 Well let's talk business. Now the central bank of Nigeria and the assets management company of Nigeria, Amkan have announced the completion of the sale of shares in Polaris Bank to strategic capital investment limited SEIL. The CBN in the press release and its website claims that SEIL has paid the upfront of 50 billion Naira and in accepting the terms will we pay fully the sum of 1.305 trillion Naira being the consideration burnt injected by the CBN. Whilst the bank was sold for 50 billion Naira the repayment of 1.3 billion or trillion rather means the bank will have to pay Polaris Bank about 52 billion Naira a year and redeeming the bond to raise by Amkan. For the bank to repay the loans they will have to generate profits in excess of 60 billion Naira.