 Thank you, Mr Speaker. Many of the banks that the Chancellor has been talking about are raking in bumper profits by refusing to pass on high interest rates to their savers. Surely a windfall tax on these additional profits would allow the government to provide mortgage holders with the kind of support they really need at this time. Before the Chancellor dismisses this idea, can I gently remind the Chancellor that even Margaret Thatcher imposed such a windfall tax on banks' excess profits? Well, I hear what the Honourable Gentleman says, but he'll be pleased to know that banks already pay a surcharge on their corporation tax of 3%, that means they pay 3% more than everyone else, as well as a levy on their balance sheets.