 Cognitive computing is becoming increasingly important in detecting financial fraud and national payment switches and PS. This technology allows for the analysis of large data sets and the identification of patterns of fraudulent behavior which is proving to be extremely valuable for financial institutions looking to protect themselves against financial fraud in a digitally driven world. Real-world cases from 18 countries were analyzed with the conclusion being that cognitive computing is essential for detecting financial fraud and NPS. This article was authored by Alessio Faccia.