 I'm Nicolas Roussel, I'm product marketing manager and I'm very pleased to speak again about our STP Mobile solution. If only it was easy to pay, to travel, to unlock the car or to buy at work, well this is what STP solution offers. So last year in Shanghai, we have revealed the STP Mobile solution, focusing on transit applications, leveraging on the partnership we have with Snowball. And this year, I'm very excited to announce that we did extend the STP Mobile solution to the mobile payment use case. So let me show you how easy now it is to make a mobile payment. So first, I will need to digitalize my credit cards by enrolling it into the system thanks to the wallet application. STP Mobile solution offers white label Android application and the software development kits, allowing the OEMs to create their own branding and to develop the end user experience and in easy manner. So after entering all the credit card information, I need to select the channel that I want to use to receive my confirmation code. And once received, I just need to input it into my wallet to end the enrollment procedure. I can find now my credit cards into my wallet ready to be used. So this fast and easy enrollment process has been made possible thanks to the connections that STP Mobile has with Visa and MasterCards, while the token management service platform that it is connected to STP Mobile solution. This is truly a turnkey solution made of the secure hardware with our ST54, the mobile application and the cloud service. Let me show you now a mobile payment. So I just need to enter an amount on the payment terminal and just to tap the phone on this payment terminal. So now you can see that the payment has been confirmed and I can see the transaction in the payment history associated to my virtual card. STP Mobile is all in one solution because today I will find all my transits, virtual cards, my payments, credit cards into the wallets. And very soon we will have all the digital cards into this wallet together and with the access badge to access that work, for example. So stay tuned, it will come soon. Now I invite you to visit the website ST.com slash STP Mobile. And I strongly suggest to liaise with our local representatives sales and marketing from your area to learn more about STP Mobile business model. Thank you.