 Now in just a few months, I'm going to go from being a full-time doctor to going back into training to be a cardiology fellow, which also comes with a huge pay cut, I would say 75%. So what am I going to do with that big change in salary? Now my wife and I knew that going back to training was definitely something that we would be considering and didn't necessarily know is going to happen in a year, but here we are. And we basically follow the concept of one year in attending, still living like a resident for the first few years, because now that extra money that we spend towards investments, whether it be through our future home or through stocks, those will continue to grow. That doesn't mean that as a fellow, you have to live on rice and beans. We still definitely have enough in the bank to be able to do things like spoil our little baby girl who's on the way, but definitely remember when you get those first few paychecks as a full-time physician, don't have that urgency of feeling like you have to spend it. It's definitely better to go ahead and save the majority that you used to living on less. And then when it's time to spoil it, you can absolutely do so without being putting yourself in a financial hole. And if you enjoyed that behind the scenes of my life as a full-time physician, you want to follow me and my life as a full-time cardiology fellow, or you want any of the tips and strategies that we have for you here at the MD Journey, get that like, subscribe, and follow for more content just like this one.