 नहीं कि मळाद क्याडिट म комнаत, ़भर्साद क़ैs, नहीं क्याडिट मिल लग्दाद कि मुवरग रवाद. नहीं कि मिल रवाद रवाद मेंमें वियोंगाजियाद बेट्र अगुड्यादूग. वि अह्ँस लेग थाक याडिट मिलाद लोगुड अगराद. तुई आदर वे ही लोग for 1.5% तो उसका जो मक्सिप ता वो साटिस्पाई वो गया सैंटी has exposed her to variation उसने खुत्लोटिंग चौएस की है तो आव अगर interest rates कम हो रहे हैं तो उस शील भी getting ahead और जब interest rates improve होगे तो शील भी getting the benefit of that तो जब यह खम थे तो शी है तो pay to 2500 अजब interest rates बड़े तो शी गोड़ the benefit of getting 5000 additional तो शी इस fulfilling her desire of a higher risk, higher return stream चोडि was able to transfer risk fluctuation to सैंटी who agreed to assume the risk for potential of higher return तो तो दोनोगी transaction तो दोनोगी जो risk appetite तीवो मीट होगे पर पारती ये वोगे नोगी लीग जाफारे। more thing to note is that in western interest rates वैसटेक यै और अगा जैद तो पारती दे पर्दी चया थे प्रियाट हो थी आपरदी जोन करगई तुओर if a company believes long term interest rates are likely to rise it can hedge it to interest rate changes by its floating rate payment to fixed rate if someone has to do payments and they feel interest rates have to go up they can go towards fixed to save themselves and it's mainly based on about the expectation one party may be expecting a rise, other party may be expecting a fall or someone is willing to take less risk, someone is willing to take more risk so these factors and desires determine which party will take a particular position so this is the mechanism for this to work out thank you