 Jim, let's start with reports of Gary Cohn being considered for Fed chief. I think that that actually is a market mover because I think that Gary Cohn is regarded by everybody on Wall Street. I'm really mean it. I've never heard bad words said about Gary other than when he bashed it in the head if you didn't make your numbers. But it would be interesting to have a non-theoretical person at the Fed because one of the problems that the Fed has, they've got the trillions of bonds and that is something that an academic may not know how to get rid of but a practitioner would. So at this particular moment it would be who the Fed to have someone who actually understands the integral nature of the financial market so they can sell those bonds without hurting the market.