 Hello everyone, my name is Amit Don of Edon Journal. Today I'll talk about the TD Airplane Visa Infinite Credit Card. The TD Airplane Visa Infinite Credit Card is a travel reverse credit card that earns airplane miles for everyday purchases that can be used towards Air Canada and other Star Alliance flights and other reverse programs such as hotel vacations, entertainment, car rental and so on offered by airplane. The card comes with $120 annual fee and each additional card costs $50, $60,000 personal income, annual income or $100,000 household income required. You earn 1.5 miles for every dollar spent on eligible gas, grocery and drugstore and Air Canada purchases excluding vacation packages. You earn $1 on everything else. First time bonus is 15,000 miles and usually there is another 10,000 miles when you spend $1,000 within the first 3 months and also the annual fee is not webbed for the first year. There is no anniversary bonus. Now let's look at some benefits and features this card offers. Complimentary first check back when you travel on an airplane viewer flight operated by Air Canada. Priority check-in and boarding when you travel on an airplane viewer flight operated by Air Canada. Access to Maple Leaf Lounge when you travel on an airplane viewer flight operated by Air Canada. Access to Visa Infinite Concierge 24-7. Emergency medical insurance, travel accident insurance, auto rental theft and collision insurance, trip cancellation insurance, trip interruption insurance, flight delay insurance, lost and delayed luggage insurance, extended warranty insurance and purchase security insurance. The card doesn't have hotel motel burglary insurance and price protection insurance. Although it looks like the TD airplane visa infinite card is giving you lots of Air Canada benefits such as lounge access, priority boarding, free check baggage etc. You will not be able to use any one of them unless you fly on Air Canada. And if you are an airplane member, your objective should be not to fly on Air Canada. This is because Air Canada charges heavy fuel surcharges on their flights when you use airplane miles. However, there are other flights which do not charge fuel surcharges. Just take a flight example from Toronto to Istanbul one way. If you fly on Air Canada, you will be paying a fees of 536 dollars. But if you take the same one way flight using Turkish Airways which do not charge fuel surcharges, you will be paying only 55 dollars fees. So what it means at the end of the day that the TD airplane visa infinite card basically provides no benefits except insurance benefits and a visa concierge service. However, even the insurance benefits are flawed. Because the trip cancellation insurance amount is only 1000 dollars, but if you look at some other Canadian travel rewards card, they provide trip cancellation insurance benefit which could be as high as 2000 to 2500 dollars. Another point I would like to mention is that although TD airplane visa infinite is a travel reverse credit card, it does not give you any extra miles on travel purchases. It gives only one airplane mile for travel purchases. As of this writing, I do hold this card. TD gave me an offer of 25,000 airplane miles and waived my first annual fee which made me to take this card for the first year. But in the near future, I am planning to cancel this card if TD does not waive my annual fee. That's all for today. Thank you.