 3 moves that affect your credit score Hello, everyone. This is Amit Don of Adon Journal. Today, I'll talk about 3 moves that affect your credit score number 1 Making late payments or missing payments This move affects your credit score the most as much as 35% Paying on time can make the difference between an average or an excellent credit score number 2 borrowing too much This is the second biggest factor lowering your credit score Your outstanding debt counts for 30% of your credit score. Do not borrow up to your limit Keep it 25% or less of your available limits number 3 Closing two old credit card accounts The length of your credit history counts for 15% of your credit score To keep your credit card score higher. Do not close accounts that are too old It is a good idea to keep a variety of credit card accounts active, especially those which are old For more tips like these visit adonjournal.com That's all for today. Thank you