 Up to welcome everybody to the independent investor live stream every week. We throw down we foot stomp on the opportunity for individual investors in In in an opportunity that is is absolutely real and it's exciting it's exciting times to have the opportunity to become a participant in in financial markets and looking to open the opportunity to all and looking to really parse through the gray and and Define that black and white for you And make sure that you're not being led astray That's why we are so adamant about the opportunity to put individuals in control of their own money and It's a it's not a very well accepted concept. It really isn't I I think when we're looking to challenge the system and how it's developed The system in and of itself. I mean You know pundits pundits come and they go on and YouTube YouTube is no different In that just selling the news of the day seems to be extremely popular to a lot of people that want to look for The largest group and the very criteria that they look for is well if this has the largest group then Somehow the information that's being turned out must be Credible and I think unfortunately it does not promote any type of individual thought and I think it can really muddy the waters it can confuse people it can make people overreacted situations that They wouldn't have normally reacted to had they just taken a little bit of time to self assess and And and take a look at what they want not only out of financial markets But to have a little bit of perspective about about your opportunity and you know what type of risk is worth putting on the table and You know how it is the tried and true methods of entering into financial markets Can can help you buffer some of the volatility and you know It's times like this where I can lean into the portfolio as much as I need I'm getting absolutely crushed and small caps small caps right now are just getting obliterated. There's no doubt about it This is a pretty indicative of Of the the cycle here that we've we've been in since early November and and I was Giving you guys the pulse and the tone for those folks that make their way into the independent investor channel For some reason as of late everybody's wanted to realize that there is shit in their pants And they want to start cleaning it out now. I'm not really sure. I understand that in that application. I don't There is no emotion in stock market investing as cliche as that does sound You really do have to have an approach that is above all you really do need to learn to apply a Methodology about stock market investing and you do you do need to pay attention? I Think you know what's what's interesting to me I was just talking to my good friend back behind the scenes here with Kyle with passive him coming You know the irony that some of those sharp minds on YouTube is That they're judged by that they're their channels I've got Matt money here in the group and you know myself We've got relatively small channels, but I think there's an element of Assistance there and really a sharp mind to try to parse through The confusion in the landscape and really try to understand and put yourself into the driver's seat of the recipient of the message so if you're sitting across from somebody and You know, it's like well Ryan just sold out of his entire portfolio by my course You know and it's I sneak that in every now and then I think for the patrons out there that Been around the block a few times. I think they can Double-check and make sure that that you don't have my hand in your pocket Taking out my donation to be part of the live stream here on the independent investor channel man But certainly delivering the goods absolutely but You know pundits those folks that are catching waves of the momentum's and yeah interest rates are going up They've been prematurely low or manufactured At historic lows for a significant amount of time And I think to step into a little bit more of a higher interest rate environment to hedge the effects of inflation Because we've we've infused the populace with capital flows to help buffer What has been an unprecedented pandemic over the last couple of years is completely normal Now again, if you you are just realizing that you indeed have soiled yourself And that you need to do a little bit of personal maintenance because you have never gone through this before or Your stock market investing Application has been defined on the last 10 years doing nothing but providing you easy money in the market, right? My my course Then then I This is going to be a lesson for you that is going to be hopefully well received in that You know people were lulled to sleep for a long long time to think that the market was just one of those things that could be made out to be something more than what it actually is and You're getting a bit of dose of reality right now as to the stock market investing opportunity and Me personally There's certain elements of the portfolio that yeah that are getting stuck, but I'm leaning against the passive Element to the portfolio man. I'm up week over week on the tsp You know those those programs that appeal to the masses out there those folks that Can look at their own program and say well hell. Yeah, Ryan's actually an advocate for I don't know working And that's the funny thing is a lot of people will come to A larger youtube channel and think that they can devote four or five hundred dollars to a course A thousand dollars fifteen hundred of them the money doesn't matter because people who are gullible you suck honestly You suck in so far as that you might be an awesome person I'll be your friend But you suck In that you're not going to get the value that you're all excited about getting out of stock market investing by entering into A course like that's that's being sold through youtube Not not for your benefit. Okay. It's not It's it's it's aimed to To to catch a wave the irony and the whole thing is you know, there's an interesting dynamic now in the markets I say when in both markets up and down all the time that's prudent that that is prudent approach when you're talking about the stock market But you know when I view and it was a very heated Topic in a good way in my viper group this week If you're not part of the viper group I would invite you to subscribe to the viper group. You get one private session with me Every year and it works really really well for a lot of introductory Investors you kind of got that in your hip pocket. I think a lot of folks use it as that But you can check that at independent investor group.com. That's independent investor group.com The links are on the front page of the youtube channel kickover. That's product. I'm very very proud of It will build out and I do not want people in there that don't want to be there. It's just that simple. Don't join Okay, I'm a little different by my course. Um, I don't I don't do that I I want people in there that are serious about wealth building and It's amazing to me break and bet down barriers for people like that to find those folks that Maybe have come from a little bit of hardship in their life. They're hungry. Um, they want to get ahead They're fighting scratching, you know working hard Every single day to scratch out that living Identify that a little bit of surplus capital in the budget to Put to work on a program. Okay Now look at your program as a series of layers Okay for a lot of people out there the layers can start with the 401k the 403 b the 457 programs If you don't have that and you are self-employed, certainly the the sep is worth looking at And then the individual Roth IRA account and so on we can we can layer up in any capacity that you want I think I've got about 20 accounts now. I just started the corporate accounts. That's four additional here. So I'm looking to build an empire and you might think who the hell are you Well in my mind I'm trying to build what it is that I'm aspiring to and I share that with you guys By my course, I don't need you to buy my course. I don't have a course I don't I don't think that way Um, I think that if I was going to sell everything in the stock market The prudent thing would be is not to share that with anybody Because that if you do understand anything and either one of two things the individual does understand it Or is naive to the fact that that is terrible terrible advice to give to an audience of tens of thousands if not hundreds of thousands of people Who will be excuse me? Let us stray By by by receiving that message. Well, maybe it is time to just sell everything The really tough part about that I gave a very spirited audio cast in my viper group You know, what what happens if the market ends up rolling off a thousand or two thousand points? It is it's going to be dubbed in the short term as that that individual man Knows the stock market that individual is a stock market whisperer. That's amazing. Bye my course You got to buy this guy's course. It's amazing, right? He'll be able to call tops and bottoms in the market indefinitely You know the irony in that is that um, there was no declaration of the losses that were incurred on that multimillion dollar portfolio that um, you know An individual like that doesn't need to invest Doesn't need to invest you've got millions of dollars stacked up You've got financial security The stock market at that particular juncture is optional for you. Okay a lot of people might disagree with me. That's fine You can disagree. I don't care. I'm right All right, it's optional for you if you want to continue to aspire to higher than average wealth No problem You just have to understand that risk has to remain on the table But the necessity of providing your basic needs is already met. You don't need to invest Okay, so for somebody like that Right to project to people that yes indeedy. I have sold all my stock. Who cares who cares good for you It doesn't transcend it doesn't it takes individual retail investors away from The very message that we should be after And that is to stay the course in financial markets. Why because investing for you and people like me Is a necessity. It is something that we have to do. Okay It's not something that you have the luxury of engaging in and not understand Matt money talked about this this week and I was like kind of foot stomping his message a little bit this week When he had mentioned some of you guys think that your portfolio managers managers and you know I suffer a little bit from this ego, but I also know what I'm doing If there's anybody that's going to make sense of a stock trade in deep water, it's going to be this guy Okay, some people don't even know the game that they're getting involved with they don't even know You know the rules of engagement for Single stock and investing and the due diligence that's required to even you know maintain A portfolio like that and and make sure that it can be managed properly to reduce And take into consideration the risk that you're putting on the table A lot of people are naive to the risk in the first place, right? So it's it's all well and good I think when you end up in that basket of stocks and the market momentum Is carrying you to the upside and you think man, this is badass, right? And I'm a shit. I'm gonna quit my job This is this is awesome. I'm a phenomenal investor. No, you're not you're not And just like where those folks are calling market tops. There might be a potential there We we are coming out of if not Rolling off of slightly a 12-year bull market after a financial crisis that was very very real There was corruption there during the mortgage back security crisis in 2009. Okay, since then it's been gangbusters Okay, I moved to Detroit around that time every single every other house on the in the neighborhood were short sell foreclosure I wish I would have just bought 15 houses at that time because they were giving them away for free This was just 12 years ago Okay, not that long ago Now the flip side is that the real estate market is gone bananas And you can't you can't find a driveway For $250,000 let alone a single family home in a nice neighborhood that's safe And you can put your kids into a nice school. They don't exist Not unless you want to pay a premium of $500,000 in this country and that's what's going on right now Okay, so You're gonna keep this thing in perspective a little bit have have a good head on your shoulders Not to overreact and I think certainly, you know with that type of odds making and coming from a perspective of somebody that Obviously has a has an agenda by my course Has an agenda, right? It's just obvious to me You guys I should put that on a podcast man my spirited podcast man I see right the hell through people I hold myself to the most scrupulous Of standards and you guys might say and there's people who tune in to me who don't like me you do promotional content, right? Yeah, but i'm an honest guy Piss on you honestly, right? I do this channel for the most part free of charge That's the financial piece that supplements my message. That's my elevator pitch in seven seconds Like it or not get the hell out if you don't like it Don't let the door hit you on the ass the last company. I did gold mining. That was a phenomenal video Nobody watches it in my independent investor channel Audience and nor do I expect you to do so But you know By my course Really does reach into your pocket and take money out of your pocket It really doesn't take that much commitment to hit the thumbs up button to know that I explain and provide that Transparency as to why I do some of those projects and allows me to come on and do my favorite project Which is this every single friday and hang out with you guys Who is really my online network of people and To value Your guys' involvement in whatever capacity you want if you want to come in and catch the live stream free of charge That's awesome It gives me a lot of confidence to know that people can find an opportunity And hear an inspiring message like mine to make sure that they can stay steadfast with their met with their Program through thick and thin If you really do listen to the message, you'll understand that by controlling the scale and controlling the amount of Of of dollars that you put toward the market and you put those dollars to work in the right capacity You enjoy some of the positive things about Entering into the stock market either on the right side or the wrong side There's a lot of things that people do Incorrectly in the stock market And that's what matt was trying to really foot stomp and i'll i'll go one further and say a lot of people don't deserve To do single stock investing and there's intel. There's a certain level of understanding about the game that you're getting part of Most people just need to really get invested in Either ETFs or index funds Enjoy the markets passively most of your 401ks will supplement that very need and wonderful, right? I think it provides that opportunity get you off the sideline Get you involved in financial markets, but you know, it's interesting I posted a chart this week The market over the last couple days has been pretty horrendous But I I think we're down now probably four or five percent Year to date four or five percent guys You know At the time when the portfolio was liquidated and that advice was going out through youtube and I know there was a few folks commenting on it and like I said, I mean the man could be right Okay, I just want to caution each and every one of you guys to Put the proper credence if any Or the proper level of acknowledgement if any To being right in the stock market I want you to think about that for a second. All right It is being right in the stock market. Is that going to render by my course? Is that going to render more of those results? Because the individual is perceived as being right and being that stock market whisperer that I talked about Yeah, yeah Parsing through the gray man to provide the black and white tea. It's just that damn simple It's not that difficult Don't make it more difficult than it needs to be to be honest with you man That was like pulling teeth for me sitting through that video I don't I don't watch those big youtube channels as a matter of fact There's very few that I watch anymore Um, I'll support I'll support the gentlemen that are in my network I've got ethos investing in the house man fantastic Lots of corruption still Totally agree with you. Here's somebody with their thumb on the pulse, you know, and it's funny There's a lot of these awesome awesome youtube channels out there that are also really really great people You know map money and kyle who's a guest on the channel all the time and part of my business networks and dealings behind the scenes These guys are gangsters. I mean, they're freaking killers And I would not they whole uphold a criteria Uh of of business savvy, uh to the top tier degree If you can't hang with me, uh, I won't hang with you It's just that simple That the back and forth it's got to be on point It's got to be up there your aggressiveness and really your perspective. Just does that got to be locked in I think a lot of people have that potential to reach deep and find it some won't some won't Some want to come on to youtube and Take that ill advised posture of finding the largest youtube channel out there and saying, okay Well, there's a few million followers here. This must be the way And I contend that that is extremely dangerous Because I don't know if people are either doing one of two things. They're looking for genuinely good information And some of the information that's rendered out of these channels are actually very very good Meet kevin is a very very smart smart kid Smart guy, no doubt. I don't mean to sound condescending at all But I lost a lot Watching that and I thought, you know, it speaks to the motivation and good for him Marketing fantastic By the course he will sell courses out of the deal Why because people are naive and they love they love to for some reason Have their nose up the backside of somebody as if they're if they're smelling that ass, they're happy me That's not where I like to be. Okay. Most of the activity that happens In my wheelhouse is behind me Why because I'm out front And that's what I expect out of each and every one of you guys to dig deep and if there's any type of Servant leadership inside you find it Find it as soon as you can find it with some ferocity Okay, because being a follower in this life is going to eat you up and it's going to spit you out It's just that simple And you're you're going to find that you really don't have any ideas that work on your own It's it's gonna it's it's gonna it's going to be real tough on you man because when you come to atone for the decisions that you've made Unfortunately, you'll be atoning for the recommendations that you Took and deployed for yourself When you should have been taken your own advice guys So really appreciate you guys making your way into the fastest 60 minutes on youtube for another live stream here on friday I got a killer show for you guys planned and um, it's great to see everybody be with back with you in just a moment I don't know what it is that allows us to be so gullible And sometimes I have to make sure that i'm speaking to people In relative terms And what I mean by that is I understand i'm wired different. I understand that Now I like who I am all right I don't take any shit from anybody none And i'm a very very harsh critic Yeah Who am I the harshest critic on most of the time? me me I don't spend my time criticizing others you know, I Was brought to this Video and it was so contrary to what I believe in that I had to You know watch it offer my comments and and I think for the good of the group that's the folks that follow My lead from a daily perspective and in the viper group and want to understand my tutelage and coaching With regard to my perspective on certain injects You know look at it this way. I I said Three months ago that when the market started to roll off that all of the material That they had in the closet for many many months If not many many years would be pulled out And they start selling that propaganda youtube is no different. Okay, it's no different As interested as you can be in the propaganda that's available out there As good as you can package it up and deliver it to people as if it's your own It's not you can find this information anywhere you want free of charge on the internet You can read about the interest rates Emergency meeting coming up next week and be interesting to understand the renderings of that meeting It is what it is We're fine Gave my audio cast in the viper group this this week and Like I don't I don't really understand man. I mean you got grocery stores that are kicking some ass Good things no doubt. Lockheed martin is good Got a got a little geopolitical tension. We haven't had some of that for a little while. You know what I mean North korea seemingly fell off the grid there for the last two and a half years So we didn't have anything to talk about there. Um, you know as covet rolls off We're gonna have to find something else to sell to people So we can continue to generate the fear in people, right? It's better to keep people afraid because they're easily controlled and shepherded You know you keep them in the swim line that you want to keep them into Could you imagine a whole world of empowered individuals like me walking around? Shit, that's the beauty of youtube. I get to share my philosophy with people That's why they come in and they're like, oh, yeah, right. You're the man. You kick ass. I do I kick ass. It's just that simple get a little kick ass in you. It's okay. All right Be scrutinizing of the information that you that you bet. Okay 99.9% of the information and morals that I follow they're mine They're mine. They're not anybody else's I'm a hard guy to persuade If there's any persuasion there to be had Unlocks to have been to a program if it aligns with my program fantastic My advice to you is find your personal brand and outline and define your own program Which is what some of these other guys are doing What watch and invest watch a video from from kyle or or matt You know or j jason j mac investing that those are the three that are probably the closest to my network That have their own style of delivery, but they've done a good job in defining their own personal brand and their own personal style Matt really presses. He's doing some really good things. I'm impressed by his work on twitter I'm impressed by his work on tick tock and eventually the dam will open up He's putting too much pressure on the on the system not to get noticed And and he deserves it because he's just a really really incredible investing mind And you know the the ironic part about it is that's the guy that deserves two million subscribers Am I wrong? I don't know man You just get a sense of sincerity. Maybe i'm maybe i'm off base I I think the guy's just got the biggest heart to everybody. He's a badass investor. He's really good He's really good investor. I don't know. Maybe it would be kind of cool If you were looking to blindly follow somebody follow somebody that actually knows what they're doing Holy shit, just amazing man If there's any question with regard to their motivation or their intent Uh Find something else. Okay, but always come back home man. Always keep it Keep it home Pick out that there's things that matt does that I don't do. Okay, and that's okay There's things I do that matt doesn't do And kyle and jason and every every other of the of the group here patrons and subscribers to the channel Things that they pick up little nuggets tidbits of of of information I you know, I would be hard pressed to say that I don't know if kyle Is is a dollar cost averaging guru like I am, you know You know diversification if you were to ask him what his definition of that Might be a little bit differently explained doesn't mean either one of us are right or wrong by my course And and it doesn't mean that It just means that their interpretation of it is what they've taken Um as as as meaning something to them something that they can Really relate with and they can apply in their own personal application And and that's kind of what I look for to be honest with you and the interesting part about it is those guys have the results to garner On the investing side. Okay, I find it interesting and and I've talked about this too being the sleight of hand Is that some of these big youtubers go come on and they profess as if the youtube earnings Let me double down the youtube earnings is part of their stock portfolio ability. Okay No, no, it's it's all collective one. I I don't make anything on youtube It's all renderings of me with an ass on the on the market every year by my course Right, it's like the the biggest Garbage scapegoat sleight of hand piece of garbage. Give me a Tylenol that I've ever seen It's it's insane man I had it explained by one of my vipers who's in the group here I got jamie says it was like watching nails on a chalkboard And that's I was like, dude, this guy doesn't seem happy to me, man You know, it's like did you you got a you got a family? What are you doing? What are you doing? Just take a step back take a leave of absence from youtube. Okay Start a real estate company for crying out loud go ripping some ass. That's your that's what you were put here to do you know There's social media clips that are floating around about as admission to not know in the first fm thing about the stock market or stocks or anything The general but if you can sell something to somebody man sell that shit There's tens of thousands hundreds of thousands of people out there that will buy your crap No doubt about it And again, please double check your pockets and make sure that i'm not reaching in there and pulling out $5.95 for you to consume the content that you're consuming this evening on the live stream No indeedy indeedy deweedy. It's free of charge, right? So the the value is there to be had I don't know, you know, maybe i'm maybe i'm a cynic Right Maybe it's just because i'm unburned a few times. I guess by people that I just had 100 trust with So i'm a lot more guarded You know, I wish I could be a lot more open With people's ideas opens. It's just I question people's intentions, especially on social media Social media is just an arena for people to come on and Sell their agenda to people and I I think it's unfortunate and you really have to be a scrutinizing patron of that message to really extrapolate any value at all He says is kyle a youtuber. He sure is. Yep. He's subscribed to his channel, man You will not find Probably a more sharp duo of younger investors Then matt and kyle. Yep That's the truth These guys are real good and They'll they'll kill it someday and you know, it's cool too because kyle can provide A little bit of the pedigree of what type of Maybe not so much energy I wouldn't charge somebody with sharing in the energy that that guy brings to the table because Yeah, I don't know where he gets it. I think it's fabulous I I think it's he's he's He's pulsed into the same energy that you get by a a business opportunity Right and I think that's something really really special and You can't be lackadaisical about about business. You've got to be a shark You got to whip some ass where there's asked to be whipped. It's just that simple and I sense a ferocity with those guys and I have the utmost respect for them. I really do. It's good to know them. That's for sure They do relate Really well with the younger crowd So I charge them with you know Making sure that they understand that the message that they put out is being received by probably a younger audience than the ones that I garner Right. So there is there there's a responsibility there, man and Look, I I'm sorry people will come on and they'll be like you're suck Ryan man. Everybody can say what they want to say Bullshit No, they can't they can't especially when your head is up your backside When your head is up your ass and you're so naive to think that what you have to say is so important And it is in fact misleading by my course But you still say it anyway And and that's that's your angle Man, it just doesn't sit well with me man so a little bit of acknowledgement to understand that the information that like Everything that I say on my live stream I'm rolling it around in the back of the nagi nagi before it comes out my mouthy mouthy Okay, and I'm trying to understand what it is that I can say to yes Probe Yes, I'm I'm trying to get to you. Okay, so you can think about a few things again It's not monetary if you don't like the information leave. It's it's no problem. It's not about the money You're not paying to subject your time to my scrutiny. Okay You're doing it electively. All right. This is free. I could charge for this Because it's invaluable. All right. I am wired different If I thought that people were wired more like me, I wouldn't do this message because I'd be like Hey, it's all it's all right, man We got a bunch of killers in this world The fact of the matter is we don't we have very very few wolves and a whole hell of a lot of sheep It's just that simple and the sheep always want to just seemingly fall in line I hate to use that analogy with people because I've seen People that surprise me I say for the most part people don't surprise me in so far as Yeah, you're you're really not Interested in anything other than just surviving living life being healthy. Whatever it is. No problem I'm not here to judge but for those people that are looking to do more Every now and then I come across a few people in my daily interactions through social media They surprised the hell out of me and they're like man Ryan's touching on a nerve here, man. I do kind of feel like I I maybe want to do more Is it possible? Yeah, it is And for human beings, man, the the power of the human mind is a wonderful wonderful thing And if you can just tap into that, you know, it it's amazing the power of A mental mindset going forward and the ability to change The very reality for yourself and the cool thing is is when you start to taste that Successful mindset that is just in your mind when you start to taste that in reality That's the exciting part because what are we looking to do here? Are we looking to engage in a fairy tale world where you know? I'm king ryan with a hat and a cane and buy my course And all you have to do is just follow me and I'll provide you bread and water Out in the streets and and everybody will be happy. No, I don't I don't believe that I think personal empowerment is so much more so much more than that and I think From the lowliest of sources The potential to create great things is inherently there across all people. It doesn't matter Okay So where somebody is so forward and so far out there on youtube and they're like Man, this person's got a hell of a following Unbelievable they must be incredible I think you need to look a little bit deeper below the surface man to really understand the true intent of that Real talk, baby Real talk, baby. Let's jump into the portfolios man. Do a quick review here For all you guys as appropriate Need to make sure that I'm still able to breathe air hold on Yeah, okay good still able to enjoy a nice cocktail After one of the best professional weeks that I've had this week You ever worked so hard at your job That you get done with that week and you're like, holy crap Dude, I feel so good because I'm yeah pressed up man I whipped some ass and now I'm decompressed. It feels good. It feels good to chill Absolutely came home. I shut my eyes for like 20 minutes I did one of those power naps, you know, but All's well. I could breathe. Yep powerful. Yeah for the longest time, man I've been up at five o'clock in the morning man doing my workout I tell you what if you want to put yourself into the badass category Like the successful mindset category Do it. I know there's some people in the group who don't like when I talk like that I know they're like, man. I can't exercise you can Yeah, you have to you you have to preserve yourself. You have to It's not a choice If there's anything on this earth, look man, I'm not sitting here telling you to sell your whole portfolio What I am telling you to do is exercise. Yeah, you you you can not like that about me. No problem You have to preserve The very essence of your your well-being you have to It's incredible. Okay It's not like a fight club, you know Self-preservation is like masturbation. It's not like that man. It's it's extremely important Your quality of life will thank you. Okay Your your your your very essence and being your application it transcends into your business application It transcends I mean, I don't I wouldn't want to sit across from an audience if I didn't feel like I had a few categories whipped in the ass You know, if I had a few of these things figured out in life, you know How are you how are you going to tune into somebody if you you know, like I'm a complete disaster and I don't have good balance I don't do daily uploads on youtube. You want to know why? Because I'm coaching I do jujitsu With my daughter four times a week, man Coach and the kid I'm being available. I do this Friday live stream And that's the level of devotion that I'll give to an audience that I don't know 95 percent of you guys But I deliver the product for the good of doing so right super important I still have the ability to Enjoy a nice bourbon and coke Life is good, baby Life is good. Let's take a look at some portfolios Took profits and Lockheed martin today Unfortunate to have to do that just brutal times Anytime I have the ability to um take a little profit You know the established positions that I wanted to take here. I've already taken in tqqq. That was a nice addition to this compliments the bti Nice and nice and good with the technology the triple levered there Everything else is a go blackstone group. I've got the nestled in here And you know, these are all buildings. I'm just in a holding pattern right now in the portfolio Holding patterns as far as perspective and investing they can last months. They can last years I've been on the holding pattern for most of 2021 And I'll continue it into 2022 until something shakes loose. Uh, you know, I could have just given up on oil Years ago, but I didn't I'm almost back in the black with royal Dutch shell And um, it did liquidate some big oil I've got the smaller positions in exxon mobile and chevron in the dividend portfolio that I'll chronicle for you guys But I did liquidate those took some great profits and chevron and exxon today So the opportunity to take a little profit in the down market man was attractive to me to put a little buffer into the portfolio Lean into some of these positions that I've taken here as of late that of course has been caught up in the uh, the the um The downturn that we've incurred it's been the market's been brutal I think you can agree with that I own disney fantastic by my course You don't need to it's free of charge by pepsi. There's a good piece of advice sell your whole portfolio, man You'll sleep easy for like two nights and then you'll be like what the f did I do? Great. I followed this guy meet kevin who's been investing all of 2.2 years Should have followed the independent investor channel actually should have Want to know the truth of it. We're down just to touch here. You can see the spark line. We're down week over week a little bit the portfolio no big deal I talked to my kyle again before right before coming live stream and it was nice conversation I will share his sentiment about Building the cash it's something that I footstamp all the time on the on the channel. It's something that Is nice to footstamp when You're not doing it out of necessity But it's something that I do all the time and I've already put some of that capital to work I'm happy to do so my dollar cost average schedule Does not change Okay, and the dollar cost average is really keeping those passive investments Nicely in the game Super happy about it. This is my active portfolio guys that i'm declaring to you now Okay, uh Roth one here No big changes the black rock Is the most recent of changes in here everything else is Is the same as as tip as normal. I'm gonna holding pattern with the portfolios This is down just a little bit week over week. It's come off a little bit 1098 98 You know Highly honest holding in there at the four dollar level Uh, you know, it's got earnings. I'm gonna try to get a question out through You know, I don't know why rick if he doesn't already have I see rick schnellman in the group here Good friend of mine good friend of the channel. Um, he's vip on the channel as far as I'm concerned but um And a good guy to know in the community the highly on community as well But um, I I have plans to ask two questions on the call And the questions are going to be very very simple. Uh, I I'm going to ask Where his Where he gets the insight in what he's hearing back and feedback from the uh fleets to derive at his bullish sentiment on how Wide accepted the product will be from the fleets and to comment on the disconnect between the market that is pricing highly on right now at uh at the liquidation value So the disconnect is very real and I'll pose the question to Make sure that he comments on what he is seeing as a bullish thesis internally but also to acknowledge the disconnect and the Neon green elephant in the room, which is the stock market not buying The bullish thesis as of now as the company has zero and zero sales on the the second question will be about oem integration It was mentioned on the q2 call I've heard no progress On any type of advancements made on the front of oem integration outside of their existing relationship with peter belt Which is a good one But the caveat is very very simple highly on will not succeed I will repeat they will not succeed if they cannot Go from low scale production to mass scale production Even on the lower end of of that spectrum, which I start at about 2,500 units per year to keep the lights on at highly on And they're nowhere near that they they have not garnered enough interest and I don't understand Any progress that's been made. I believe that there has been But we're not made preppy to that and I would love to have thomas heli's comments on The oem front the integration that's being made When we could potentially look to scale up from low scale production into mass scale production At some point in the future and what progress has have been made toward that end Those will be my questions on the call Ryan independent investor cornerstone capital solutions. Who the hell is this guy? Nobody Just a guy Drinking some jimping on a Friday with you guys having fun worked hard this week Went to jiu-jitsu We got to sock our game tomorrow People are leaving the live stream. I'm out of here. This this guy sucks man. He's way too normal for me I want to be entertained. I'm out of here Okay, no problem I would leave because I don't render results The market's down and the portfolio's down This guy sucks. He's not showing me the way to riches overnight He says that's not possible. I make a differ No changes here in the portfolio like I said royal dot shell is is up I did remove xon mobile. I've been swing trading xon mobile To some degree of success. It's been interesting. It it goes up one day and it sells off the next It's very very predictably channelable channelable and I've been channeling the hell out of xon mobile. I've made some killer money No doubt about it could have just held it long, but I didn't I've been kind of just squeezing the juice out of it because I I map talked about this a little bit sweet another one of the themes of his messages that I I I resonated with everybody's pile into the oil right now, which is like, okay. Yeah, it could go to 100 but The the time to buy oil would have been the time that I and he said he was doing it I I'm not one to toot my own horn, but I was as well Wrote it all the way down into the downturn was buying into the downturn and and I made my killer money. I'm good All the easy money with oil has been made. I agree with that sentiment for sure I don't understand why all these people now are becoming bullish on xon mobile at $80 a share When it was at $37 and 50 cents some year and a half ago 18 months ago anyway I don't know go figure buy high solo right guys buy my course All right there's the etf portfolio off 200 bucks week over week so If nothing else you guys can extrapolate of a range of risk tolerance That you could deploy with the use of these portfolios Get you used to okay. How much in a down market does a $20,000 portfolio suffer This was down a couple hundred bucks and for some new investors. They may look at that and be like damn $200 that's like four video games or I don't know maybe two video games for what you guys are playing now Or whatever it is that you can take. I don't look at $200 the same as you do I don't look at $1,000 the same as you do and I don't look at 10,000 or even 100,000 the same as you do anymore okay, I have gravitate graduated to a better place in my Stewardship and my application with how I look at the opportunity Of dollars invested and that's just that's just it try to teach people along that spectrum that evolution of you know growing into a more advanced understanding of your money Okay, and invested dollars. You cannot be excited when they act like invested dollars Here's the dividend growth portfolio. This is awesome. I get a dividend paid out of this is off hundred bucks values holding in quite nicely mixed earning reports, but the projections are actually quite good Read some reports that they're actually calling for the contrary Entering into a supercycle That's part of my independent research. I guess if I fell in line with all of the pundits I guess I could just sell everything and I don't know buy my course I get just like swipe my credit card as quickly as I could to spend that $1,500 on A few courses on youtube to try to save my ass, but I tend to take a step back. Take a deep breath. I'm good Thanks. I'm good Do something good for myself go to the gym Stay stay stay tough stay in the game stay engaged Stay teaching I don't care how how bad it gets in the market. I'm not going anywhere I you know what I'm gonna quit youtube, right? So people have come on and they're like man ryan, you got me invested in the market You got me excited about wealth building over the long term You suck man. I'm off You should quit your channel. Okay. I'm not going anywhere. You can leave I'll continue to teach financial stewardship and up and down markets, man You want to know why I seemingly understand something about the stock market that a lot of young investors and old investors alike Don't understand about the stock market and that is this he either goes up or down I understand that. Okay. Do you? Truly understand that Okay, if you truly understand that then you'll put a program in place to account for either one of those two outcomes Okay, not just accept one and then bitch and complain what the latter happens Okay off about a hundred bucks and this portfolio goes up every week I suck actually this this goes up incredibly well Because I know what I'm doing by my course Here's the tsp whipping some butt. We're up week over week on this This is indicative of any of the programs out there that you could have if you have a 401k, this does not carry with it matching for you guys that do Congratulations, I think that's great. Some of the 403 programs Some of the recipients and the group here that are healthcare workers that enjoy the benefits of the 403 b I think it's a great program for you guys that are getting the matches out of that I think it's a great thing to still hold them down up performance of 17 percent in this portfolio By my course I love it We're just getting crushed in this hyper growth is rolling off at large cap growth is rolling off the bg It's been one of those that I've always wanted to own. I own it. It's easy easy It's etf good grief that takes no effort It takes no brains at all to put some money to work in the vugies $1,000 bill no big deal And we're doing well. We are up $1 week over week in the mid caps so Not too shabby Um blowbacks has has been a disappointment as of late It's caught up of course in this obliteration of small caps. No big deal We're going to continue to wait this holding out. Anyway, this is char Schwab account. It's one holding Cryptocurrency has caught fire obviously for you guys that have been following it The bitcoin is just absolutely holding in strong Shiba Inu has actually caught some fire as I've laid up and monitored in that and No, we're going to continue to be an investor in that in the eye trust capital Roth IRA If you guys are interested in click on the affiliate link and I do get paid for that However, um, you actually get a service out of the deal You get information on a Roth IRA if you don't want me to get paid out of it You could secretly secretively make your way over to eye trust capital and start it without using my affiliate Ha, there you go. I got you run, man. You're not going to get paid on my accord again Check your pockets. Make sure I'm not extrapolating that $5 and 95 cents for Sitting through the independent investor live streams tonight. Okay. Make sure all right And there it is $47 in the portfolio of an invest in 25 years to garner $47 Of net cash. We've got about 576 years to go before we get to our goal So I understand if there's a lot of you guys who tune into my message and they're like Damn in my early 40s, man. I'm only gonna have $40 in my account. You suck, Ryan, man I'm so glad you don't sell a course, man. I wouldn't buy it. Anyway, I wouldn't buy it if you charged 120 bucks Oh the irony Oh, the irony You can subscribe to matt money who's got about what 12,000 kiles got about 12,000 subscribers Matt's got about 10. They did they both deserve about 10 times that amount You can subscribe to them free of charge You get all kinds of good information man free of charge I don't offer those recommendations lightly I doubt And they're they're not immune to scrutiny either if I disagree with something that either one of them or anybody else says I'll disagree with them. They'll disagree with me. It's just that simple jason jmak investing We disagree on application press fine. No love lost No love lost. It's business, baby. We're all trying to get to an end. We don't mind putting it out there, man, but That recommendation when it comes from me It comes with the highest level of conviction because I run them through the same scrutiny as me They're not me. I'm only me and I expect that there's only one matt money and kyle and j. They're they're individual That's the cool thing about youtube, right? They're cool Very very cool. I really enjoy supporting their message, man. Let's get to the gallery here Take a look. See see who's in here, man. Oh, hell. There's all kinds of people in here fantastic I'm the seriz in the group. Oh leaps on highly on I missed that still account for risk and allocation Um, my leaps are down. I'm down so huge. I'm down so big on this company. Uh, what else can I say? It's just been so lovely By my course, that's just kidding. You'd be like, Ryan, you don't know what the f you're doing. Man, maybe not. I don't know Being and then stock marketing investor isn't about being right or wrong It's about tricking people into thinking that you're right or wrong and then selling them a course, right? It's about sounding really really elegant Even though you don't know the first effin thing about what you're saying It's about not having any experience but being really polished being really polished with your application and selling a bunch of naive people because I can Perhaps maybe I should go neon green with my hair. That'd be pretty awesome. They'd kick me out of my job I'm good. I like my black hair. I was blessed. I'm good. I like it. I like me. You guys should like you I like you. I like you. Maybe even if you don't like yourself. It's that simple Me Kevin's a bitch that I was like wow. I don't understand this guy needs to go kick his own ass Jesus Christ Jesus is like I imagine the the the Character test we used to put people through on the boats up in Alaska. It's just vicious Vicious if you could survive that man, you can come serve on my team Mm-hmm, but you got to be able to stand tough man Most people like talk tough and they can't perform under pressure Most people you get them under pressure. They will crack Most people will get into the heat of battle and then they will understand that they're in heat of battle and they'll fight And they'll fight and they'll do everything they can do to possibly understand what it'll take to survive in that Those are the people that I want to work with And what do you think the independent investor channel is all about? It's really it's one big Job application that I put out there to a bunch of people I know where I'm going. Hell. I'll go there by myself. I don't care No problem for those of you guys that are part of my viper group You're part of something that is so much so much more special than what you think I'm looking to build a network of people and I think I'm going to surprise a lot of people someday where you're like I'm dude. This is this is awesome, man I would be part of a group if somebody could just do it my way, but they won't Nobody's going to realize my vision the way I will And um, you guys will all be part of it. No doubt about it. It's going to be very very special That's part of the feelers that I put out there in this understanding a few things about life that are just Really beautiful when we revolve around those things because those are the things that are are really worth Revolving around most of the time man For sure sober trades is in in the group here another one of those channels very very good kick over subscribe to the channel Bring into your network Of close quarters channels that I endorse. Absolutely And a cool guitar player a cool guy. That's for sure But uh, great to see you sober trades man. Very cool. Sorry for the ninth inning shout out To give you one in the first inning if I'd see you pop in at nine o'clock, man But uh, come on the live stream one of these times man. We'll wrap I wanted to do tonight's live stream by myself Um, I I'm in a different zone when I do interviews. Uh, kyle. I was gonna have kyle on tonight He asked he wanted to come on and um tonight. I wanted to deliver the message myself I know he appreciates that You know, I'm on all the time with kyle and we talk behind the scenes daily And uh, it's it's a good thing, but um, it's really kind of cool to see you guys As dollar cost average into it Absolutely. Uh, I have been I've been buying For sure by my course crap. He beat me That was just what I don't know. I I never know what I'm gonna say on the live stream guys You gotta give give me a little bit a lot of dude. I I just Yeah, it just comes out. Okay I feel like there's a higher power at work trying to help get to people and let them know that most of the stuff that you come across out there in way of advice is just utter utter bullshit It's just utter garbage. All right If a crash comes it would be great to go into an e of Yeah, see that's the thing I I see a lot of people that are on this bandwagon of etf investing now at a market high Markets at an all-time high right now Right, what's rolling off right now is big tech Which putting putting some massive pressure on the market because the weightings are so heavy right And and I think if you were going to go from a non-invest to an investor You could certainly do that. I would just say enter into these volatile markets with fair expectations Okay, I think if you had a $50,000 bill to throw at this market Average into it Right make your starting amount 2,500 bucks doesn't doesn't mean you have to go whole hog You're not going to win over the short term anyway So enter into the market in the capacity that makes sense for you now Uh, it'll help you make sense of this gig as you as you scale into it By the market as it dips. That's what I'm doing right now. Mm-hmm. That's what I'm doing saving the cash And um, you know just just just doing the deed Yeah, VUG is vanguard be kind of careful with some of these Uh offerings that I put out there to the group. Okay I don't put these out there with the intention that you just fall over yourself to go buy these And sarah knows this I know she's explaining to somebody what this is. This is the This is the growth ETF from vanguard and this does fluctuates. It's got a pretty good year over your average And I've got a relatively small amount in this So I'm just kind of keep that in mind. Okay, great to see Some new folks in here fantastic Brad, thank you for your comments to the uh, I I don't think I I named it by by name tonight, but You guys could kind of tell look if you're going to put that kind of content out you need to be uh responsible for that And you need to atone for that. I'm not going to get behind something like that. It's it's garbage. All right So Tobias great to see you my friend fantastic says enjoy the comment man. We're just a little over 60 minutes I am going to wrap it up guys really appreciate it. I looked forward to this. I I had a Pretty crazy week. I I had to pull it together for this one of my eyes are getting heavy I sold out just like I do every week and I sell out for you guys And and again, if there's any Reaffirmation of the intent behind my message It's certainly not to sell you my course It's not The the renderings from this project are going to be so much more valuable If you can feel like you are part of the community, which the folks that do get it To find every level of personal empowerment that you can possibly have And and realize the renderings from Initiating a program that puts you in the driver's seat very very important We revolve around this topic for a lot of people. That's really really a scary proposition We try to break down some of those barriers to entry in stock market investing And making sure that that all people out there Whether or not they believe it or not Can come on and they can find an inspiring message like myself because I have an uncanny ability to see good in people And see potential in people that people don't see in themselves guys. Thank you so much. Have a great weekend We'll catch you next Friday in the fastest 60 minutes on youtube. Be well and we'll catch you next week