 Steve, tell us a little bit about CEI. What is it? CEI is a community development corporation and community development financial institution. We're part of a network of similar organizations all across the country. There are about a thousand or so. CEI was started in the late 70s in mid-coast Maine. And we provide small business lending and technical assistance. We're a non-profit. We also develop affordable housing. We tend to focus on Maine's comparative advantage economies, natural resources, agriculture, agriculture, fisheries, and energy. And you're not a government entity, but are you fully with any government departments? We have relationships with a small business administration and with some other federal and state community and economic development organizations. But we're a private non-profit and our funding comes from banks, from grants, from high net worth individuals, and from our own earnings. And what sort of services do you provide to these companies? We provide free technical assistance or business planning assistance through the Small Business Development Center Network, which is a statewide network of counselors in Maine who, free of charge, will help small and medium-sized companies with start-up questions and challenges and help them to fine-tune their business and business plan as they move along. And we also provide financing to largely Maine-based companies. And those could be micro-loans of $5,000 or they could be substantial loans of up to a million to $2 million. What size companies do you work with? Well, some may have one full or part-time employee, the entrepreneur, start-up companies, but some may have 50 or 100 employees and be pretty well established. Are there any particular sectors that you work with or do you work with any business in any sector? Well, we can work with people across the full spectrum of economic activities and businesses in Maine. Our particular expertise is around those industries where we think Maine has a comparative advantage, our natural resource-based industries, agriculture, fisheries, agriculture, renewable energy. One of your precepts is what you call the triple bottom line, economy, equity and ecology. Talk about that for a bit. When we invest or finance a company, we're looking for a number of different kinds of returns from that relationship. We're hoping the company is going to grow and thrive and increase its economic impact. We're also hoping that it's going to build jobs, something that Maine is always in need of, and that they will be an employer that offers jobs that pay reasonably, pay a living wage and provide decent benefits through time. And we're also looking for environmental outcomes. We want companies to operate efficiently from an environmental and from an energy perspective. And we're also looking to invest in companies where there is an environmental advantage to Maine people and to the state from the company's existence and their work. How do you work with companies? How do you find them? Do you go to them? Do they come to you? Well, it works both ways, of course. Sometimes they will meet with one of our small business counselors, and from that relationship they'll get to know us. We're part of many trade organizations in different sectors. In Maine, for instance, I attend a lot of events from E2Tech, from the Energy and Environmental Council of Maine. And we may meet businesses through that network as well. We're here at Interphase Energy in Portland. What's their story? How did you hook up with them? And how do you work with them? They're a startup in wood pallet heating, biomass heating for homes and businesses. They're importing excellent established technology from Europe for home heating and for business heating. And they're using a natural resource that is a tremendous comparative advantage for Maine. It's great woodshed or biomass supply. And what kind of assistance did you provide to them? We've provided some technical and business planning assistance along the way, and we've provided them with some capital as well. And if people want more information about CEI or they want to talk to you about perhaps working with you, where do they go for more information? They can go directly to our website, which is www.ceimaine. That's M-A-I-N-E dot O-R-G. Ryan, tell us a little bit about Interphase Energy. Interphase Energy is a wholesale supplier and distributor of alternative energy solutions for everyone. We really focus on bringing technologies to the market that aren't currently available and that are affordable and accessible to the general public. And what kind of alternatives are these? Right now our flagship product is the Kettle line of fully automated pellet boilers. And what's your mission here? Our mission is really to provide the sustainable energy solutions for everyone. We really want to focus on bringing solutions to the masses in a way that it hasn't been done so far, you know, up and to this point. Alternative energy solutions have largely been for early adopters and for affluent communities and we're really trying to lower that bar and make it available for the average person. It gives a few facts and figures, oil versus wood pellets. In the state of Maine, 70% of households are heating with number two, heating oil. That's the most expensive and most polluting way of heating a home. We believe that a significant portion of those homes could be converted to heating with wood pellets which are a local and renewable source of energy. And it saves the homeowners about 50% on their heating costs. What is the Kettle boiler and how is it different? The Kettle boiler is a fully automated pellet boiler system that's designed to fully replace an oil heating system. It's a central system that provides heat to the entire house as well as the domestic hot water system if that's necessary. What makes the kettle stand out in the marketplace is really what you get for money. If you spend the same amount of money on some of our competitors' products, you would usually be buying a system that's not fully automated that would require cleaning fairly frequently. What the kettle brings is the automation and technology. It's a fully web-enabled, every unit comes standard with that option which allows for remote servicing, diagnostics and monitoring for maximizing efficiency which are actually some features that our competition doesn't offer. Does it work with hot water and forced hot air? What kind of systems does it work with? It's really adaptable to just about any kind of heating system. Whether you have forced hot water, cast-iron baseboards or a forced air system it can be adapted into. What about storing the pellets? How much room does it take to store pellets and how much does that equate to an oil tank in the basement? That's actually one of our challenges right now is that the density of wood pellets is less than oil and so it takes up a little bit more room. One ton of pellets is equivalent to 120 gallons of oil in terms of the heat content and so that takes up a little bit more room than heat than oil. However, usually you can fit three tons of pellets into a space that's about 7 feet by 7 feet square. And you can arrange for automatic delivery of pellets like you do for oil? Yes, bulk delivery is available throughout the state by multiple companies. And what is, how did CEI help you? What were you looking for and how did they provide to you? CEI came in very early in the process when we were getting the company started and they provided some very critical early seed capital for the company that really helped us get our operations up and going more quickly than we would have been otherwise. Did you look at other sources of funding first? We did look at other sources and we found CEI to be the most reasonable and the easiest to work with as well as providing some services and information and advice that others weren't able to provide. They were really, we saw them as a partner in the process of getting our company started. And talk a little bit about the process. How difficult was it to work with them? How did you start and finish? We've worked with several individuals at CEI and all of them have been very accommodating and very helpful. We've had to learn a lot obviously about getting a business like this started and they've helped us with not only some of the financial questions but other aspects of the business that we feel they wouldn't have gotten with other financial service companies. If people want more information about Interphase Energy or the Kettle Boiler where can they go for that information? InterphaseEnergy.com or KettleBoilers.com