us those green hearts, especially on this special episode, as we marked that one million followers on our Facebook page. You absolutely couldn't have done it without you at home and continue, of course, following us across our other social media pages on Instagram, Twitter and YouTube, and we're also on TikTok. You can follow myself at Zalantungwa underscore K on Twitter, as well as on Instagram, and I really see some of the great love that we're seeing on our live. We've got Justin Bartman, sending those green hearts. Alanda Combs also sending those green hearts and Kushida Kaja also sending some of those green hearts, also sending those green hearts. We absolutely love it. Keep it coming. I one of the great things that we, of course, know is that we are here dedicated to your property needs. So you can also use the hashtag all your property needs. Well, talking about your property needs, one of the very unfortunate things that sometimes happens when it comes to our properties, especially for those who get married and unfortunately to get divorced is that you need to decide what happens to your property. And that's exactly what we're going to be discussing this evening. Look at how divorce affects your joint home. And I'm in conversation with the founder and director at Mulefi attorneys and I want to find out from you at home. If you've ever been in a divorce where your property was one of the things that had to be separated, how was that experience like I know many people sometimes have a nightmare where this is concerned, but they've also been searching people who have been able to have an amicable divorce and not have any issues at all. Do share down here below, especially as we are quite excited. This evening, as we've reached our milestone of one million followers on our Facebook page, but to get us kick started with our conversation this evening on how divorce affects your joint home. I'm joined by a director and the founder of Mulefi attorneys. Kathleen, good evening and thank you so much for joining us. Oh, good evening, Zama and congratulations to our viewers and for you, for each one milanak. Thank you so much, Kathleen. I think we absolutely wouldn't have done it, of course, without the viewers at home and without the many experts that we've been able to have on the show, including yourself, it's not the first time that we're having you on the show. So we really do have to say thank you to everybody who's made all of it possible. Of course, the team behind the scenes was always working hard to make sure that we're able to provide quality property content to everybody who engages with us. But I'm not so great things. I mean, reaching that one million mark is fantastic. But of course, divorce Kathleen is not so fantastic, right? Especially when there's a family home involved or even children involved. Before we look into the nitty gritties of how divorce affects your joint home. I think first let's start with what do we mean when we talk about your joint home? OK, a joint home in marriage. Remember that the types of marriages that we have in South Africa determine the propriety of consequences of your your estate. So we have marriages in coming to property. We've got marriages out of coming to a property with our systems. We now have customary major edges and we have cohabitations. We've got partnerships. So the type of relationship and the marriage that we have attached it to is actually that is going to determine the consequences of a divorce or yes, you know. So basically that's that's that's in short. And I think you don't want your in coming to the property. And I was actually about to bring in then in the event where you might be married in community of property because you've outlined so nicely the different kinds of marriages you might find yourself in. And I think when we then look at the one that we know often a lot of people tend to find themselves in being married in community of property. Help us understand firstly how our home is a joint home when we're married in community of property just for purposes of people who still don't quite understand the legal ramifications of being married in community of property. Especially even when it comes when it comes to ownership of different assets, of course, also liabilities. So when you are the married in community of property, what does it mean with reference to your assets and liabilities? When married in community of property, it means what you own your own a drink with a home. Even if you you acquire the home, not married yet, but once you marry in community of property, the other spouse becomes the co owner of that property. So unless if you have inherited the property and they've excluded it from the marriage, but any community of property means you own the assets and you share the debts. And it's such an important one to to know drive, Kathleen, especially to those of us unmarried, young women who are buying our properties right now, maybe some are even buying them your personal capacity or using a different entity, it becomes so important to understand some of the decisions that you probably need to make in the event that you get married or when you do decide to get married because here you are building up your asset base as much as you can. And as much as you're buying up these assets, they're also your bank finance. So there's also, of course, the negative side of it. So one of the things that a lot of us as young professionals who are still unmarried need to have a very clear understanding of what then happens in the event where we've stacked up all these assets that we're acquiring and we end up getting married and don't put a marriage contract in place that clearly outlines what we're excluding going into that particular marriage. And I think for that, before we look at the divorce part, any tips, Kathleen, for those of us who are youngsters, especially young women, especially as we celebrating Women's Month this August, any tips for young women who have been a young professional, you're like who's a man doing, are you buying all these properties? And at some point in the near future, you might be getting married, any pointers in terms of how you should be looking at your estate, the potential, perhaps, risk of getting married without having a contract in place to base manage your assets? As I say, Zama, I always advise the youngsters, especially the young professionals, to before you get married, you'd rather get advice because the type of marriage that you're entering into actually is what is going to regulate the consequences, the propriety consequences of your assets. But now we are fortunate because we have got a marriage in coming to property and marriage out of community property with our cruel system. I always advise people to go for that. Go for a marriage, especially when we have acquired your own assets when you're still young, go for a marriage out of community property with our cruel system. What it means is that from the date of the marriage, then you share the liabilities and the assets. But the other asset that you acquired before the marriage, you can exclude them from the marriage in the form of a contract. So before you get married, go and ask for an advice and both is not if you go into a marriage out of community property. Unlike before, people thought you don't love each other. But, you know, it is so important that you understand what you are getting into. And it certainly is, you know, importantly, and I think it's one of those conversations that unfortunately I tend to find our mothers either didn't, you know, sit us down when it comes to it. They may have gotten married in community of property. Perhaps some of them have gotten divorced. We've seen some of it, you know, not play out in the greatest way. And now us in our thirties are realized that actually we need to be better at understanding what we're getting ourselves into. And also understanding as you put out, as you've just said, that it's not about not loving your partner or not trusting your partner, but it's also a form of, you know, protecting yourself as a family, right? In case, you know, either one of you might be perhaps in business. You want to make sure that your assets as a family are well protected and you're not going to be exposed to any risks that your business entities might put yourselves in. Well, this evening we are looking at how divorce affects your joint home. And we certainly love hearing from your home. I wanted to find out if you've found yourself having to be, you know, dealing with disposing or certainly making sure that the joint home is divided, how do you go about it? I know that divorce is unfortunately one of those unfortunate events and tends to be very traumatic and emotional and also very drawn out. They've probably only been two divorces, I know, of that went very quickly. And every other divorce probably lasted at least three plus years. And so we know how contentious those tend to be. We're seeing some of the love that we're getting on our Facebook page this evening. I see you, Palaisa Selane, Colleen Janssen and Yanma Tabuli. I also see you with those green hearts down here below. Of course, we absolutely love hearing from you so much so that we ran an incredible competition where we were counting down to one million followers on our Facebook page and we wanted you to help us make the property circle bigger. And you did just that. We've now exceeded that one million mark on our Facebook page and we're giving away 500 grand in cash every single weekday. Well, the 500 grand, of course, kept rolling over if we didn't have a winner. And it did just that in the past couple of days. The money bag is sitting at 2,500 grand. And remember, if we call your name, we're about to quickly see who's won that amount. If we call your name, you need to make sure that you claim this before the end of the show. And I'm very excited for ever gets to get this one, because it's I think it's the biggest amount that we've had in the money bag. But over and above, giving away this 2,500 grand this evening, we're also giving away 4,000 rounds, that's 1,000 each to four of you at home to celebrate, of course, us reaching that one million mark. We're going to share the great stories that so many of you sent us to ask you, you know, why you love brand private property and so many of you certainly came out and showed off when it comes to sharing the love. Let's see who won that 2,500 rounds on our road to 1 million followers on Facebook. And that winner is Michelle Volmarance. Michelle Volmarance, you are tonight's lucky winner of that 2,500 rounds that is in the money bag, Michelle Volmarance. If you're watching, I really hope that you're watching. Please do make sure that you drop us a text down here below so that you can walk away with that 2,500 rounds. That's of course for our road to 1 million followers on Facebook. Stay tuned, though, because later on in the show, we're going to be sharing with you who the four lucky winners of that 1,000 round in cash are going to be. We asked you on our Facebook page for you to share why you love brand private property, especially on social media and of course on our website on www.privateproperty.co.za. Well, getting back to our conversation this evening, I'm joined by Kathleen Leipu, who's the director and founder at Militia Leipu Attorneys, as we look at how divorce affects your joint home. And before the break, we're talking about how as young women, young women in particular, I think young men too, but young women in particular, it's so important for us to understand the different kinds of marriage contracts and what they mean when we decide to get married, especially if you're a young professional woman, you're climbing up the corporate ladder and you're buying different assets. You really do need to understand what it means if you get into a marriage without signing a marriage contract. So Kathleen was saying one of the ones that she tends to like recommending is of course making sure that you sign your anti-navigate contract with the crew so that everything that you come with, that's still yours and then whatever is made in the marriage with your partner is joined. So it certainly does protect all the hard work that you've been putting in so far, but also recognises that there's still a lot of building that you're going to be doing and very likely with your partner. I'm going to some of your comments on Twitter, Facebook. We've got Tasmin Magnelli and saying, I agree, a lot of youngsters need to take this advice. So many get divorced and have so much issues and lose so much. And we certainly do see that, Kathleen, that a lot of people, and even us youngsters, because we see a lot of divorces of people under the age of 35, so we get getting married at 27, 28 by 32 were divorced. And prior to the marriage, we'd been able to buy whether it's a property or two. And unfortunately, we get burnt when we eventually get divorced because we didn't adequately make sure that we were in the right contract. So they want to look at how divorce affects this joint home. Kathleen, take us through then what happens in the event where we're now divorcing and we have this joint home. You were explaining earlier what we mean by joint home. How exactly is divorcing affect our ownership of this particular home or what happens or doesn't happen to our joint home? Thank you. When you divorce, it's just unfortunate that many of them are very acrimonious. And the best way is when you divorce and have a settlement agreement, an agreement to record what needs to happen to the joint property or whether the other party will buy the other one out or whether we're leaving it for the children. But I always advise when you say you are leaving it for the children, you must immediately actually register that property or register it in a trust or transfer the property immediately because once it remains in your main names, anything can happen if it's not yet transferred. So once you divorce, if there is no settlement agreement, the divorce decree will just say division of the joint estate. So it's up to you to appoint what we call a third party. A third party is a called a receiver and liquidator. We'll actually take control of your property and all your assets and make sure that he divides those assets equally. But in many instances, there's always a bond in the property. Right? If that once you divorce and you don't agree on what should happen to that property, the property will be sold by the third party, the receiver and liquidator and pay off the bond and you share the balance of what is left out of having paid those debts. So it's unfortunate. Most people who got divorced, they stay and not make sure that they action this division on time. So it's such a problem in the sense that the party who stay in the house can accumulate debts, for instance, rates and taxes, electricity. By the time maybe five years online, you find there's a lot of debts you sell. You have to pay those debts because once that property is still in in joint owned, you are still responsible for it, both of you, even if you are divorced. So it's better to make sure that immediately you divorce, you deal with your property and see whether you can transfer or you go to the bank and you wanted a substitution of the bond. Or, you know, but if you stay, stick around, it really causes a problem in the future. You know, Catherine, one of the things that I've seen when it comes to couples who stick around as you rightly put it is that sometimes it's a situation where one party doesn't want to deal or isn't ready. Let's say really, I'll put it diplomatically, but isn't ready to let go just yet. So they're not cooperative. They know that the divorce is now being finalized. But as you say, usually the house, how it goes, that doesn't, you know, doesn't explicitly state that you get 8 percent or you get 8 percent. So you still need to close that loop and resolve it. How do you then deal with the partner who doesn't come to the party when it comes to, you know, splitting that particular property? Or if you decide, actually, I want to buy you out. They don't want you to buy them out. Sometimes they even decide, OK, let's sell it. They don't want to sign the papers for you to be able to sell the papers because you obviously also need their signature. How do we go about dealing with that? Because I've seen so many instances and it's usually women who are older, you know, who are dealing with husbands who don't want to be cooperative. They've now had enough. The kids are old, they're out of the house, they're working and they're clear. But he hasn't. It's now the end. And they've probably in some businesses, they've even been separated for a prolonged period of time and they now want to close this loop when it comes to the property and who it belongs to. So if they can get some funds from it, fantastic, if they'll make a loss, that's fine, but they just struggle to get any kind of cooperation from their partner, how do we go about and certainly resolving that particular issue? So that's why I said earlier, if you haven't entered into a agreement to regulate how your properties should be divided, what once the decree of divorce says division of agent is that it means you have to go back to court and apply for an appointment of a receiver in liquidity. The receiver in liquidity is a third party. Normally it's an attorney, but actually take control. Once the receiver in liquidity is appointed, it takes control of that property. Don't own it anymore because it decides whether to sell the property. You don't have to sign the, neither party has to sign. So that the party will sign the property on your behalf. Because normally they actually consult with you and say, do you want to keep the property, should we transfer it to you, but we have to pay the other thoughts they have, but if you don't, the receiver in liquidity has a decision, the absolute power to sign the property off in my public auction or by public trading and give you what is remaining out of this. And they'll pay the debts, they'll pay you. You have no say because once you sign liquidity, all what you can say, you are like any other purchase or can come and offer to purchase your own property. So that's why I'm saying that it's unfortunate that we never get into agreements when we divorce, but the receiver in liquidity can, but unfortunately, it's more even expensive to call and say to the court, can I appoint a receiver in liquidity to make sure that I get the right division of it? We are taking your questions and comments this evening as we look at how divorce affects your joint home and in conversation with the Ketlin who's a founding director at the local attorneys. We've got a great comment here coming through from Howard, with a tiny say. And on the flip side of things, aren't appended to on time and people are being spiteful. You could find yourselves sharing the shortfall after the bond settlement versus the potential proceeds of sharing. And fortunately, you do tend to find quite a lot of people becoming spiteful during your divorce proceedings. So you really do want that process to end as quickly and as amicably as possible. But a question here on our Facebook page coming through from Imbateko Akhapes asking for property that has been granted to one party during a divorce decree, what is the procedure to take to change the names to one party if it has bought through a joint bond and it is still bonded? It still goes back to whether there was a settlement agreement. If, for instance, Zama divorces and the settlement agreement says Zama must take the property. Zama, because now you want the property to be in your name, you have to take the initiative. You go to an attorney and make sure that that settlement agreement is implemented. So if the other party, because normally in the settlement agreement, you will write that the other party is responsible for the death that is whilst they're still in the property. Make sure that the party agrees to sign off the papers so that Zama can get ownership of the property. But if they refuse, then you still have to go back to court and ask for a receiver and liquidity to be appointed. And in the event where, I think, we've got a question, so we know that the property is going to go to Zama, as per the settlement agreement. And this property is bonded in the event where it's bonded. And let's say it was bonded in it was the husband who was making the bond payments, even though, of course, it is a joint property. How do we then resolve it with the bank? Because we on the one front, we know that it's supposed to go to me. But obviously, the financial institution still has firstly both of us and it's also coming off from their names. How do we then resolve it with the financial institution? OK, in that, whether property is bonded and you are the recipient of the property, you have to approach your bank and say to the bank, I am entitled to the transfer of this property, but it is still this bond. Then if you qualify, then they can do a substitution. What do you call a substitution of the bond? They substitute the other party. Then you take the application, which is done by a conveyance, then they substitute the other party with you. Or either they cancel the bond and you actually purchase the other parties have. So basically, you have to be in conversation with your bank and say, I'm entitled to this property. But if you did not qualify, then it becomes a problem because they can, your profit, you need to qualify to take over the bond. And I think the big thing there, Kathleen, is that you need I think the qualification. And that's why I wanted us to go back to that there goes question because the question is with reference to a property that's bonded and we know that with properties that are bonded more often than not when a couple went in and applying for it to be a joint bond. For instance, sometimes there's a possibility that they wouldn't have been able to qualify in their individual capacities. And that's why they went in their application together. And so now when you have to want to take over that particular bond, the issue of affordability does become one that you're going to have to speak to or certainly address. I think it will also probably depend from a financial institution's perspective, how far in that particular bond is. And perhaps if there's a smaller amount left, then they'd be able to make a case for you, however, if it is still in the relatively early years of the bond, then it's going to be a different conversation altogether. I think that the big thing is you have to approach the financial institution and get what your options are, especially if there's going to be an issue with affordability. I'm going to bring in a comment here from Kitty, who was on our Facebook page saying, if you're divorced and you wish to keep the property into the child's name, what is the advice that will work out cheap for both of us if we agreed besides the trust account? The house is still under the bank and the husband pays for it. So you're divorced, you both want the property to be in your child's name and you're in agreement with that. It's currently in the bank's name and the husband is paying for it. What's the best way to sort of transfer that ownership into the child's name besides using a trust account? Basically, once the property is still bonded, remember the interest of the bank comes first. You have to find a way of making sure that you can agree in your settlement agreement that the property will go to your child. But the danger is that sometimes when the other party gets remarried, you know, it becomes more tricky. So you need to make sure that the bond is paid off before you can actually even leave that condition that the property is going to the child. Unless if a trust, not a trust account, a trust is registered, your child is a beneficiary and that property goes into the trust. But at the same time, the bond that the bank will actually have a say. Because if you want to transfer that property into a trust, the bankers will agree to it. So it's a bit challenging when the property is still being owed. And I think it's such a challenge for everyone, Kathleen, as you round up our conversation this evening, any final tips for people who are probably in the middle of a divorce or they know that a divorce is on the horizon? Because one of the unfortunate things that we've also seen during COVID is that there's been a rise in divorce numbers. People don't just wake up one day and say, I'm going to divorce. You more often than not know that you are walking towards a divorce. Any tips for people who are going to be divorcing in the middle of a divorce, contemplating a divorce where they have a joint home with their partner and how to best manage that aspect of their divorce? The tip that I have is that normal approach and attaining, you know, to negotiate with the other partner, whether you want, if you can afford to buy the other partner out. You know, if the property is 100,000, then you give the other partner 50,000, then the other half of the property is transferred to you. But at the same time, people become too sentimental about issues. You must be very realistic. If your property is about five million and you know that you cannot afford, you may have loved this property, it must just be realistic. And say, let me allow this property to be sold and let me downgrade and buy a cheaper property that I cannot afford. And that's such a great notice to leave it at, Kathleen, is that you really want to learn how to stay in your lane. Be very truthful, be honest with yourself about where you are and what you're able to afford and don't get too sentimental about that home. Kathleen, thank you so much for joining us in the show. It's such a pleasure to have you. Thank you. Thank you very much and good evening to all of us. Thanks. And that is Kathleen Kleeble, who is the founder and director at Kleeble attorneys, bringing us to the end of the private property podcast with myself, but we don't end it this evening. As you know, we were, of course, giving away that two thousand five hundred grants in cash. And my colleagues have let me know that Michelle Bomerance has, in fact, claimed that two thousand five hundred grants that was in the money best of congratulations to you, Michelle. You certainly starting your weekend off on such a great note with two thousand five hundred grants extra coming your way. And to mark us finally reaching that one million followers on our Facebook page. We did say that we're also going to be giving away four thousand ranks. So that's one thousand ranks to four of you at home. You would have seen that on our Facebook page. We shared the great news of reaching that one million milestone. And we wanted to hear from you what you love about brand private property and what you enjoy that we do, whether it's on social media, of course, on our website, and you certainly came out and shared some great insights on what you love about private property and the four lucky winners. I'm going to read the amazing entries and they're going to be walking away with one thousand rand each. The first lucky winner is Sharon shares and I do who started off with those hashtag one in one in a million response saying firstly, I would like to have the honor to congratulate private property on one million followers. I must say it is well deserved. Private property is the most informative and influential pages that I have ever seen in a long time. I look forward to watching the podcast with Zama every night. Thank you very much, Sharon. Trust me when I say I feel like I know so much about property right now. Wish I had the cash to buy my own. Well, nevertheless, hopefully soon, fam, listen, it's coming your way. It's going to happen. I think the great thing is, even if you're putting away five hundred rand bit by bit, whether it's for the deposit or, of course, those transfer fees, it certainly is something that is possible. And she goes on to say, you guys hype me up on the podcast. Quick responses with private property is something I really admire. And that's, of course, a big shout out to the team. That's always got their finger on the pulse and engaging with you behind the brand there. You guys giving back to your lawyer of followers with amazing competitions. Hopefully I am next wing wing so many more reasons, guys, I could go on all day. Anyways, well done on one million followers. And I wish you the absolute best and reaching many more followers. Thank you very much there. And that is coming from Sharon Shah's mind on our Facebook page. And Sharon, you're certainly going to be walking away with one thousand rands. Make sure that you slide into our DMs so we can get your details. And the second winner of that one thousand rand this evening goes to Oofusi, Eric Moy, who says, I love property. I love private property a lot because of the service that they give to their customers, they know the meaning of customer care. If I ask them anything I want to know about properties, they will answer appropriately and they treat their customers as families. I love their podcast a lot and they teach people everything they need to know about properties, about properties. There's so much things I learned in the podcast. I love how affordable the houses they sell are when I'm considering buying a property, I know private property will help. And private property is the best and stay on being the best. Oofusi, thank you very much there. You also walk away with that one thousand rands. Make sure again, slide into our DMs so that we can get your details and make sure that you get the money. And another winner that walks away with that one thousand rands this evening is Uzanele Porchankosi, who says one in a million reasons why I love private property is because they always show incredible houses, even if we can't afford some of the houses, but it keeps the dreams alive. The admin always responds to our comments. The page is always active and offers incredible giveaways from time to time. Hashtag one million followers and one in a million reasons. I absolutely love that, right? And it sort of takes a village to to engage with all of you from the large shows to the different posts that you see across our social media pages. And so that's great testimony to the team that is making the dream work. And the last winner of that one thousand rand cash prize this evening goes to Josiah Badival, also on our Facebook's page, who said I who says I absolutely love private property for their amazing shows. I look forward to watching them every evening. You guys are so informative. My wife and I have learned so much from you guys. You have the very best advice to offer. The private property website is exactly how a property website should be. It gives all the information in an individual needs when looking to buy or rent. The pictures are amazing quality. And also, you guys are always giving back to your local fans. Thank you for your property for being amazing. I would like to say congratulations and well done on one million followers. You guys deserve it. I absolutely love that. Absolutely, absolutely love that. And thank you at home who continue to engage with us. Tag your friends and family on the different lives, on the different posts. And who even share, of course, the newsletters. You know, you forward the email to your loved ones when you see a newsletter that shares, of course, great details of all things that you can find from our website and, of course, our social media platforms. And I also want to say thank you to the team that's behind the scenes that makes all of it possible. I know that more often than not members of the team don't usually get a shout out, but there are quite a lot of people who go into making this possible, who make it possible for us to give you the content, whether it's on Twitter, it's on Facebook, it's on Instagram, you know, the live shows every day. And of course, all the shows that you see at 8 p.m. It certainly has been a village that continues to work on giving you the best content when it comes to property. So thank you to the team behind the scenes and thank you at home. We're going to continue making the property circle bigger. Of course, make sure you're following us across our social media platforms, tag your friends and family so that they can also get in on the knowledge, on the tips, on the inspiration and, of course, on dreaming big. One of the great comments I like is, you know what, some of the houses, we're not there, but it certainly does keep the dream alive. And that's one thing that we absolutely love. Well, that's a wrap for meals. Thank you so much for joining us this evening. I'll be back on your screen on Monday as Monday at 7 p.m. Well, and at 8 p.m. Later on, you can look forward to the Home Shoppers show with Chad. Again, thank you. Thank you. Thank you. One million. Now we're going to count down to two million. And I know that you're certainly going to help us reach that million mark until Monday. Hope you're going to be staying home and staying safe.