 Hi everyone and welcome to Norris Cove. Welcome back. I'm Yoshida and today we're going to be doing our paycheck to paycheck weekly check in for me. So if that is something that you'd be interested in stay tuned. Okay you all so I got a couple of I gotta tell you guys what happened this week with my budget. What's going on and it's nothing really bad but I'll have some new categories. I'm gonna have to start cash stuffing again. So I made a couple of notes over here. So let's just do the review of last week and I tend to forget but let's do it. So last week was April 11th through the 17th and oh gosh so here here we go. Here I didn't fill this in. Here I guesstimated or projected to be $750 and we ended up getting $1,130. Yes and I was correct with the nails. I didn't do any nails. Norris Cove didn't make any money last week. I had a sale well some new items so nothing happened there. So no miscellaneous and actually I was supposed to put for miscellaneous. This week was the 200 I took out of my savings so we're just not gonna worry about that but anyway so I total for the week was $1,130 and I have that written down here in my A6. Let's see so card note got paid then they took an extra card note you guys. So I was like wait a minute that's going to be like three card notes in a month no ma'am. So I had to let it clear and then they put it back in my account and then thank God I had it there though just doing so much better. Boothrank I paid $250 City Bank I gave them $31 because I wasn't sure how it was going to end you know and then Barclays I did give $102 and then T-Mobile I gave well that's this week I just went ahead and paid them off y'all $166 I went ahead and paid them off so that was due that is actually due on the 21st and I did have money left I will say this so I kind of technically left a hundred in my account and just added more to it today so I paid that off today so it was $166. Okay so let me be quick here are my notes I put eat out less I did excellent I ate at home every day except for one day I ate out I went to Chipotle but I spent a lot of money in grocery okay and then I put make lunch smoothies less miscellaneous spending and no planning spending I did buy something from the plant from the plant spot that was it um but so now I got a new chase card for flights y'all that's the whole situation then I found out there was a buy you could buy mail pay later so I had to get my daughter back home I was going to use my credit cards but I was a little short didn't want to use my bill money but we just decided the last minute there would be cheaper for her to fly home than me to drive it would it was been like a $400 difference so I got them through I applied for the card but I had to wait to see if I got approved but in the meantime I just couldn't wait had to catch those tickets kind of low so I used the uplift program so it's going to cost me about thirty six thirty nine dollars a month I intend to pay that off I got a lot of little debt last week so then about a day later chase hits me up congratulations you got the card so I'm like oh god I don't need another credit card I just paid off credit cards but nonetheless because sometimes my daughter needs to fly home um I rejoin Planet Fitness that's going to be twenty two ninety nine a month twenty three dollars and I've made a note to add to the one and five dollar challenge then I bought groceries I ended up spending about two hundred dollars in groceries last week and I'm gonna tell you why my husband normally we have a grocery budget a card do we just use for groceries well I use some of it to um do my niece's baby shower I still had some left around roughly about a hundred and seventy something dollars use that plus being that I've gone back to eating healthy I added two hundred now I'm going to start taking back over groceries just a little bit and my husband's going to help you know when he can because we had some new windows put in so he's trying to take advantage of paying that off with the zero balance before it runs out so I'm going to take on groceries now so I will have a grocery envelope and I've spent two hundred this week so now I gotta try to budget very very tightly um put money back and save it okay so that is last week so let's just pop into this week so I've already kind of highlighted it here put a little sticker to spruce her up um leave that open for a second I'm going to go to the month and see what we have what do we have for this week coming up this week will be the 18th through the 24th um barclays they were paid less okay so here we're going to project 700 it's looking a little slow this week it is my birthday week um I'm not working Friday or Saturday um nails I do have a customer coming on Friday I said I wasn't doing nails but so I got 30 dollars um Norris Cove um I made a sale today I'm going to just put Norris Cove at 50 again and miscellaneous uh I don't know I'm going to leave that kind of zip right now and that gives us 780 dollars to work with for the week let's see how we do so barclays is doing the 18th I've already paid that I paid that last week so this week I have to worry about card note and T-Mobile I've already paid T-Mobile so um I guess I'll put T-Mobile down anyway um card notes it's doing the 20th and that's card note number two and that'll be 181 dollars and 60 cents I'm going to put T-Mobile because I took money out of there oh you're a T-Mobile it's 21st I'll just put the 20th okay T-Mobile and I had put like I said 100 from last week so I'll just say that I added 66 dollars to that this week so I'll just make that 66 and my birthday Saturday but I'm not I don't plan to really buy anything for myself I've treated myself enough um these are too too much oh Booth rent Booth rent girl you can't forget that Booth rent is 250 so I already have my card note in the bank sitting there just waiting um so I'll have it like that so Booth rent let's do on the 23rd which is Saturday these are all my bills but what I want to do I want to look forward to next week so next week I see on the 25th I have netflix right um that's $20 we know we can pay that next week I can just give that to my husband anytime um car insurance is due next week go daddy is due next week there's something else I just don't know what it is so car insurance is 206 so I want to have at least half of that so I'm gonna put um car insurance and I'm not gonna put a date here and I'm just gonna put hundreds because I want to have at least half that is that seems to be working for me um let me show you all my little calendar here it's a little decorative but um what I'm doing is trying to keep money for um the upcoming week in my bank account I pay my big bills like I asked is like I pay my big bills with the money in my bank account I usually get paid by cash zale or uh cash app so when I get paid by cash cash app or zale that money goes directly into an account I usually if there's a certain account I'm paying a bill out of then I'll disperse it to that account but my car insurance um and card note they come out of that account that the money is being deposited in if that makes sense I'm gonna do a digital envelope for you guys one day so you I'll probably do that on Wednesday so you can see where the rest of my money goes and the other bills to get paid and how they get paid digitally so anyway so I can look ahead that's why I love a monthly view let me zoom out this is my reason for having a monthly view it's because I can kind of see ahead and I'm actually going to start working on May I'm going to go ahead and fill out my May so that I can kind of mentally be ahead if you're self-employed entrepreneur like myself or not um it's always good to kind of pay I'm trying to budget as if I got a paycheck even though I don't um I'm trying to budget that way that is kind of working for me like last week I knew hey I had my car note coming I couldn't spend too much so I didn't I didn't even buy a big Easter dinner or dinner spread because I had spent a lot of money on grocery just trying to eat healthy so always whenever I'm trying to eat healthy I smell a lot in the beginning and then it kind of dies down once I figure out the foods that I like or the things I'm going to eat over and over and then too I have to feed my family as well so I'm going to be making meal plans and budgeting my meals now to help me budget for the groceries now and I'm enjoying having these responsibilities because these are things that I had prior to marrying my husband or prior to um you know becoming low income so that is that um I'm put down here in cash envelopes a real quick grocery I've already spent 37 dollars this week so I'm going to put 100 so that means I have like 70 dollars left to spend um I want to give savings 25 and that's about all I can do there um let's get to totaling up what we have let me also while I'm thinking about it let me check in my a6 because that's where the real budget be because I keep it on me so let's see so I have car note t-mobile and boot front same thing so my total is five ninety eight probably subtract the hundred and a dollar so let's see what we got going on we have five ninety seven and that is because I realized I added the current insurance so five ninety seven is my table and we're going to subtract that from the 780 and that leaves 182 40 I'm just going to put 182 over here and here and then subtract 25 that leaves 157 I should have put that down here but it's okay and then the hundred for grocery would be 57 dollars so I have 57 dollars left so this is what we have left 57 dollars if we you know spend the money wisely again car insurance is not due to next week I want to hold this off so if I didn't make this 700 I would just subtract the 100 of the car insurance because I know I have to next week to pay that but I just want to be prepared so I'm going to hold a hundred dollars to the side I could get rid of savings of not putting 25 dollars in savings but the grocery we got to have we got to eat so I've already spent 37 so what I'm going to do I may even just make this 75 because what I'm going to do is try to map out some meals some quick things some cheap things and that'll be within my budget and I still have like leftover health food from like last week probably months ago the last time I tried to you know eat right so whatever um let's go down here and make a meal plan a cheap meal plan dollar sign make cheap meal plan what else could help us um you know generate this money of course no plan or span I've been creating my own things lately anyway so I shouldn't do that and also I have to account my daughter is coming back which I'm going to probably have this in the miscellaneous I'm paying for her dollar to fly back which is 95 dollars and I told her I'd give her some money to help her with her bills so I'm just going to put my 95 for destiny and it's 95 dollars to fly the dog back so but it's her time is up with grandma so she has to go so let's uh put this back in so I hope that this makes sense the way that I budget um I know I have about a few entrepreneurs who follow me some hairstyles some nail techs and um I just want to make it simple for you guys because as self-employed people getting paid daily is easy for that money to slip through our fingers I always tell people that every day you need something just like today I got paid I went to the grocery store now had I not had a check or the money I would have made something work with what I had but of course sometimes you need toilet paper deodorant so it's best to get your money in line and make envelopes and and just a budget for those even small things so that you can keep track of your money um I have not I will be honest with you guys I have not been writing in my spending tracker here um I've just kind of been guesstimating but I've been keeping track of that grocery I can tell you that I know how much has been on grocery so um yeah um I'm going to start back doing that and I'm going to put a spending tracker in here so I can come home and add it to this and then that way I can kind of look at it kind of a little bit bigger but um I hope that was helpful um if you have any questions as always leave me a comment in the comment section I would be happy to answer your question or just to interact with you if you are new here just say hello down in the comment section I would love to welcome you to the cove so thank you all so much for watching um if today's your first time watching any of my videos and you enjoyed today's video please do me a favor hit that subscribe button also hit that notification bell and I will see you in my next video bye