 By trade, Joyce and I are both bankers. Farmer State Bank is located in Hosmer, we're an independent bank. Joyce and I own the bank ourselves and have for a period of time now. I think it's really helped us understand if you get your shoes in the same shoes as the people that are walking in the front door, doing some of the same things. We don't farm necessarily our acres, but we get out on those acres and you just get a first-hand look at what our customers are dealing with day to day. I think it's really helped our bank probably have a closer relationship with our borrowing base and our customer base, actually. And I think it's been a real good thing. The ranching and the banking together has, I think, done a lot of good things, at least for my own sake and knowing how people might come in and make their requests and run their operations. And even though each operation is done completely different and managed the way it needs to be, I think it's made us a better bank. About 32 years ago, we made a decision to buy a quarter of a ground and probably run 15, 20 steers on that ground to get us away from, at least for me anyway, to get myself away from my desk and outdoors, which is really where my heart is. So that's how we started. Basically, we had a quarter of a ground that had an old fence, so we tore it all out and built a corral system to load and unload cattle and to hold them in a pasture. And that's where we started. And since that time, we've expanded our ranching operation into Edmunds and McPherson County. We now have a pasture located from where we sit today, which is South of Osmer, South Dakota, up to the North Dakota border. It got it spread out. So we've spent the last 30 years plus pounding a lot of fence posts, building some corrals. We're now running a cow herd at about 350 cow calf pair, supported with about 17, 18 Angus semitol cross bowls. And we do some backgrounding as we pull those calves into fall, and we also sell directly to the market. So we do some of both. As I get older, I rely more and more on younger legs, which is our son, Joe, and our real ranch manager, who is Bill Johnson, both here in Osmer. Over the last 20 plus years, we've converted a lot of acres away from crop into grasslands with the help of U.S. Fish and Wildlife. And we worked with Ducks Unlimited and Soil Conservation and others to get that accomplished. Where we live is probably in a prairie pothole region, some hills, but more rolling. As a result, there are potholes too. So we do, in wetter years, hold a lot of water in this country, but in drier years, such as this year, we are in a severe drought area. What happens, I think, is you will lose water, but you can also retain some water with having these grasslands in place. And then even if you lose the water, you can gain some additional habitat and some additional grasslands, and some areas can develop themselves, which I think is really important to the ecosystem and the future. I think that shows, especially in a year like this year, where you get to some of these areas where you get the rolling, and we still have water holes that have water. We have habitat for ducks and geese, and some of that water could even support livestock if it needed to, at least to a degree. We do a lot of cross fencing ourselves, and we do utilize pastures, but what we've done may be a little different. We have a little more flexible approach, I think, and maybe a little less structured than some, whereas we will use some grass acres fairly hard at certain times of the year. We may not use any grass for certain times of the year. We still do keep some crop acres. We have some just to the east of us right now. We'll use that in the fall to take cattle from grass into those corn stocks or residue, soaring beans, whatever it might be, and we can utilize that forage along with our ranching and our grassland operation. Cattle's a tool to grow grass. Grass isn't meant to sit idle. It's meant to be disturbed if grass sits too long without use. It starts to overgrow, starts to choke itself out, and that's where you start seeing an increase in your non-native species. And you even start seeing production go down. Cattle's just a four-legged tractor that manages the grasslands for us. The native prairie out here, the grasslands of the Great Plains, it's a natural resource that's going away. And if it isn't for people like Bruce that are out there preserving it, it's going to be gone. And it helps in just endless opportunities, from cleaning up watersheds to having these wetlands that are holding floodwaters and preventing flooding events we see downstream to help in sequester carbon, for clean air. It's important for Bruce because it's helping his operation, it's helping Cattle in his operation. It's important for ducks because it's keeping grass in the landscape. It's important for the American people because it's keeping a natural resource out here. The grasslands are not only good from the ranching side, but they're good for outdoor interest. They're also good for, I think, diversity in economies and all the rest of it that goes with living where we live.