 Keep it simple. What's up my big leagues, Mr. V here. Welcome to another video guys. So in today's video, we're going to take a look at my top five Vanguard index funds. So in the past, I did a video about my top five Vanguard dividend ETF. So if you didn't get a chance to watch that video, I'm going to hook it up here so you can definitely go check it out. The reason why I'm doing this series is because I've been getting a lot of questions from people that don't really want to have to do research on individual stacks to build a dividend portfolio. I do have a dividend portfolio with over 40 different dividend paying stacks. So if that's something that you want to be able to see, I'm going to put a link in the description below. That'll take you to my blog and you can definitely see the individual stacks. But if you don't have the time to research individual stacks and kind of build that kind of a portfolio, if you just want an easy route, ETFs and index funds are the way to go. Like I said, I did my top five ETFs. So today I'm doing my top five index funds. So we're doing specifically Vanguard index funds. So before we actually get started guys, if you're new to the channel, we talk about how to earn money, how to save money, how to invest and build wealth. So if that's something that really interests you, go ahead and hit that subscribe button and the notification bell too, you don't miss out on new content. So Vanguard index funds are one of my favorites. I have them in my 401k, I have them in my Roth IRA and in my traditional IRA account. So just because it gives you that cushioning of diversification in the market and then you don't have to worry about doing research. One of the benefits of having index funds is that you are kind of like a covered because you have all these other stocks that are make up that index fund. If things where they go south, all those companies don't crash at the same time, even though with something like the virus, I took a big hit with my index funds, but I don't really care because it's a long-term position. So I'm not looking at leveraging it for my retirement anytime soon. So I'm just going to let it sit there and grow. So before we jump in and look at the five index funds that I want to show you guys today, I go about choosing this index fund based on four major criteria. Number one is the track record of the index fund. So over 10 years, how has this index fund been performing? So I want to see that performance, like the growth over 10 years. So when we jump into actually looking at the funds, you will see on the charts how I actually look at that. Number two is that it doesn't outperform the S&P 500. If it does outperform the S&P 500, then that shows to me like, hey, this is an index fund that I really care about. Number three is their expense ratio. So if the expense ratio is under 1%, usually I would consider it. And I really want to make sure that it's a really good index fund, but usually 0.05 is where my sweet spot. That's where I would kind of start looking at. But expense ratios under 1% is compared to if you were doing a managed fund. It would be a lot more expensive, which would be like 1.5%, which is crazy. And then I'll look at management. So management is who is managing that fund and is there some of a turnover ratio on the management? If there's a lot of people coming in and living that particular fund, it tells me it's something not right there. So if somebody has been managing that fund consistently over 10 years, 15 years, 20 years, it tells me they know exactly what they're doing. And if I can see that it's that growth, and then that's how I would consider it. So those are the four key ways or things that I consider before choosing my index fund. So now let's jump on the computer here. Definitely take a look at the index funds that I want to show you guys today. So for most of you guys, again, if you're new to this and you're just looking like, hey, I don't want to have to spend time researching, then this is really where you want to start. So first guy on the blog is the Vanguard Total Stock Market Index Fund, VTSAX. This is really a classic. So again, I've talked about this on the channel for people that are in the fire movement. This is you cannot see a portfolio for somebody that is doing fire. That's financial, independent, retired, early. That doesn't have VTSAX. So it's crazy. So let's take a look. Expense ratio is 0.04%, which is good. The only downside of this particular fund, again, for most of this fund, is that it has a minimum investment amount, which is $3,000 in this case. So if you're just starting out, check out the top five index, the top five ETFs that I mentioned earlier, and that might get you started. And the reason why if you don't have, say, $3,000 to get started in an index fund, you can actually invest in ETFs that kind of match this particular index fund. So if you see up here, Vanguard has the ETF that matches this particular index fund. So definitely go check it out. So let's take a detailed look on this. So a hyper 30 car, $10,000 invested in this stock in this ETF over goodness. So a hyper 30 car, $10,000 invested in this index fund over 10 years would have given you maybe about $20,000 return in over 10 years, which is awesome. So again, if you look at the rate of return here, it's been doing pretty good. And so look at their since inception, it's given about maybe 6% return, which is awesome. So here's a composition of their index fund. So we're looking at, let's just go straight. So it covers the basic sectors, which is awesome. And then look at the key holdings. I see tech is in the high, Microsoft, Apple, Amazon, Google, which is alphabet, Facebook, which is great. So all the composition, they tell me like, hey, this is a solid, solid index fund. So you cannot go wrong with this guy. So definitely check them out. All right, so let's jump to number two. Number two is a Vanguard growth index fund. This one, VIGAX ticker symbol, expense ratio is 0.05. Again, minimum investment is $3,000. It has an ETF associated with it. If you don't have $3,000 to start, you can definitely take that ETF until you. You have $3,000 there, you can jump in there. Again, let's look at risk potential is for high risk, high reward. That's the way you have to see it. So here is what the performance has been over 10 years. So look at this. Last 10 years has been, I mean, it's been crazy. Since inception, which is 2000, to now it's remember about 6% again. If you look at right here, look at their hypothetical $10,000 invested in this stock in 2010, you would have made over, let's see, about $27,000 in returns, which is great. And this is a growth index fund. So let's look at the composition. Again, look at the composition here. Again, look at the composition here. It almost matches VTSAX in TOR. Again, that's just something for you to really consider. Number three, VLCAX Vanguard Latch Cap Index Fund. So again, expense ratio is 0.05, which falls in my sweet spot. Minimum investment amount is $3,000. Again, it has an equivalent ETF that you can go take a look at and make sure that if you don't have $3,000, you can still buy an ETF that mimics this particular index fund. So look at the risk is four, which is kind of high risk. But again, high risk, high reward. Return is over close to about 8% since inception. Hypothetical $10,000 from 2010 to 2020, you're looking at close to about $23,000 in return, which is crazy. Let's look at the composition. Again, all major sectors are in there. Look again, the main holdings are what we just talked about earlier. All these are companies that we saw in the other two. So this is not a great one to have. So moving on to number four on my list is VEIPX, the Vanguard Equity Income Fund. So S1 expense ratio is 0.27, which is higher. I mean, higher like crazy. Again, in my estimation, it's higher. But again, I say anything under 1% is really not so bad. So now let's look at high risk and look at the returns here. So if the returns here is almost 10% since inception, that's insane. So this is good. So again, if you invested a hyper 30,000 to $10,000 in this, you would have close to about $21,000 before the crash in 2020. So composition, again, this one has a mixture of really good stocks. Johnson and Johnson, JP, Morgan, Chase, Verizon, Cisco. And these are all dividend paying stocks, which is awesome. So I mean, like the list here, you cannot go wrong with that list. I'm just loving it. And then number five would be Vanguard Real Estate Index. So again, this is you doing some diversification in your portfolio. If you want to get into real estate and you don't want to buy individual real estate companies, then you get an index fund or you get an ETF that mimics the particular index fund. So this is awesome. Again, returns are not so bad. High risk, again, with high risk comes high reward. Hyper 30,000 to $10,000 invested would have given you close to about $16,000 in profit over 10 years, which is still not bad. But at least you get some diversification in your portfolio. So these are the different holdings that we have in there. So those are my top five. And then as a bonus, there is VDIGX, which is another one, it's a dividend growth 0.22%. That's a little bit high, again. But under 1%, which is something that I appreciate. So the growth here is right there, $32,000 over 10 years. We invested $10,000, about $22,000 in return holdings. Again, a solid dividend paying companies from McDonald's to Johnson & Johnson, Coca-Cola, Metronics, Microsoft, Boy, Nike, Colgate. This is awesome. Sorry, I mean, the composition is just so sweet. And then finally, this one, Vanguard Dividend Appreciation, V-D-A-D-X. Expense ratio is 0.08. That's awesome. Makes us happy. Minimum investment is $3,000. And this one, performance is not the best. But again, it's still good. So there we go, guys. So those are my top five Vanguard Dividend Paying Index Fund. So a lot of you guys that are looking at just getting into the market and you don't want to have to do any sort of work to pick individual companies, this is something that you can definitely consider to put in your portfolio. And again, I mean, I think Warren Buffett says, hey, if you just buy index funds, find someplace, sit and relax. So a mixture of index funds and ETFs in your portfolio, then you don't have to worry about researching individual stocks, which takes away all that headache. So question of the day, what are your best or top five Vanguard index funds, dividend pay index funds? Let me know in the comment section again, guys. If you haven't already subscribed to the channel, we talk about how to earn money, how to save money, how to invest and build wealth. So if that's something that really interests you, consider hitting that subscribe button and the notification bell too, you don't miss out on new content. And as always, guys, stay safe, stay motivated. And I'll see you guys next time. Bye.