 Let's talk about AI because there was huge excitement in 2023 and interest in the possibilities that AI might present is really ratcheting up this year. In the last weeks of 2023, we saw an amazing run for American stocks, a real bull market, and leading those gains were tech stocks, especially companies that were supplying the AI boom, companies including suppliers like the chip company NVIDIA. We've not seen that same bullish confidence so far in 2024. There have been some falls, but plenty of analysts argue that the AI boom is going to mean more interest in tech stocks, and that's despite some worries that there are a few over-inflated valuations in the tech sector. The really interesting side to this is what AI might mean for non-tech stocks. Could it boost productivity across a range of different industries? It does feel like this could be an even more significant year for AI than 2023.