 أعوذ بالله اسمي العلي من الشيطان اللعين الرجيم سمالله الرحمن الرحيم ورحمة الله وبركاته ورحمة الله وبركاته أكثر من السكاتين لأن إلى أول أساس جداً إذا كنت أرى أساس مختلفة في الهاتف رمضان أبدأ with الله أدخل على أهل القبور السرور وقد أستخدمنا الكتابة فرصة بشيخ خلفان يجب علينا أن يساعدنا إلى تساعدنا إلى هذه المدينة و كما قلت في البداية يجب علينا أن نتساعد أو يجب علينا أن نتحدث عنها بجانب كل ما يجب علينا أن نتحدث عن هذا البداية يجب علينا أن نتحدث عن المدينة و سبب علينا أن نتحدث عن الإسلام لذا في today's session we're focusing on the next line of the دعاء بسم الله الرحمن الرحيم الله مقذي دينة كولي مدين أو الله يجب علينا to facilitate the payment of every indebted one now the notion of being in debt we know both in an Islamic perspective but also in a general secular perspective as well is not a favorite position for anyone and this is an obvious reason as to why we ask الله سبحانه وتعالى to help those who are in a state of debt to facilitate and help them in the facilitation of the payment so they can come out of this situation and I think I don't want to go into the details about when is a good time to get debt when is why you know when it is a good time how to go about it what's the Islamic way of giving a loan the benefits of those who are more affluent thanks to Allah سبحانه وتعالى giving loans to those who are in need I don't want to go into that the book does but I don't want us to go into that but I think it's just important for us to take a step back to remember that this is an unplayable position for someone to find themselves in it especially in excessive debt because it can really control one's mind one's situation and their every thought and I think perhaps at least in where we live in the west if you like yes we see debt you know for those who have maybe taken on for buying ABC etc but I think you know when and that can be difficult but I think for those especially who are in absolutely desperate situations we don't see as much of it in the west we do see it but maybe not as much of it and I think when you see you know in other parts of the world there are those who are really you know having to knock on doors and ask and ask and ask and say yeah I'll give it back I'll give it back over and that's a very difficult position to be in so I think just a moment for us to take a step back and realize that it's a very unplayable position and it can really occupy someone's mind completely which of course can mean that they don't use that intellect that they have on the capacity of their brain and they have to focus on seeking nearness to Allah because it can really make things clouded so I think that's just an important point to mention at the beginning but to dig deeper into this line as well I want us to really understand what dayn as a word really means because this will again open things up a little bit and this is quite a common thing actually when you look at the commentators of Quran especially and actually then also in the دعاز and after حديث as well that in the language of Arabic it's quite normal that you take a word and you remove parts of it the grammatical size of it if you like and you end up with a root behind that word and that by then looking into the definition behind that root you then realize where this word actually comes from the origination of this word and it can really make you think about a concept in a very very different way and it's a very common practice that happens amongst the commentators so when you take the word دين which we translate to in this line of the دعاز دت we translate دين as دت you end up when you break down the word naturally you end up with the letters دالية and نون and this actually originates from the word انقياد which is someone or isn't the state of being in submission or surrender and all of the derivatives of it link towards this notion of submission or surrender and it's quite a powerful and profound way to realize the weight of being indebted to someone that if I go to my next door neighbor or if I go for a family member or a community member ultimately by falling into debt by being indebted to them I'm surrendering to their every command if they say this is how I want it to be repaid I'm the one that has taken on that I am in a position of loneliness compared to their heightened state against me and that's why when you really think about it from that perspective it can start to really define and make you feel just the state of those who are in the state of debt what it must feel like the burden it must have that they are now indebted or if we can use the word they are surrendering and having to be submissive to something else other than and that's a frightening frightening level of you know it can really consume you it's really a frightening way to think about it and that's the richness of the Arabic language that gets us there and in fact we have a حديث attributed to امير المؤمنين عالي أمني بيطالب صلواته وطبه وسلامه وعلي where he says ادينه رق والقضاء واتق right debt is slavery and payment is freedom and in another حديث attributed to him he has ادينه احد رقين debt is one of the two kinds of slavery when you think about it that way you know it really brings us to light you know until we've paid we really are surrendering and submitting to that other person and of course we know there are حلال ways to take out debt and to facilitate alone where this and this this feeling doesn't actually come up and again but we're not going to go into that but I think it's it's of absolute importance for us to realize to be careful of not getting into debt yes I know I said that maybe we in the west don't see it as intensely as it's seen in other economies but there are certainly those who are in the west and who do find themselves in such a state now sometimes of course that can happen through very honest means that you know that things are turn very difficult for them health issues have cropped up mortgage payments have rounded etc and and you can find yourself in that situation we ask all of them to keep us safe and to brighter through the whisk so that we don't fall into such situations unless it's good for us and beneficial for us and that we can learn and grow and come closer to him but actually when you when you really reflect on it and you think you know you are to some extent able to fall into debt into debt so easily so easily and it can really be this lure of materialistic things that from starting very innocently and taking it perhaps a student loan and taking a mortgage a loan for your house that those very stable then you could argue necessary things to go into debt for and it's a relatively controlled state but very quickly with financing options that are available to us and buying things like you know fancy cars or maybe you know electronics and fancy TVs and sofas etc you can very quickly find yourself رacking up credit card payments racking up loans because you know it's only 15 pounds or $15 or whatever a month and then you have another one and another one and another one and actually you start living beyond your means you start becoming excessive and at some point that can catch up with you and you can feel at this point of being surrendering to those who you are in debt as to you can see it consumes you every thought and that that can be a very real place for us to end up and with the amount of adverts around us and the consumerist mindset that we are sat with and so it is a you know perhaps a level of warning to us as well that look fine الحمدلله if we are in a position where we're not facing this debt we should be very grateful but we must be very very cognizant that we could easily end up in that state and that state is one that is very very dangerous as we said attributed to أمير وما we mean debt is slavery and payment is its freedom debt is one of the two kinds of slavery it's very dangerous place for us to be and so we must be on the lookout for it and interestingly just to conclude on this point this notion of being in debt to someone and being therefore being surrendering to them you know it extends to other types of debt as well and just to give one example and I think it's quite a beautiful حديث that is attributed to أمار مصاد صلى الله عليه وسلم وعليه وعليه where he narrates from نبي لقمان عليه السلام when نبي لقمان is reported to have said when the time of prayer comes do not delay the prayer for something else pray and take rest for verily it is a debt it is a dane I think this is quite you know it's something that we all feel and I do feel that when the time for سلاح comes we do feel that weight on our shoulders that you know yeah I've got to I've got to get a move on you know we do feel it it is on our shoulders you know we know we need to go and be submissive therefore to our Creator we want to surrender everything that we have and go towards him and that's hugely tricky and I say this to myself you know you're in the in the thick of work and it's back to back meetings they're fried and censored but when you know for example at the moment it's almost spot on one o'clock here in the in the UK at the moment in the afternoon but that comes we feel that weight you know maybe we should feel that weight if we don't because we are indebted to our Creator we're completely indebted to him and this is not just I think for سلاح maybe and this is a personal opinion a personal opinion maybe this extends to all of the other forms of obligatory worship الله سبحانه وتعالى let's put on us because we do understand that we are the poor and he is the rich we mentioned this الله مأغني قول الفقير that he is he's the he's the rich and all of the bounties and blessings and risk comes from him and we are ultimately the poor and we are indebted to him and none but him so if he is the one who gives us everything is setting out conditions and orders that we must worship him in these ways at these times be it in our prayers in our سيام in our fasting in our خمس etc then we must do it it must feel like a burden on our shoulders and if it doesn't that is something that we need to question and just on that theme again I'm taking this from a personal reflection on this that in the nights of قدر while الله سبحانه وتعالى writes who of his creations will have the opportunity to go and visit the كعبة and conduct the pilgrimage of حج of their واجب حج again there are very clear conditions that are set out as to when that becomes obligatory and the moment that becomes obligatory upon us we should feel the weight we should feel the weight and we should surrender entirely everything for him for الله سبحانه وتعالى and if we don't and if we're delaying that خمس payment all that سلال all those repayment fasts all that حج we should feel that weight when our shoulders we must surrender this is like a dain this is like a debt to الله سبحانه وتعالى he's given us everything and these are the terms of our repayment if you like so to summarize on this line of الله هم الله هم أخذي دينة كل مدين we started by understanding this is a very tough position for those who fall into a state of debt we must pray for them and I think it's beautiful that this دعال reminds us not to just think of ourselves in our fortunate positions but to reflect on those who are in that very challenging situation it is a very unfavorable position and why because we understood that when we look behind the word دين and we go to its root we end up at the notion of surrendering to someone or an entity of the one who you are indebted to and this is a very tough state for one to be in in a very dangerous position and therefore we said that we must ourselves be on guard which would be great for that we're not there we should be on guard ourselves that we don't fall into a life of overly luxurious spending and therefore finding ourselves in debt taking us away from our Creator because then we become submissive to the one who we are indebted to we then saw the link from the حديث امام صادر عليه الصلاة والسلام was attributed to who have said which was attributed to نبي لقمان that's when the time of صلاح comes drop everything because this is like a state of debt this is a it's like a it's like a day and this should be on our shoulders and we should feel it and we must react and alleviate any debts that we have to our Creator because we are ultimately submissive to Him and only Him so inshallah we pray for all of those who are in a state of debt to be relieved with this sign of the دعاء اللهم قذي دينة كل مدين inshallah you can join us on the next session where we join where we go into the next sign of the دعاء والسلام عليكم ورحمة الله وبركات ورحمة الله