 Well, my dear students, the course is Labour Policy Pakistan and the topic is benefits. Or relevant section was section 22 of the Employees' Old Age Benefits Act 1976. My dear students, an insured person shall be entitled to a monthly old age pension at the rates specified in the schedule. An insured person shall be entitled to a monthly old age pension and the salary of the pensioner shall be determined by the schedule. Provided that. Now look at this. The above slide shows that the pensioner shall be entitled to a monthly old age pension and the rate of the pensioner shall be specified according to the schedule. And I have told you many times that the proviso comes after a general statement and it gives an exception or an introduction in the general statement. Provided that he is over 60 years of age. Provided that the pensioner shall be entitled to a monthly old age pension and the rate of the pensioner shall be determined by the schedule. And the next extension of the proviso is that Contribution in respect of him were paid for not less than 15 years. This means that the pensioner shall be entitled to a monthly old age pension and the rate of the pensioner shall be determined by the schedule. Provided further that the age specified in clause A will be reduced by 5 years in the case of an insured person employed in the occupation of mining for at least 10 years immediately preceding retirement. So if the age of 60 years or 55 years can be reduced or reduced if their relationship is related to mining. Provided also that where the employee was insured under the provision of this act on or before 30th June 2002 and contributions payable under the act by the employer prior to 30th June 2002 in respect of said insured person had not been paid the insured person shall enjoy the rights under this act as if for the word payable the word paid were not substituted. My dear students provided further that where the contribution under section 9B is paid regularly by the insured person himself in accordance with prescribed procedure his entitlement to the benefit shall not be affected by default in payment of employer's share of contribution under section 9. Now let's move on to subsection 2. If an insured person was on the first day of July 1976 or is on any date thereafter on which this act becomes applicable to an industrial establishment my dear students over 40 years of age or 35 years in the case of woman clause B of subsection 1 shall have effect as if for the word sever were substituted or over 45 years of age or 40 years in case of a woman clause B of subsection 1 shall have effect my dear students as if for the word 15 there in the word 5 were substituted. Provided further that nothing in this section shall apply to an employee insured under this act on or after first day of July 2008. Subsection 2A of this section is notwithstanding. Notwithstanding means that whatever is written in any other law does not have any value. Whatever is written here has its value. So notwithstanding anything contained in subsection 1 an insured person who was insured under the provisions of this act on or before the 30th of June 1986 and will attain the age of 55 years in the case of a woman or on or before the 30th of June 1991 and in respect of whom contributions were payable to the institution for the period required under the provisions of this act shall be entitled to old age pension at the age of 55 years and 50 years in the case of a woman my dear students. Hope you have understood the topic. Thank you very much indeed.