 Hey everyone welcome to a welcome back to Norris Cove. Today we're going to be talking all about money goals, setting money goals. As you can see I've used these sheets. These were in one of our subscription boxes and here we're just setting money goals for our money and for the month of April I realized that I did not have a money goal for getting one month ahead and some of you may know if you follow me when I'm doing my cash stuffing I have a one month ahead fund. My bills typically are about 3,500 a month but I wanted to up it to 4,000 for like a little buffer as you can see and that the math will be off a little bit here so just don't pay that in mind but I like to divide things by the month and I wanted to do it in a six month period of time and with that being six month period of time it's roughly about a hundred and sixty seven dollars a week that I would need to come up with in order to have that money or I like think about six hundred something dollars a month as you can see and then one sixty seven dollars a week and then I like to break it down by the day and so I had five dollars but I'm like that don't make sense it's not that so I think for daily it's roughly about 45 something dollars a day and I like to break things up this way because that's doable for me here I'm just kind of checking like that doesn't seem right so I'm just kind of checking my math on that I realize that didn't make sense so as you can see it's about 40 dollars a day that I would need to save in order to get one month ahead for six months I love these sheets I sometimes don't show everyone when I'm making these money goals but I did do a video on these I think on Instagram I did a live and we just went over the sheet and how to use it but as you can see right now I'm writing in the immediate actions and just some small lifestyle changes can allow me to do this six months is a little to me is it's a short period of time I'm not actually coming up with the one sixty seven a month I mean a week or the forty dollars a day but I still like to write it down because now my budget it can't allow for it but it really doesn't but it'll give me a chance to see you know what I can do what I'm capable of doing making small lifestyle changes are the immediate actions that I can do I can cancel out some eating out just to come up with that money and by me being self-employed this is pretty much the way that I always break things down I start by the month if I go get a car let's say I just got a new car back in November and I'll always break it down by the month if they tell me what it is for for the month I'm like okay I break it down by the week because I'm self-employed and then I break it down by the day and that works for me I've been doing this for 30 years and that's how I'm able to pay those hard ticket things so to me this is a high ticket thing but it will increase first of all let's say it'll decrease the stress but it will increase my money flow as well so as you can see I just put save a hundred and sixty eight dollars a week or a hundred and sixty seven dollars a week forty five dollars a day and then this is how much it'll cost me monthly to come up with six hundred dollars a month roughly you know a little bit above six hundred dollars a month and I could have that four thousand dollars I'm doing four thousand even though my bills are less than four thousand dollars a month that way I can have a buffer and it can accumulate and it'll give me an extra start because that means each month I'm going to have to after I get a month ahead I'm going to have to start making sure that I'm feeding back into that and then eventually I will work on getting two to three months ahead my ultimate goal is to be six months ahead and as y'all can see I was about the calculator love me a calculator because I'm always doing math and seeing how things will work for me in the type of budget that I have again as you can see I crossed out because I realized that it's not five dollars a day but it's roughly I said forty dollars a day it's like 25 uh 24 dollars a day is what I need to have in order to get um a month ahead in six months that is nothing and that's like seven days a week and I might have broken down to where it is just five days because I work pretty much six days a week and so I just kind of did the reverse math to make sure that you know that equal to four thousand and we actually came in a couple of dollars more so here I'm just writing like you know just start saving challenges savings challenges are great for getting a month ahead so I've been doing the dollar challenge the 52 week challenge no the one in five challenge sorry the 52 week challenge those are the two challenges that I'm doing right now and I'm going to eventually work my way to the 100 envelope challenge and I will use those to help me get ahead for the one month ahead so my suggestion is to just break down your money set some money goals for your budget and do everything you can maybe work backwards and here I'm just showing you some other money goals that I set for myself to have five thousand for the year so all this is doable um I will try to remember to list these inserts in the comment section below so that you can check them out here if you can see on the left hand side there's just other ways um I have listed four ways that you can get um you set your money goals for the month but I hope you guys enjoy today's video thank you for watching bye