 Well, actually TLO what's pop? We are on twitch. We are live By the time you see this we might not be So just leave a like comment subscribe turn on your post notification bells. Let's continue to grow the family from Chicago to the UK Don't forget if we do go live and you miss it go to twitch.com THEE underscore LIT underscore one oh any You know I'm saying that's how you replay the lives that are all saved You can pub there can watch them back and forth. Do your thing Don't forget to follow though. You hear my cat. This is wild Bro be talking to this every time I start a video. He want to convert. You know, I'm saying Anyway, don't forget we do got merch and we got patreon. We post Monday through Friday stuff that can't go on YouTube and Exclusive patreon content. You know what I'm saying? Let's get into this stuff can't pay. We'll take it away season 4 episode 10 There's only one season left for this We can't get to 90 We're riding 360 on average UK landlords are owed 1,800 pounds in on-paid rent and the problem is getting worse the number of tenants failing to pay their rent has risen by nearly 20% over the last year and Increasingly, landlords are turning to the courts Every day in the UK 420 landlords apply for rental properties we repossess 8am Steve Pinner and his son Ben are high court enforcement agents For some reason every time I see Steve's son. I'm just like, it's not the same They're on their way to repossess a property in Hayes, West London This morning we have a possession It's against mr. Serge assa wasa The landlord is meeting us there with their locksmith The landlord claims the tenants owes 14,000 pounds in rent arrears, but the agents aren't here to collect the money Their job is to evict him 14 bands is crazy. Like it get like that. Like you miss three months. You'd be at 10 already Be somewhere no numbers on the door. It's here big old double-fronted house. It's gonna be interesting The landlady miss party Verdi is waiting outside the property with her brother Okay, this is Ben. Have you got keys or anything? Okay, if you give us a few minutes just Then we kind of remain professional The tenant Serge has been living at the property for a year. It doesn't look empty because his car's in This job isn't going to be straightforward Why not? It's me twitching. No, no twitches Hello The High Court writ allows the agents to gain entry to the property Hello, even if no one answers I can hear noises, but Hello I'll take upstairs There's a lot. This is one house. I still find that UK is wild like in America This doesn't happen a door for the kitchen It should though and some houses like we like the open concept But but I like for some reason I like the door. Give me a door in my kitchen. So rooms it. Hello Hotel They're all locked Locks miss gonna have a Great day this family home is not all it appears This is a brothel. It's like 40 towels Suddenly a man emerges from one of the bedrooms. Hello. Good morning, sir My name is Ben. We're High Court enforcement. We're here to repossess the property How many other yes today, I'm afraid how many people up live here the agent's visit seems to have come as a surprise Is there anyone else in the rooms? Hello there Someone does this it's clear that there's more than just one tenant living in the house My name is Steve Pinner my High Court enforcement agent We have a rip to repossess this well came out in a sweater and drawers. That's why I get it you home But you had time to throw the sweater on you should have threw some sweat pants on That was the better thing to do property I'm attending to and who's your landlord? His name is Sarge Steve quickly assesses the situation. He's not actually the owner of the property So he's been subletting He's been subletting to you and pocketing your money. That's crazy without permission and living There like it wasn't gonna come back to get him like And the owner of the obviously not paying the rent across It would appear so We have the authority from the High Court, you know, it's crazy. I lived with somebody, right? This is still one of my good friends till this day. I lived with her It was it was and I'm cool with the landlord till this day We lived in his house in Chicago. He had a house He converted into a three unit. We had the middle unit So it was two bedrooms upstairs and then there was a basement. That's where my little room was, you know, I had the whole basement cool One it was another girl there she was in charge at first But he kicked her out because she wasn't she wasn't she was lying Like she was charge she was charging more for rent than what it was so she kicked it out then that's when I moved in And me and my friend we was just splitting rent So she was taking the rent money, right? And she wasn't paying this man and he called me. He was like, bro He was like Do you know what's going on with him because she's missed like she hasn't paid written to two and a half months And I was like, I don't know Because she was collecting my rent but now kudos to her. She did end up paying it She still she didn't spend my money or anything. She had it, but she just didn't have hers And she had got it later. Well, I don't know what was going on But from that point on I paid him directly. I ain't paying nobody but the leasing office To repossess the property, so Give you an hour to get your stuff together Somebody's upstairs. I don't know what he looks like The man upstairs is Serge the tenant who's been subletting On properties that have been sublet the person who originally rented the property has sublet to other people They're paying them, but he is not paying the landlord So they're stealing from both sides. It's crazy because if this dude Serge would have just paid the landlord He still could have made a good little profit This is like, bro. You you over doing you over whooping are you doing too much? Like dang now look what you did to these other four people you can put them on the street You on the street you could have just been flying under the radar collecting money And doing the right thing and I this the type of people man They're stealing from the land then he looking baffled. What are you baffled about? You know what you've been doing? Let's rubbing your eye This rubbing your eyes What's bro? You know what you did all by not paying him and they're also stealing from the test subtenants What's happening? It's a kind of a joke Serge the official tenant must now face his sub tenants Am I gonna get the deposit back before I go? You are okay. Thank you Just now realize that you've got to get your stuff together Yeah Don't appreciate if you please give me my deposit before I start packing up They got nowhere to run so even though the man has been paying his rent to search He and all the other occupants must leave within the hour. That's not a good day for you That's just you get dressed The agents must now check the rest of the house to see who else they're definitely not getting any type of you know I'm saying help from the council is living there It's a big old guy for me Good morning, madam. Do you want to get dressed? But we're high court enforcement There's just rooms everywhere five bedrooms at least He's only enough you could any 500 pound a room Per month one two Three or five make it to an off-ground up and doesn't have to go to work. Does he how much is rent though on the property? per month Probably like 17 not even probably like 15 Broke could have been living rent-free pocketing $1,000 like you're goofy. This is goofy Landlady party and her brothers have come into the property the landlady should not help them What is she gonna do? What is this is? No, she's out 14. She's out 14 bands There's no helping them like you got to get out so I can recoup my money the crib is a nice condition I need you know, I'm saying that I mean it's up to her if she want to keep them, but like I Would not as a landlord. I know it's not they fought But it's not my fault either I'm a business. This is a business like I tell you a lot of time The agents must break the news that their tenant surge has been letting rooms out and collecting rent without their permission Apparently they've been subletting it illegally Mounted stress this man. He's got to go legally surge must leave today But the landlords have to let him back into the house at a later date to collect his possessions He is gonna go outside the door, but they are gonna have to come back and click this stuff Search has overheard the landlord's conversation We will leave The agents must act quickly to calm the situation Search search what starts what serves mad at you got caught buddy It is a simple repossession is threatening to spiral out of control Wow This is surprisingly negative I Wasn't like last two episodes have been that negative this surges bringing it surges. You know I'm saying Surge is bringing the surge of negativity West London High court enforcement agents Steven Ben were carrying out a repossession Hello Hello, they had a Rick discovered numerous of those things and not passing the rent on to the Before I stop packing up things gone today amount of stress this man We don't need a recap. We just literally see Now the agents must use all their negotiating skills to get this challenging eviction back on track Hey, get on I didn't get a notice you won't get any note I'm not finished His own 14,000 pound apparently it's not it's not all that we were gonna pay him He refused to take our money and came to an agreement and said we should not pay him We should just leave listen. We had the money to pay. It wasn't doing any repairs I know what we did everyone in here knows that we're gonna be moving out of this house around December not today Surge claims the landlord to the greed to let him keep the 14,000 I don't believe surge in outstanding rent and let him move out in a month I'm not gonna lie. This woman is absolutely You need to go back to the landlord and tell him that these people You had an agreement with them and you didn't You know you've gone, okay, so they've paid me to get your lie together, sir But the landlord's brother deny his surges claim Don't talk nonsense. We want you out We want you out with your stuff. We want you out. Don't you dare talk to me like that. Yes, but you saw it, right? Good If it talks to me again like that, I'm not sure. It's a please don't shower me I'm not sure you I said tell that I'm trying to talk to you Now you upset me because I'm not here. I don't I'm not here to take sides Let him not come upstairs and talk to me like that calm down When people are trying to be reasonable and then he comes up and he's like look Do surge got two women in his room? Surge and pain don't written we got two Practicing polygamy in there. That's tough What does he think this England? I'm still gonna get the time I just I'll leave this stuff in here So I'll come back and I will get my stuff That's exactly what Today, but he's adamant that he won't take all his belongings with him as it's his legal right to return at a later date to collect them Ben tries to negotiate a solution with the landlord by us and he's got to get all his stuff out now It's causing a problem So I would suggest letting him come back with like the rest of them to get their stuff What we'll do is when they arrange a day all the tenants in one time one time Okay, let me just go back in He's managed to get the landlords on side Okay, I've spoken With the landlord and lady They have agreed to let you Store your stuff here for the few days like you've asked Okay, right Do not take this kindness is weakness. Okay. No, it's not I'm going update party Just as the eviction seems to be back on track you are Patrick One of Surge's sub tenants arrives home and he's in for a shock Imagine Patrick coming home from the overnight shift Ready to lay down and this is what he's walking into me and I'm like, oh my god Made my rent. I understand that you know, and I understand what actually happens here You know, what's happening here? He didn't pay what he didn't pay. He wants to know why he's being evicted When he's always paid rent to search You don't pay the rent he said you don't pay the rent, you know what I mean I don't listen. Listen, do you know the real story? Yes, you told me you told me you told me good. Thank you So what if I'm not sure Patrick Patrick Patrick at the end of the day, you still been taking that money So your story is not adding up You can take my phone. I've told you that we were gonna move in December, right? You know what I mean? No, no, no, I will be homeless or what? You know what I mean? You're not gonna be homeless. You know, I don't I don't be homeless because I have another commodity Already two months. You know what I mean? The agents have been in the house for almost an hour and a half It's literally the origin story of a somebody who's not gonna like that person No, I ain't gonna say it. The first subtenants are finally leaving You alright? Yeah, good. You might be out of the band, dude Thank you Dude, like, six-five? Just sorry that you're in a position and I hope today gets better for you Yeah, I was wondering, no one, I think no one was aware And that's the sad part of it You saw in contracts with everyone taking deposits, you know, there's done things the right way so obviously No one had any doubts about anything Wish you good luck from here on Finally, two hours after the agent's arrival, Serge leaves the property But despite subletting the house and owing £14,000 in rent He still feels he's been wronged by the landlords Looking at it from a point of view of orders, they're thinking, okay He's gone away with £14,000 of rent, right? But the whole of this eviction process is a painful process, right? I had a three-year agreement on this house which has come short Because of the problems I encountered I'm the one that's been treated in an unfair manner If they're throwing me out, probably that £14,000 is some kind of compensation, don't you think? I'm using it to get out What a delusional accommodation now And here's that Serge already has a plan He's got another property, you know that? What? He's got another property And he's going to do the exact same thing over and over again You'll be there in six months The family will have to decide whether to pursue Serge for the £14,000 he owes I'm not going to lie, absolutely, we're going to court for that Anything over like $1,000, I'm going, I'm going to see you Anything over $500, there's something has to happen But for now, the agent's work is done They do look like zayas most of the time More than half of small businesses are worried about cash flow With many struggling to pay in voices on time Late payments are causing more and more businesses to go into debt And some to fold altogether £41.5 billion is owed to businesses in late payments High credit enforcement agents Brian O'Shaughnessy and Delroy Anglin are in worthings It's crazy, I'd watch this show too much, I know they're cars and everything Sussex to collect a large debt from a car parts company Roy, they owe me our cocker What we got next, mate? We are going to AGB Parts Limited In the first instance, we'll have to collect £10,000 and £121 That's a lot of bloody parts, innit? Yeah The money is owed to a van rental business After AGB Parts hired vehicles and returned them in a damaged condition Do you want to go in there, hon? AGB Parts is registered at the home of its owner, Mr Greg Berek Fifth floor Fifth floor, it's always right, isn't it? Mr Berek O'Shaughnessy Hi, good morning Good morning I'm looking for AGB Parts Limited Yeah Is that you? No, not me Who's that one? My husband Is he in? No Where is he? He's in the work, I think, at the moment Can you contact him? Yes We're from the High Court We're subguarding a debt Can I have a bit? Hello? Hello, Mr Berek Yes, my name is Mr Anglin I'm a High Court Enforcement Agent Yes I've got a High Court writ Regarding Manage UO to Rossets, UK What? Mr Berek says he's been paying the debt off in installments Mr Berek, you're lying Somebody's... I don't want to be... 95% of the time, they're lying He's trying to save face in front of his wife But you know what I'm saying? If you was honest and open with your wife in the first place You wouldn't be in this predicament The claimant went to the High Court to speed up the process And it must be settled today Dell needs him to come home To discuss the matter face-to-face Well, how far are you from your house, sir? Sorry? Where are you working, sir? Where do you work? Very good Okay Can you pass me to my wife? Yes, she's here, she's listening Don't let them in I didn't push them I knew it Okay Can he work here? Ten minutes Ten minutes? Okay, that's good Can you wait? I'll be happy to wait, no problems Okay Mrs Berek and her child suddenly leave in the lift Do you know how adept she was at making sure the door was closed? Oh, yes So it tells me we're not the first well It tells me she's been warned The agents are suspicious The bro not even coming home in 10 Do some digging while they wait for Greg Berek to arrive A letter of enforcement has already been sent to his workplace Oh, amazing I've got some new details He said he had a unit down by the airport I actually found out what the unit is from the claimant They've given us those details If we don't want to pay, we'll have to go to him then, won't we? If the agents can't get Greg to settle the debt when he arrives Brian has a plan B They'll go to his unit at the airport and seize his business assets I've got the unit he's training from I don't want him to be aware of that Absolutely correct Yeah, yeah, Brian, be playing chess Don't front your move, my boy Do not front your move, just pull up with the paperwork Makes sense, doesn't it? Mm-hmm What's going on here? Much more we can do here You've got to be able to Low key, man, if this is your first time viewing a live and you have not followed, just hit that follow button It's free Think out the box a little bit and if you can keep the element of surprise it's all good You've got every chance of recovering something 45 minutes later Company owner Greg Berek arrives home Hello Oh Badness, a bad boy poured out smoking a Newport 100 cigarette Are you Greg? How are you, Greg? How are you? Good, good, good, guys We have a high court writ for just over £10,000 Long story short, you need to get £10,000 But how I can pay if I don't have money? Seriously, because this is not just one bill what I have to pay, you know Some bills what I have to pay as well At the end of the day, this bill needs to take priority because this has got a high court writ I just want to collect the money, okay? I don't have nothing Got a nice little purger right there Let's see if it's, you know what I'm saying? Let's see if it's leased or owned You see that big man there, my colleague He doesn't have the patience that I have I understand, but you know What I can say The agents want to give Greg one last chance to resolve the matter now 50% 400 pound a week arrangement Do you want to pay half of it? I don't have that Thank you very much, have a good day Let's go Thank you Brian, pull up to the place, man Brian and Dell haven't finished with Greg yet Okay Let's have a look down there, mate He's got money around him He don't want to pay Greg may think he's off the hook but the agents are about to surprise him at his workplace and this case is far from over When did Nissan make a pickup pickup truck? That must be UK exclusive Shooting straight back down there now We'll see him down there I just want to We'll see him down there We're on the trial again We're on the trial We're on the trial So do you want to play this one? Just get there and call him out Gloves will often whiff you find his ashes down there It's for him to prove what's with what Brian and Dell's tactics appear to have paid off This is called it Oh, yeah I think you'll find, what's on the boxes, mate? I don't know, but you know what? Go in there I'm about to go and find out The large warehouse is full of goods Hello again, Greg This is where you're at, yeah? AGB parts No, it's not, it's not here Here is completely different There you go, Greg Man, I did in front of your move Now they didn't caught you We're working for them You're working for them? Yeah Is this cool? He says he's just working for them Okay Okay, do you want to get your governor out of them? We'll stand and talk to him Correct Do you want to get your boss out of them? No, no, he's not here Greg claims that his company, AGB parts Is not based at the warehouse And that he's working here for a different business But the agents are suspicious We can have a problem, aren't we? Why? Well, unit 18, AGB parts limited Here you are What's the check with Dany then? Your company's here No, it's not here Don't lie to me I'm not lying Oh dear At the end of the day, I want you to pay this debt Yeah, that's what I said to you I will pay No, what did I say to you? Yeah, I will pay Like I said, I don't have the money to pay that much Fine, the money to pay half of it then I don't will find today, seriously When debt has lied to me I kind of smile to myself But I'll only let the lie go for so long When you've got a high court writ And you've got the right person in front of you And you're there They've got assets that need to be removed If they're not going to pay Then that's what you're going to do The paperwork Yeah, I believe in this situation He go ahead and remove the assets But he is in his face And now mail document, proof after proof That this is the place And he's just continuing the cap And it's terrible cap Okay, have you got receipts and invoices For everything here, yeah? This is the stuff we'll just arrive today Okay, what's arrived today? Box is nothing more Right, let's start from the back Who does the tow truck belong to? I'm not the tow truck, the electric forklift, yeah It appears multiple companies Are trading at the warehouse And Greg's company only owns A small amount of the stock But Brian hopes that the threat Of taking away what little he does have Will prompt Greg to pay It might It might At least like I'm pretty sure they give him like Three and work out a payment plan It'd be cool Okay, we'll call the vehicle down To remove goods Stuff that you can't provide invoices for Will take control of, okay? Yeah The reality of his situation Finally sinks in He's on the phone, man He was on the phone Bro, they're checking his bank account When they go So sometimes you need to just Give him that little Come on To be yourself out Brian, what was that? That little what? Greg finally has an offer for the agents 1200 quid, maybe 15 But on Friday I will try to do the best And manage to unhappy But this is maximum what I can do Seriously If you don't If you think it is not Take a step Basically I will have to finish everything I will go to bankrupt Well, then And on the end of the day No one will take any money When somebody can't pay And they have little assets We'll take it away Look at their financial situation But you have to exhaust all avenues In trying to collect it Before we consider Doing an arrangement The partners are not worth 10K At the warehouse I'm trying Are you? Yes, I'm trying The agents think they've pushed Greg As far as he can go Let's do the 15 today Let's accept what you're saying We bring the 15 Get the 1500 Then we can set An arrangement That you can afford To pay How does that sound? Okay A deal is done 1500 pounds today I don't think Friday He's going to come up with the money Let's just be real Another two and a half thousand By the end of the week And then 1,000 pounds a month For the next six months Greg heads home To get the cash Because I think we've caught him A little bit on you up Where the money is concerned He knew this was coming Twenty minutes later Greg is back With the 1500 pounds Well done Yeah Thank you Thank you very much Be good Thank you guys Bye bye Excellent You'll have to stick to his payment plan To clear the remaining I don't believe Greg will stick to it Eight and a half thousand pounds Or the agents will be back Y'all might as well Get ready to be back Property repairs Are now the leading cause of dispute Between tenants and landlord Over a third of all UK landlord One cave for La Persia Maybe in 2024 Back in these days It gotta be worth more When was this? 2014? 2013? Ports claim they've had their property Damaged in the last year At the same time A quarter of a million tenants Have withheld rent Claiming their landlords Have taken too long To make urgent repairs 58% of landlords and tenants Dispute our over damages Of the property This is a two-way road 30 miles an hour speed limit I notice you're doing 35 I'm not, I'm doing 30 Watching these junctions left and right There might be children lurking behind This car, what's the balance? I'm listening to the balance What does power on? High court enforcement agents Paul Bowhill and Steve Penner Are in London To carry out another eviction The writ we have this morning Is a writ of possession Where is it? The landlords claim They've lost 20,000 pounds As their tenant, Faisal Azim Hasn't paid rent for a year It doesn't say That the landlords are meeting us The landlords may or may not be there Mr Azim and his family Have already had notice Of the eviction And he's packing the car Ready to leave Are those people living there? Oh well, there you go Let me quickly get out Perfect This is going to be one of those ones Hello We've got family in the house We know what you're here for Listen, what I need from you Let me find the council Yes What are you ringing the council for? They're going to have to Tell me to give me a ring As soon as you arrive Because obviously I've got Eight children, my friend Yeah This is your house We've got three kids in there There's a couple there This is your house Yeah, I'm there Right, let's try again I'm Paul Hello, Mr Armadoma Can you give me a ring please The bellies are here You tell me they'll call you When they arrive Can you call me back ASAP please Yeah, thank you Thank you As there are eight children in the house Mr Azim has been waiting for the agents Okay, wait a minute now How big is this crib? I see eight children and how many adults Eight children is a lot To arrive My man's been spreading his seed So that's Fertilizing stuff That's crazy He can take the eviction notice to the council And seek emergency accommodation This is for you All right Okay Mr Azim claims he stopped paying the rent When the landlord refused to do repairs to the house I'm not going to lie With eight kids Ain't no way I'm going to stop paying the rent Because of some repairs Like We'll figure it out later But like I got eight kids to keep a roof over their head Like I'm not going to stop paying the rent For that That's irresponsible That's a stupid decision It's not wise Look I'm going to pay to escape myself I'll see that I've done for them I've cleaned my property You know what I mean? I'm not making a scene They're making a scene And if the scene can get only accelerated We're not making one You're going to make one We'll give you one It's not a big deal We've all been to prison Don't mind going again Talk about it Let's get negative Despite his dispute with the landlord Mr Azim seems willing to leave But then The landlord's agent arrives And this is like Rule number one Like it's already peaceful Why you got to show up Show your face And Mr Azim's brother It comes agitated So you're the agent I'm the agent Tempers are rising But then The landlords themselves arrive Hello Landlady Do they know you? I think they know me Yeah Just don't go in there yet Okay We know from experience That if the landlord is standing behind us Or he's invisible to the tenant The whole situation Is likely to be turbo charged It's purely aggravating if he is Mr Azim is concerned Yeah like literally you've won You've won the battle Like you don't got to show up And watch me like That'll make me mad too Like look at you About his family's belonging Even though I know it's my fault But like come on There's a big software And a couple of washing machines And that I'm not going to be able to get down Throw you back out You are going to be able To get back in me, yes When is that? You need to make an arrangement With the landlord You need to make this arrangement For me then, because People here They're not communicating Okay well What we'll do is I'm going to put this on your door This is our office number The last of the belongings are packed And Mr Azim and his family leave I never lie This is pretty peaceful Monica and her parents Are now free to return They cleaned up and everything It's been told The house was originally For you and your sisters Yes I mean My parents bought it As an investment For my sisters and adults We rented it out to a family But right now We're in debt for 20,000 pounds My mom and dad are suffering The tenants assert Her hair is nice It's flowing She must have knew She was getting on TV today That they withheld rent Because repairs weren't carried out Is a With 20,000 Prize to the family Is that what you said? It's holding the rent It's holding the rent Because there's water Coming through the road Why didn't you say Why didn't you ever tell us that? The property has been managed By an agency This is the first time The family have been inside For a year And they're in for a shock It's disgusting Really all this When you look in the kitchen It's totally rected I think they did it on purpose I'm not like A year But they got eight kids though You gotta think about How messy one kid is And then put two kids Two kids is the equivalent of Five Five messes So just imagine You know what I'm saying? Literally I have a child I'm clean I don't do that I clean up after her every time So she understands that This is how it's supposed to look If your kid understands If you never clean up after your kid And all they see is mess Then that's the vibe they're gonna get It's always like this That's how it's supposed to be You gotta clean up I know it's repetitive I know it's annoying But that's the only way That we know that it's supposed to be clean It's not supposed to look like that Let me clean it up My daughter is very clean She'll mess it up But we'll clean it up If she sees something out of place She's gonna put it in place Come on now I attribute part of this to laziness In my personal opinion Like this never Never Upstairs The scale of the damage Becomes clear It destroyed the whole house In it really basically It did look like the roof Was leaking out We've got our children here And presumably two or three adults Monica's father Thinks that the problem in the house Isn't damp as the tenants claimed They haven't been opening the window yet It's all in there It's condensation It's condensation everywhere This building should have been inspected Every so often But obviously it's not been done properly It's gonna cost us a lot of money You need to talk to the agency, don't you? I just can't comprehend that Y'all in the whole 20 years It's looking like it's gonna take 20 to repair this Before the smell And the state of the property Proves too much For Monica and her mother Excuse me, you just need to get past I cannot breathe in there I mean, you can tell it's It smells like animal urination Listen to that The eviction is complete Look at this Look at this This is called a skip They got a full skip over the top And it was still stuff everywhere in there But Monica and her family Now face another battle I mean, the nightmare is over now But this is just the start Of another nightmare Which is to retrieve the money And fix the property Yeah, yeah, definitely You gotta go for that In court To me, it just seems beyond prepared It's been very emotional For my mom Y'all gotta take like the wall apart And get under there to make sure it's not rotted Y'all gotta do a whole lot of stuff Roof might need to come on Y'all gotta last time Think about it, man You'll be If I was 50, 60 years old And I put all my money into this Investment as a house And to pass down to my kids And they kids, kids And I let somebody lease it And they tow it up like that Or it wasn't properly taken care of Bro, I might cry Every dollar I have is into this This is what I have The legacy that I can pass down Like, yeah, that hurt Come on, man That's real pain Monica and her family Have got their house back But Brian and Dell Are about to meet a woman Who stands to lose What little she owes I thought I'm gonna take it, stop Man, look You ain't nothing Listen, you ain't You must not have thought about Leaving anything here For your next generation Just think about it, man What if you worked all your life All of your life You worked 30, 40 years of your life And the one thing you was able to afford To pass down to your kids Is tow up And you got to You out 20 bands And you probably got to put 20 to 30 in it And you already Spent all your money Bro, come on now Even if you don't cry You're gonna be mad Something got to get towed You got to do something Something's gonna happen Come on now See, that's why You ain't got no kids Listen, Leslie, Leslie Do you understand the implications? Hold on In the past 10 years Average personal debt in the UK Has increased Like, my anger Like, I would be so angry A tear might drop How else am I gonna express my anger? You know what I'm saying? I would have to go to court litigations I want all court fees paid for I want repairs paid for I want the rent I want all of it He's to buy nearly 20% Reaching almost 50,000 pounds I'm not even gonna lie I would be like With the repairs It'd be like, alright Maybe I can give you some leeway Because it wasn't handled right But we couldn't get in So maybe the agency that they went through I would try to do something with them But like, yeah, I'd be teed As Britons continue to borrow more and more Almost one in three Will struggle to pay off these mounting debts High court enforcement agents Brian and Dell are on the Kent coast With a writ to recover over 6,000 pounds Lovely on the old seafront here in Margate I haven't been out for years My mum used to take me down here as a child We're gonna see Miss Leslie Clark Which Louis Thorek should I do, y'all? Let me know in the comments I'mma pull it up, nevermind I'mma pull it up, y'all just tell me She owes money to Mr. and Mrs. John Cressy In the first instance We're looking to collect 6,176,777 pounds The debtor Leslie Clark Was taken to the county court Three years ago For unpaid rent on her previous property But the debt was never paid Now her former landlord Have escalated the case to the high court To get it resolved Tell me, what number's it here? 17 It's gonna be here It's gonna be here for now The team need immediate payment Or they can seize possessions To cover the debt Ooh Hello Hello Hello, hello At least they're friendly, how are you? I'm some big dogs playa Honest Brian, I'm looking for Leslie Clark How are you? I'm from the high court I'm here with the high court writ I'm looking for Mr. and Mrs. Cressy John Cressy Cressy Yeah, what was that for? Rent-a-ris? Well, yeah, they evicted me from the house And everything, but I haven't heard anything Okay, come on, let's get you in Right off taps, you like Come on in, you get What they've done is They've upgraded the high court for us to pursue you To collect the money outstanding We've got a balance of £6,176 and £77 There's a copy there for you So, why did they evict you? Because I got into a bit of trouble With paying the rent That's fine Are you working at the moment? I don't work at all You don't work at all? So is there any way we can get these funds paid? I don't have any money You don't? Leslie claims she can't pay So the agents need to change their approach If you read the high court writ It clearly states on there that we're commanded to take control of any assets or goods That you may have here to cover this debt I don't have anything It's my good father's house, Mr. Bikes He works on P&O ferries Okay How do we move forward from here? If we can't get this paid We'll have to look around and see what assets there are I don't know if you want to have a little thing Or make some telephone calls and see what you can do That would be great I don't have any money No? Okay I don't have children I don't think they're going to be Okay The seriousness of the situation Doesn't seem to be registering with Leslie We're going to go down the route of Possible enforcement and removal of goods then Yeah? Because you can't pay it at all Okay again If that's what you have to do Well, yeah, because you can't pay it Okay, fine We'll do that Okay, thank you She's seen that piece with her decision She can't pay it I don't think it's really kicked in yet But maybe I'll try a bit harder and maybe Nah, Jimmy only thinks she understands I went and said, look, this is always happening Maybe she needs to hear that bit more Well, look I don't want to take your stuff I don't What do you have to pay? What if you can pay? I can't pay, how do I work? There must be something we can sit down And organise Because Leslie, listen, Leslie, Leslie Do you understand the implications? No, no, no, no, no How do you support yourself financially? Financially, I don't My coffee pays the bills here Alright Dell wants to find out how Leslie got into debt She's keeping it real So you haven't worked? I've never worked I thought about five children and I was caring to my mum When he just started caring And was in college And then I ever got to see his sons in a strange place You don't have any contact at all? No, it's from my first marriage And my first husband, they were here So you've never got any money or anything from the divorce? No So when you came here, what did you come here with? Nothing My children Your children and clothes and your back? Oh, in a black sack It seems that Leslie was left with almost nothing after a divorce fractured her family. I wonder if Levenley loves this man she's with, or is she here, or is she with him because of, like, survival instinct? You got a tough time with that, haven't you? I have, but I'm really here now. He's a good man, isn't he? He's lovely. Saviour. Nothing wrong with that? Sometimes there are underlying issues that we need to be aware of. We do try and show you a lot of empathy, but we still have to do our job and we have to please everybody, which is quite difficult. Leslie has been through a family crisis, but if she can't find a way to settle the debt, her former landlords could force her into bankruptcy. What could you... I don't think bankruptcy is, like, a crazy option for her. She doesn't, she doesn't work. I'm pretty sure she doesn't own any businesses. She's... That might be the way to go. Briceton. I wish he was here now, but he just week on week off and he went yesterday. Yeah. I'll tell you what, why don't you give him a call, tell him that we're happy to do an arrangement for you and let us know what figure you come up with. All right? Yeah. Okay. The agent's only option is to set up a payment plan, but as she has no income of her own, Leslie calls her partner Royston for help. I've got, like, the high court rift and I told him I haven't got any money. Don't worry about me, they are very nice people, so don't worry, I know you've gone far away and you're probably finally came, but I forgive you to the man, yes? Hi, Royston. Hello. Hello, sir, how are you? Thank you very much for your time. Yeah. What we need to know is what figure we can get a month towards this debt, bearing in mind it's about six grand. It's going to be a big deal. My wages go on the household bills and stuff. Yeah. I haven't got anything. What could we afford? Oh, God. I mean, I could only do, like, I don't know, between £1,500 a month. So you've seen £100 a month, how's that sound? Yeah, that'd be brilliant. All right. When somebody can't pay and they have little assets, we look at their financial situation and make the right decisions. You know, we understand people having difficult times, so we have to look at what's in front of us and try and help as best we can. Yeah. Okay, leave it to me. We'll get back to you. We'll give you a text or something, so we're not annoying you. All right. All right, chat. That sucks, man. Bye-bye. Bye, thank you. Here you go. Okay, let's go down to the kitchen. She has no way to help herself because she's been a stay-at-home mom her entire existence of adulthood, which is a salute. Salute, you know what I'm saying? But, like, dang. People agree now. Royston is only able to pay a fraction of the debt each month, but it's clear to the agents that he's pushed himself to the limit. Brian accepts his offer. Listen, thank you. I know it's been difficult for you today. Yeah. Well, we appreciate you having a smile on your face. Yeah? But, you know, you didn't have to be, did you? You could have been all... if and I'm blind in all sorts, didn't I? Oh, my mum, if my mum's alive, she'll kill me. Which means... The case is... This car part's all in the kitchen. Over for now. But if Leslie doesn't keep up with the repayments, the agents will have to seize what few possessions she has. Bye-bye, Leslie. Take that leopard-skinned jacket hanging on. Probably worth some. I mean, to be fair, they paid off in five, six years if she doesn't miss a beat. You know, five, six years of her life. Sounds like a long time, but when you get to our age, flies by pretty quick, doesn't it? Anyway, shall we go for a dip then, shall we? Oh, what? Oh, what? It flies by pretty quick, doesn't it? Anyway, shall we go for a dip then, shall we? I gotta be missing hearing that. Should we go for a... Oh, age. It flies by pretty quick, doesn't it? Anyway, shall we go for a dip then, shall we? Brian, this is your second week in a row. This is your second week in a row. I'm not... Treading water's not my thing. Extensively refurbished, new it. Different location, okay? Gregg only paid $1,000, the rent ain't... Told you. I knew he wasn't gonna pay no more. Can't pay, we'll take it away. Tell him to leave a like, comment, subscribe, turn on your post, and we'll go.