 Good afternoon. Misongosibu is my name from Market Force and I'm here to tell you about the super app that we are building for 100 million informal African merchants. So in Africa we have about 100 million dukas or kiosks, the small shops that actually serve about 90% of the population to get their daily food. That's about 1.3 billion consumers and this informal merchants transact over one trillion transactions in a year. So what does this market look like? It's mostly divided into two main players, that's the FMCG manufacturers and distributors. So these are your call gates, your Diagio, Elori, Nescafe, Coca-Cola, Danone. So mostly the day-to-day products that people actually consume. We also have the informal merchants serving as the main banking agents for most of the consumers in Africa. So that's across mobile money, insurance, banking and even for your bill pay for day-to-day. So paying for your TV you will go to your nearest informal merchants and that's why you will pay for the TV. So these merchants have three key main problems which is one is stock outs in the shops and expensive sourcing. Because they mostly have to close their shops to go into the wholesale providers for them to be able to get the products. And during this time they actually lose on sales or get the consumers frustrated. And because they do not have transaction history because of being under digitalized then they also have lack or lack access to credit because of informal transactions. That also leads to poor financial management across most of the informal merchants because of lack of tools and they aren't tracking their day-to-day transactions using any formal means so mostly they do pen and paper for that. So that's the person you're seeing up there is Lydia. You can see she's very happy and excited today. And that's because of the tool we've built called Reja Reja which combines all the services that these informal merchants offer into one super app. So when Lydia signs up on Reja Reja they get a wallet which they can use as they go to banking platform so they can deposit money there. They get paid through the Reja Reja wallet and they can also send money to their consumers through the same wallet. They can also buy products for their shop on the same platform and be able to restock without actually having to leave the shop to go to the wholesale business for them to get stock for the shop. And because of this digitalization we've also been able to offer better visibility to manufacturing and financial service providers. And these has helped them to access a wider retail base. They also are able to get real-time market intelligence and now have that are driven marketing and distribution to the market. So what has been our progress so far? Through this we've been able to get 5% take rate for the business and we also do a 10% take off on marketing and buy now pay later product which allows the retailers to be able to get the products without actually having to pay for them beforehand. So our traction so far we've been able to go into five African countries that is Kenya, Nigeria, Uganda, Tanzania and Rwanda. We are operational in 21 cities and are currently providing the service to over 200,000 merchants across these markets. So far we've been able to generate over 750,000 orders that's over a period of about 24 months. We've seen the retail merchant basket growth increase by three times over this period and have generated sales of over 120 million dollars in gross monthly revenue. So the team, we have a very exciting team and we've also been able to exit before in two companies. Our team covers professionals from Safaricom which is one of the biggest telcos in Kenya, American Express, Kenya Airways, PWC, PZ Cassons and the likes. So what is more important to me is actually what we've been able to do for the informal merchants. Now these are the people that are driving 90% of the economy in Africa. So when you grow the retail merchants you're actually growing the African economy in general. So I'm excited to tell you that since we started working with merchants we've seen at least 18% increase income for the merchants and that's because they can now access goods in real time and are also able to offer financial services to the end consumers because these are the people that they interact with daily. We've also been able to provide 100% financial inclusion for all the over 200,000 merchants that we are actually working with. So this means that now any merchant that is on the Redaraja platform they can access credit after transacting with us for over one month. And I'm also happy to say that we've created over 500 informal jobs in the economies that we are operating in. Thank you. You can reach out to find more to me on Marketforce. My song is Marketforce.io. Thank you.