 John we had a quick tip from Larry about the credit cards and discounts, right? Yeah, we've been talking about that lately So Larry says so speaking of getting points. How about this trick to get two more percent on your Apple purchases? I'm sure most of you pay for your Apple purchases using your Apple card Because well, you're an Apple geek and that's what Apple Geeks do Well since you can pay for your Apple things using Apple gift cards If you have an Amazon card First purchase an Apple gift card to send to yourself for whatever denomination. I usually go I usually do a hundred or two hundred bucks and then apply it to your balance You can also buy them in a whole foods, but why waste the gas? I Load up all my balances this way Starbucks Panera etc So if you feel all smug about your 3% feel even smugger with 5% They even have some gas cards available And um, yeah, that's good advice. I do something similar. So I don't know BJ's is one of our warehouse stores locally and I'm a member They actually offer a discount on all gift cards usually two to three percent off of the face value So that's nice. So you could do something similar because one of my credit cards also gives a discount for warehouse stores so Smart stacking them up. I like this. Oh, that's that's realized. He did that. That's cool I know so if you use your Apple card to buy an Amazon gift card you get 2% off